Murphy USAMUSA +3.58%83 Interest Coverage is 7.07 as of Mar. 2026, which is 6% below its 10-year median of 7.50. GuruFocus rates MUSA with a GF Score™ of 83/100 and a GF Value™ of $457.83 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 824 Retail - Cyclical companies, Murphy USA ranks worse than 51.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Murphy USA's
Operating Income
for the
three
months ended in Mar. 2026 was $205 Mil. Murphy USA's Interest Expense for the
three
months ended in Mar. 2026 was $-29 Mil.
Murphy USA's interest coverage for the quarter that ended in Mar. 2026 was 7.07.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Murphy USA's Interest Coverage or its related term are showing as below:
MUSA'
s Interest Coverage Range Over the Past 10 Years
Min: 4.89 Med: 7.5 Max: 11.35
Current: 7.47
MUSA's Interest Coverage is ranked worse than 51.58% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs MUSA: 7.47
Murphy USA (NYSE:MUSA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Murphy USA Interest Coverage Related Terms
Murphy USA Interest Coverage Historical Data
* Premium members only.
The historical data trend for Murphy USA's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MUSA vs GME, FIVE, BBWI: Interest Coverage Comparison
For the Specialty Retail subindustry, Murphy USA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Murphy USA Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Murphy USA's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Murphy USA's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Murphy USA (MUSA) has a Interest Coverage of 7.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Murphy USA and its competitors. This is near median its historical median of 7.50. Over the past decade, Murphy USA's Interest Coverage has ranged from 4.89 to 11.35. According to the industry distribution chart, Murphy USA ranks #425 out of 824 companies in the Retail - Cyclical industry, placing it in the top 51.6%.
Is Murphy USA's Interest Coverage too high?
Murphy USA's current Interest Coverage of 7.07 is near median its 10-year median of 7.50. Over the past 10 years, this metric has ranged from a low of 4.89 to a high of 11.35. The Retail - Cyclical industry median Interest Coverage is 7.94. Murphy USA's value of 7.07 is 11% below this industry median. Based on the distribution chart, Murphy USA ranks #425 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Murphy USA has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Murphy USA's Interest Coverage compare to GME and FIVE?
According to the Retail - Cyclical industry distribution chart, Murphy USA ranks #425 out of 824 companies for Interest Coverage. This places Murphy USA in the lower half of its industry. The industry median Interest Coverage is 7.94. Murphy USA's value of 7.07 is 11% below this benchmark. Historically, Murphy USA's own Interest Coverage has ranged from 4.89 to 11.35 over the past decade. While the company's 10-year median is 7.50 vs. the industry median of 7.94, Murphy USA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Murphy USA's current Interest Coverage of 7.07 is 11% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Murphy USA and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Murphy USA's current Interest Coverage is 7.07, which is near median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Murphy USA stock overvalued right now?
Based on GuruFocus' analysis, Murphy USA (MUSA) is currently considered Modestly Overvalued. The stock's GF Value™ is $457.83, compared to a current price of $558.14 — trading 21.9% above its estimated fair value. The current Interest Coverage is 7.07, which is near median its 10-year median of 7.50 and 11% below the Retail - Cyclical industry median of 7.94. Murphy USA's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Murphy USA (MUSA), the current Interest Coverage is 7.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Murphy USA (MUSA) Overvalued in 2026?
Based on GuruFocus' analysis, Murphy USA stock appears to be overvalued.
The current stock price of $558.14 is trading 21.9% above its estimated GF Value™ of $457.83.
GuruFocus considers Murphy USA to be Modestly Overvalued.
Key valuation signals for MUSA:
Interest Coverage: 7.07 (near median its 10-year median of 7.50)
GF Value™: $457.83 vs. price of $558.14 (21.9% above fair value)
Industry Position: 11% below the Retail - Cyclical median (#425 of 824)
No single metric tells the full story. See the MUSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Murphy USA Inc is mainly engaged in the marketing of retail motor fuel products and convenience merchandise through a network of several retail stores in the Southwest, Southeast, Midwest, and Northeast United States. The majority of Murphy USA's stores are located in proximity to Walmart Supercenters, but it also operates standalone stores that market gasoline and other products under the Murphy USA, Murphy Express, and QuickChek brands. In addition, the company also markets fuel to unbranded wholesale customers through a mixture of company-owned and third-party product distribution terminals and pipeline positions. The firm generates maximum revenue through retail sales of petroleum products, and the rest from merchandise sales and wholesale of petroleum products.
83GF Score
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