Cell Point (India) (NSE:CELLPOINT) Interest Coverage: 1.11 (As of Mar. 2026) — 25% Below Median


NSE:CELLPOINT Cell Point (India) Ltd NSE:CELLPOINT
71 GF Score
Price ₹15.00
GF Value ₹34.72
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Cell Point (India) Interest Coverage?

Cell Point (India) NSE:CELLPOINT -5.36% 71 Interest Coverage is 1.11 as of Mar. 2026, which is 25% below its 10-year median of 1.48. GuruFocus rates NSE:CELLPOINT with a GF Score™ of 71/100 and a GF Value™ of ₹34.72 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 824 Retail - Cyclical companies, Cell Point (India) ranks worse than 92.11% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cell Point (India)'s Operating Income for the six months ended in Mar. 2026 was ₹39 Mil. Cell Point (India)'s Interest Expense for the six months ended in Mar. 2026 was ₹-35 Mil. Cell Point (India)'s interest coverage for the quarter that ended in Mar. 2026 was 1.11. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cell Point (India)'s Interest Coverage or its related term are showing as below:

NSE:CELLPOINT' s Interest Coverage Range Over the Past 10 Years
Min: 0.79   Med: 1.48   Max: 2.5
Current: 1.05


NSE:CELLPOINT's Interest Coverage is ranked worse than
92.11% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs NSE:CELLPOINT: 1.05

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cell Point (India)  (NSE:CELLPOINT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cell Point (India) Interest Coverage Related Terms


Cell Point (India) Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cell Point (India)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cell Point (India) Interest Coverage Chart

Cell Point (India) Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 1.54 2.50 1.38 0.79 1.05

Cell Point (India) Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.67 0.60 0.97 0.99 1.11

NSE:CELLPOINT vs CASY, WSM, ULTA: Interest Coverage Comparison

For the Specialty Retail subindustry, Cell Point (India)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cell Point (India) Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cell Point (India)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cell Point (India)'s Interest Coverage falls into.


NSE:CELLPOINT
71GF Score
Cell Point (India) Ltd NSE:CELLPOINT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cell Point (India) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cell Point (India)'s Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Cell Point (India)'s Interest Expense was ₹-65 Mil. Its Operating Income was ₹68 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹311 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*68.291/-64.739
=1.05

Cell Point (India)'s Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Cell Point (India)'s Interest Expense was ₹-35 Mil. Its Operating Income was ₹39 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹311 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*38.922/-35.151
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.11 mean?
Cell Point (India) (NSE:CELLPOINT) has a Interest Coverage of 1.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cell Point (India) and its competitors. This is 25% below median its historical median of 1.48. Over the past decade, Cell Point (India)'s Interest Coverage has ranged from 0.79 to 2.50. According to the industry distribution chart, Cell Point (India) ranks #759 out of 824 companies in the Retail - Cyclical industry, placing it in the top 92.1%.
Is Cell Point (India)'s Interest Coverage too high?
Cell Point (India)'s current Interest Coverage of 1.11 is 25% below median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 2.50. The Retail - Cyclical industry median Interest Coverage is 7.94. Cell Point (India)'s value of 1.11 is 86% below this industry median. Based on the distribution chart, Cell Point (India) ranks #759 out of 824 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Cell Point (India) has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cell Point (India)'s Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cell Point (India) ranks #759 out of 824 companies for Interest Coverage. This places Cell Point (India) in the lower half of its industry. The industry median Interest Coverage is 7.94. Cell Point (India)'s value of 1.11 is 86% below this benchmark. Historically, Cell Point (India)'s own Interest Coverage has ranged from 0.79 to 2.50 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 7.94, Cell Point (India) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cell Point (India)'s current Interest Coverage of 1.11 is 86% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cell Point (India) and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cell Point (India)'s current Interest Coverage is 1.11, which is 25% below median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cell Point (India) stock overvalued right now?
Based on GuruFocus' analysis, Cell Point (India) (NSE:CELLPOINT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹34.72, compared to a current price of ₹15.00 — trading 56.8% below its estimated fair value. The current Interest Coverage is 1.11, which is 25% below median its 10-year median of 1.48 and 86% below the Retail - Cyclical industry median of 7.94. Cell Point (India)'s overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cell Point (India) (NSE:CELLPOINT), the current Interest Coverage is 1.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cell Point (India) (NSE:CELLPOINT) Overvalued in 2026?

Based on GuruFocus' analysis, Cell Point (India) stock appears to be undervalued. The current stock price of ₹15.00 is trading 56.8% below its estimated GF Value™ of ₹34.72. GuruFocus considers Cell Point (India) to be Significantly Undervalued.

Key valuation signals for NSE:CELLPOINT:

  • Interest Coverage: 1.11 (25% below median its 10-year median of 1.48)
  • GF Value™: ₹34.72 vs. price of ₹15.00 (56.8% below fair value)
  • GF Score™: 71/100 with 6 warning signs
  • Industry Position: 86% below the Retail - Cyclical median (#759 of 824)

No single metric tells the full story. See the NSE:CELLPOINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cell Point (India) Business Description

Address Lalitha Colony, Door No. 30-15-134, Dabagardens, Visakhapatnam, AP, IND, 530020
Cell Point (India) Ltd is engaged in multi-brand retail selling of smartphones, tablets, mobile accessories, and mobile-related products of various brands such as Apple, Samsung, Oppo, Realme, Nokia, Vivo, Xiaomi, Nokia, Redmi, Techno, One Plus, etc. It is also engaged in retail selling of consumer durable electronics goods, smart televisions, smart watches, and air conditioners of various brands such as Xiaomi, Realme, and One Plus among others. The company operates in a single segment and derives revenue from its operations in India.
71GF Score

Get the complete analysis for NSE:CELLPOINT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹15.00
Price
₹34.72
GF Value