LUVU (Luvu Brands) Effective Interest Rate on Debt %: 6.60% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Luvu Brands Effective Interest Rate on Debt %?

Luvu Brands LUVU Effective Interest Rate on Debt % is 6.60% as of Mar. 2026. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Luvu Brands's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.41 Mil. Luvu Brands's average total debt for the quarter that ended in Mar. 2026 was $6.18 Mil. Therefore, Luvu Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.60%.

Luvu Brands  (OTCPK:LUVU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Luvu Brands Effective Interest Rate on Debt % Related Terms

Luvu Brands Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Luvu Brands's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luvu Brands Effective Interest Rate on Debt % Chart

Luvu Brands Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.13 6.36 7.05 9.09 9.32

Luvu Brands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.19 10.65 12.39 10.89 6.60

LUVU vs SNBRQ, LBRA, FGI: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Luvu Brands's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Luvu Brands Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Luvu Brands's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Luvu Brands's Effective Interest Rate on Debt % falls into.


Luvu Brands Effective Interest Rate on Debt % Calculation

Luvu Brands's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.372/( (4.173+3.81)/ 2 )
=-1  *  -0.372/3.9915
=9.32 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.006 + 2.167
=4.173

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.215 + 2.595
=3.81

Luvu Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.408/( (6.316+6.048)/ 2 )
=-1  *  -0.408/6.182
=6.60 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.798 + 2.518
=6.316

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.687 + 2.361
=6.048

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.60% mean?
Luvu Brands (LUVU) has a Effective Interest Rate on Debt % of 6.60% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luvu Brands and its competitors.
Is Luvu Brands' Effective Interest Rate on Debt % too high?
Luvu Brands' current Effective Interest Rate on Debt % is 6.60%.
How does Luvu Brands' Effective Interest Rate on Debt % compare to SNBRQ and LBRA?
Luvu Brands' Effective Interest Rate on Debt % of 6.60% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luvu Brands and its competitors. Luvu Brands's current Effective Interest Rate on Debt % is 6.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luvu Brands stock overvalued right now?
Based on GuruFocus' analysis, Luvu Brands (LUVU) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.06, compared to a current price of $0.04 — trading 40.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.60%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Luvu Brands (LUVU), the current Effective Interest Rate on Debt % is 6.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Luvu Brands Business Description

Address 2745 Bankers Industrial Drive, Atlanta, GA, USA, 30360
Luvu Brands Inc designs, manufactures, and markets a portfolio of consumer lifestyle brands including Liberator, a brand category of iconic products for enhancing sensuality and intimacy; Avana, inclined bed therapy products, assistive in relieving medical conditions associated with acid reflux, surgery recovery, and chronic pain; and Jaxx, a diverse range of casual fashion daybeds, sofas, and beanbags made from virgin and re-purposed polyurethane foam. The company conducts its business through two segments: Direct (consisting of its Internet websites) and Wholesale (consisting of its stocking resellers, drop-ship accounts, contract manufacturing, and distributor accounts).