Ashiana Housing (NSE:ASHIANA) Interest Coverage: 27.40 (As of Mar. 2026) — 479% Above Median


NSE:ASHIANA Ashiana Housing Ltd NSE:ASHIANA
78 GF Score
Price ₹396.05
GF Value ₹541.46
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Ashiana Housing Interest Coverage?

Ashiana Housing NSE:ASHIANA +0.03% 78 Interest Coverage is 27.40 as of Mar. 2026, which is 479% above its 10-year median of 4.73. GuruFocus rates NSE:ASHIANA with a GF Score™ of 78/100 and a GF Value™ of ₹541.46 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,299 Real Estate companies, Ashiana Housing ranks better than 84.68% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ashiana Housing's Operating Income for the three months ended in Mar. 2026 was ₹170 Mil. Ashiana Housing's Interest Expense for the three months ended in Mar. 2026 was ₹-6 Mil. Ashiana Housing's interest coverage for the quarter that ended in Mar. 2026 was 27.40. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Ashiana Housing Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Ashiana Housing's Interest Coverage or its related term are showing as below:

NSE:ASHIANA' s Interest Coverage Range Over the Past 10 Years
Min: 1.32   Med: 4.73   Max: 69.75
Current: 69.32


NSE:ASHIANA's Interest Coverage is ranked better than
84.68% of 1299 companies
in the Real Estate industry
Industry Median: 4.24 vs NSE:ASHIANA: 69.32

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ashiana Housing  (NSE:ASHIANA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ashiana Housing Interest Coverage Related Terms


Ashiana Housing Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ashiana Housing's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ashiana Housing Interest Coverage Chart

Ashiana Housing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.73 47.21 2.05 69.75

Ashiana Housing Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 18.67 129.65 162.35 27.40

Ashiana Housing Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Ashiana Housing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ashiana Housing Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Ashiana Housing's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ashiana Housing's Interest Coverage falls into.


NSE:ASHIANA
78GF Score
Ashiana Housing Ltd NSE:ASHIANA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ashiana Housing Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ashiana Housing's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Ashiana Housing's Interest Expense was ₹-17 Mil. Its Operating Income was ₹1,165 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,749 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1164.8/-16.7
=69.75

Ashiana Housing's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ashiana Housing's Interest Expense was ₹-6 Mil. Its Operating Income was ₹170 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,749 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*169.9/-6.2
=27.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 27.40 mean?
Ashiana Housing (NSE:ASHIANA) has a Interest Coverage of 27.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ashiana Housing and its competitors. This is 479% above median its historical median of 4.73. Over the past decade, Ashiana Housing's Interest Coverage has ranged from 1.32 to 69.75. According to the industry distribution chart, Ashiana Housing ranks #199 out of 1299 companies in the Real Estate industry, placing it in the top 15.3%.
Is Ashiana Housing's Interest Coverage too high?
Ashiana Housing's current Interest Coverage of 27.40 is 479% above median its 10-year median of 4.73. Over the past 10 years, this metric has ranged from a low of 1.32 to a high of 69.75. The Real Estate industry median Interest Coverage is 4.24. Ashiana Housing's value of 27.40 is 546.2% above this industry median. Based on the distribution chart, Ashiana Housing ranks #199 out of 1299 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Ashiana Housing has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ashiana Housing's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Ashiana Housing ranks #199 out of 1299 companies for Interest Coverage. This places Ashiana Housing in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. Ashiana Housing's value of 27.40 is 546.2% above this benchmark. Historically, Ashiana Housing's own Interest Coverage has ranged from 1.32 to 69.75 over the past decade. While the company's 10-year median is 4.73 vs. the industry median of 4.24, Ashiana Housing has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ashiana Housing's current Interest Coverage of 27.40 is 546.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ashiana Housing and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ashiana Housing's current Interest Coverage is 27.40, which is 479% above median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ashiana Housing stock overvalued right now?
Based on GuruFocus' analysis, Ashiana Housing (NSE:ASHIANA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹541.46, compared to a current price of ₹396.05 — trading 26.9% below its estimated fair value. The current Interest Coverage is 27.40, which is 479% above median its 10-year median of 4.73 and 546.2% above the Real Estate industry median of 4.24. Ashiana Housing's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ashiana Housing (NSE:ASHIANA), the current Interest Coverage is 27.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ashiana Housing (NSE:ASHIANA) Overvalued in 2026?

Based on GuruFocus' analysis, Ashiana Housing stock appears to be undervalued. The current stock price of ₹396.05 is trading 26.9% below its estimated GF Value™ of ₹541.46. GuruFocus considers Ashiana Housing to be Modestly Undervalued.

Key valuation signals for NSE:ASHIANA:

  • Interest Coverage: 27.40 (479% above median its 10-year median of 4.73)
  • GF Value™: ₹541.46 vs. price of ₹396.05 (26.9% below fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 546.2% above the Real Estate median (#199 of 1299)

No single metric tells the full story. See the NSE:ASHIANA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ashiana Housing Business Description

Other Exchanges 523716:India
Address Unit 304, Southern Park, Saket District Centre, Saket, New Delhi, IND, 110 017
Ashiana Housing Ltd is a real estate developer focused on senior living homes, residential properties, and integrated housing solutions across India. The company's projects span multiple locations including Bhiwadi, Chennai, Jaipur, Pune, Lavasa, and recently, it is expanding into Mumbai and Bangalore. Its revenue generation majorly comes from the sale of senior living units and residential properties. The company plans prominent investment in senior living developments, emphasizing long-term community engagement and support.
78GF Score

Get the complete analysis for NSE:ASHIANA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹396.05
Price
₹541.46
GF Value