Rategain Travel Technologies (NSE:RATEGAIN) Interest Coverage: 6.08 (As of Mar. 2026) — 74% Below Median


NSE:RATEGAIN Rategain Travel Technologies Ltd NSE:RATEGAIN
84 GF Score
Price ₹945.20
GF Value ₹1,432.11
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Rategain Travel Technologies Interest Coverage?

Rategain Travel Technologies NSE:RATEGAIN +4.68% 84 Interest Coverage is 6.08 as of Mar. 2026, which is 74% below its 10-year median of 23.59. GuruFocus rates NSE:RATEGAIN with a GF Score™ of 84/100 and a GF Value™ of ₹1,432.11 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,704 Software companies, Rategain Travel Technologies ranks worse than 68.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rategain Travel Technologies's Operating Income for the three months ended in Mar. 2026 was ₹1,120 Mil. Rategain Travel Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-184 Mil. Rategain Travel Technologies's interest coverage for the quarter that ended in Mar. 2026 was 6.08. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rategain Travel Technologies's Interest Coverage or its related term are showing as below:

NSE:RATEGAIN' s Interest Coverage Range Over the Past 10 Years
Min: 1.76   Med: 23.59   Max: 155.22
Current: 8.15


NSE:RATEGAIN's Interest Coverage is ranked worse than
68.96% of 1704 companies
in the Software industry
Industry Median: 24.75 vs NSE:RATEGAIN: 8.15

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rategain Travel Technologies  (NSE:RATEGAIN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rategain Travel Technologies Interest Coverage Related Terms


Rategain Travel Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Rategain Travel Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rategain Travel Technologies Interest Coverage Chart

Rategain Travel Technologies Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 1.76 39.03 113.79 155.22 8.15

Rategain Travel Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 170.09 137.47 151.66 4.77 6.08

NSE:RATEGAIN vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Rategain Travel Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rategain Travel Technologies Interest Coverage vs Software Industry

For the Software industry and Technology sector, Rategain Travel Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rategain Travel Technologies's Interest Coverage falls into.


NSE:RATEGAIN
84GF Score
Rategain Travel Technologies Ltd NSE:RATEGAIN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rategain Travel Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rategain Travel Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Rategain Travel Technologies's Interest Expense was ₹-315 Mil. Its Operating Income was ₹2,567 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹7,010 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2567.41/-314.99
=8.15

Rategain Travel Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Rategain Travel Technologies's Interest Expense was ₹-184 Mil. Its Operating Income was ₹1,120 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹7,010 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1120.46/-184.38
=6.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.08 mean?
Rategain Travel Technologies (NSE:RATEGAIN) has a Interest Coverage of 6.08 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rategain Travel Technologies and its competitors. This is 74% below median its historical median of 23.59. Over the past decade, Rategain Travel Technologies' Interest Coverage has ranged from 1.76 to 155.22. According to the industry distribution chart, Rategain Travel Technologies ranks #1175 out of 1704 companies in the Software industry, placing it in the top 69%.
Is Rategain Travel Technologies' Interest Coverage too high?
Rategain Travel Technologies' current Interest Coverage of 6.08 is 74% below median its 10-year median of 23.59. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 155.22. The Software industry median Interest Coverage is 24.75. Rategain Travel Technologies' value of 6.08 is 75.4% below this industry median. Based on the distribution chart, Rategain Travel Technologies ranks #1175 out of 1704 companies in the Software industry, which is below the industry midpoint. Overall, Rategain Travel Technologies has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rategain Travel Technologies' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Rategain Travel Technologies ranks #1175 out of 1704 companies for Interest Coverage. This places Rategain Travel Technologies in the lower half of its industry. The industry median Interest Coverage is 24.75. Rategain Travel Technologies' value of 6.08 is 75.4% below this benchmark. Historically, Rategain Travel Technologies' own Interest Coverage has ranged from 1.76 to 155.22 over the past decade. While the company's 10-year median is 23.59 vs. the industry median of 24.75, Rategain Travel Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rategain Travel Technologies's current Interest Coverage of 6.08 is 75.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rategain Travel Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rategain Travel Technologies's current Interest Coverage is 6.08, which is 74% below median its own 10-year median of 23.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rategain Travel Technologies stock overvalued right now?
Based on GuruFocus' analysis, Rategain Travel Technologies (NSE:RATEGAIN) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,432.11, compared to a current price of ₹945.20 — trading 34% below its estimated fair value. The current Interest Coverage is 6.08, which is 74% below median its 10-year median of 23.59 and 75.4% below the Software industry median of 24.75. Rategain Travel Technologies' overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rategain Travel Technologies (NSE:RATEGAIN), the current Interest Coverage is 6.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rategain Travel Technologies (NSE:RATEGAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Rategain Travel Technologies stock appears to be undervalued. The current stock price of ₹945.20 is trading 34% below its estimated GF Value™ of ₹1,432.11. GuruFocus considers Rategain Travel Technologies to be Significantly Undervalued.

Key valuation signals for NSE:RATEGAIN:

  • Interest Coverage: 6.08 (74% below median its 10-year median of 23.59)
  • GF Value™: ₹1,432.11 vs. price of ₹945.20 (34% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 75.4% below the Software median (#1175 of 1704)

No single metric tells the full story. See the NSE:RATEGAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rategain Travel Technologies Business Description

Other Exchanges 543417:India
Address Plot No. A-3,4,5, Sector 125, Club 125, 4th Floor, Noida, UP, IND, 201 301
Rategain Travel Technologies Ltd is a SaaS company in the hospitality and travel industry offering solutions across a wide spectrum of verticals including hotels, airlines, online travel agents, meta-search companies, vacation rentals, package providers, car rentals, rail, travel management companies, cruises, and ferries. Geographically, it derives a majority of its revenue from the United Kingdom.
84GF Score

Get the complete analysis for NSE:RATEGAIN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹945.20
Price
₹1,432.11
GF Value