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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Tourism Finance of IndiaNSE:TFCILTD -2.69%60 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 2.46. GuruFocus rates NSE:TFCILTD with a GF Score™ of 60/100 and a GF Value™ of ₹39.89 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 164 Credit Services companies, Tourism Finance of India ranks worse than 609755.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Tourism Finance of India's
Operating Income
for the
three
months ended in Jun. 2026 was ₹454 Mil. Tourism Finance of India's Interest Expense for the
three
months ended in Jun. 2026 was ₹0 Mil.
Tourism Finance of India has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Tourism Finance of India's Interest Coverage or its related term are showing as below:
NSE:TFCILTD's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 51.6 * Ranked among companies with meaningful Interest Coverage only.
Tourism Finance of India (NSE:TFCILTD) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Tourism Finance of India Interest Coverage Related Terms
Tourism Finance of India Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:TFCILTD vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Tourism Finance of India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tourism Finance of India Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tourism Finance of India's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Tourism Finance of India's Interest Coverage falls into.
Tourism Finance of India Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Tourism Finance of India (NSE:TFCILTD) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tourism Finance of India and its competitors. This is 59% below median its historical median of 2.46. Over the past decade, Tourism Finance of India's Interest Coverage has ranged from 2.22 to 3.94. According to the industry distribution chart, Tourism Finance of India ranks #999999 out of 164 companies in the Credit Services industry.
Is Tourism Finance of India's Interest Coverage too high?
Tourism Finance of India's current Interest Coverage of No Debt (1) is 59% below median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 3.94. Based on the distribution chart, Tourism Finance of India ranks #999999 out of 164 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Tourism Finance of India has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tourism Finance of India's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Tourism Finance of India ranks #999999 out of 164 companies for Interest Coverage. This places Tourism Finance of India in the lower half of its industry. The industry median Interest Coverage is 51.60. Historically, Tourism Finance of India's own Interest Coverage has ranged from 2.22 to 3.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 51.60, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tourism Finance of India and its competitors. For the Credit Services industry, the median Interest Coverage is 51.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tourism Finance of India's current Interest Coverage is No Debt (1), which is 59% below median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tourism Finance of India stock overvalued right now?
Based on GuruFocus' analysis, Tourism Finance of India (NSE:TFCILTD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹39.89, compared to a current price of ₹82.74 — trading 107.4% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 59% below median its 10-year median of 2.46. Tourism Finance of India's overall GF Score™ is 60/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tourism Finance of India (NSE:TFCILTD), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tourism Finance of India (NSE:TFCILTD) Overvalued in 2026?
Based on GuruFocus' analysis, Tourism Finance of India stock appears to be overvalued.
The current stock price of ₹82.74 is trading 107.4% above its estimated GF Value™ of ₹39.89.
GuruFocus considers Tourism Finance of India to be Significantly Overvalued.
Key valuation signals for NSE:TFCILTD:
Interest Coverage: No Debt (1) (59% below median its 10-year median of 2.46)
GF Value™: ₹39.89 vs. price of ₹82.74 (107.4% above fair value)
No single metric tells the full story. See the NSE:TFCILTD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tourism Finance Corp of India Ltd is engaged in the provision of financial services. It provides financial assistance by way of rupee term loans, subscriptions to equity/debentures, and corporate loans mainly to hotel projects, amusement parks, ropeways, multiplexes, restaurants, and others. The company products and services include tourism project financing, other financings, and tourism advisory services. Its only operating segment being Financing and Investment Activities. Geographically, the company generates majority of revenue from India.
60GF Score
Get the complete analysis for NSE:TFCILTD
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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