TISMEX:3626N 78 Interest Coverage is 118.37 as of Mar. 2026, which is 23% below its 10-year median of 154.71. GuruFocus rates MEX:3626N with a GF Score™ of 78/100 and a GF Value™ of MXN500.34 (Modestly Undervalued). Among 1,705 Software companies, TIS ranks better than 71.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. TIS's
Operating Income
for the
three
months ended in Mar. 2026 was MXN2,435 Mil. TIS's Interest Expense for the
three
months ended in Mar. 2026 was MXN-21 Mil.
TIS's interest coverage for the quarter that ended in Mar. 2026 was 118.37.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. TIS Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for TIS's Interest Coverage or its related term are showing as below:
MEX:3626N'
s Interest Coverage Range Over the Past 10 Years
Min: 76.76 Med: 154.71 Max: 265.23
Current: 126.63
MEX:3626N's Interest Coverage is ranked better than 71.03% of 1705
companies
in the Software industry
Industry Median: 24.67
vs MEX:3626N: 126.63
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
TIS Interest Coverage Related Terms
TIS Interest Coverage Historical Data
* Premium members only.
The historical data trend for TIS's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MEX:3626N vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, TIS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIS Interest Coverage vs Software Industry
For the Software industry and Technology sector, TIS's Interest Coverage distribution charts can be found below:
* The bar in red indicates where TIS's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIS (MEX:3626N) has a Interest Coverage of 118.37 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TIS and its competitors. This is 23% below median its historical median of 154.71. Over the past decade, TIS's Interest Coverage has ranged from 76.76 to 265.23. According to the industry distribution chart, TIS ranks #494 out of 1705 companies in the Software industry, placing it in the top 29%.
Is TIS's Interest Coverage too high?
TIS's current Interest Coverage of 118.37 is 23% below median its 10-year median of 154.71. Over the past 10 years, this metric has ranged from a low of 76.76 to a high of 265.23. The Software industry median Interest Coverage is 24.67. TIS's value of 118.37 is 379.8% above this industry median. Based on the distribution chart, TIS ranks #494 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, TIS has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TIS's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, TIS ranks #494 out of 1705 companies for Interest Coverage. This puts TIS in the upper half of its industry. The industry median Interest Coverage is 24.67. TIS's value of 118.37 is 379.8% above this benchmark. Historically, TIS's own Interest Coverage has ranged from 76.76 to 265.23 over the past decade. While the company's 10-year median is 154.71 vs. the industry median of 24.67, TIS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIS's current Interest Coverage of 118.37 is 379.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TIS and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIS's current Interest Coverage is 118.37, which is 23% below median its own 10-year median of 154.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIS stock overvalued right now?
Based on GuruFocus' analysis, TIS (MEX:3626N) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN500.34, compared to a current price of MXN368.30 — trading 26.4% below its estimated fair value. The current Interest Coverage is 118.37, which is 23% below median its 10-year median of 154.71 and 379.8% above the Software industry median of 24.67. TIS's overall GF Score™ is 78/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TIS (MEX:3626N), the current Interest Coverage is 118.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TIS (MEX:3626N) Overvalued in 2026?
Based on GuruFocus' analysis, TIS stock appears to be undervalued.
The current stock price of MXN368.30 is trading 26.4% below its estimated GF Value™ of MXN500.34.
GuruFocus considers TIS to be Modestly Undervalued.
Key valuation signals for MEX:3626N:
Interest Coverage: 118.37 (23% below median its 10-year median of 154.71)
GF Value™: MXN500.34 vs. price of MXN368.30 (26.4% below fair value)
Industry Position: 379.8% above the Software median (#494 of 1705)
No single metric tells the full story. See the MEX:3626N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TIS is one of Japan's largest independent IT services companies, combining enterprise systems integration and outsourcing with issuer-side payment-processing infrastructure for banks and card issuers, a mix that is uncommon among domestic peers. The company serves clients in financial services, manufacturing, distribution, and the public sector, and recurring operation-and-cloud revenue represented 33.4% of group sales in fiscal 2026. For fiscal 2026, TIS generated JPY 596.5 billion of revenue and JPY 76.2 billion of operating profit, or a 12.8% margin. Its five reporting segments are regional IT solutions, industrial IT, offering service, financial IT, and BPM.
78GF Score
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