Fondia Oyj (OHEL:FONDIA) Interest Coverage: 185.20 (As of Dec. 2025) — 173% Above Median

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OHEL:FONDIA Fondia Oyj OHEL:FONDIA
88 GF Score
Price €4.93
GF Value €5.82
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Fondia Oyj Interest Coverage?

Fondia Oyj OHEL:FONDIA -0.20% 88 Interest Coverage is 185.20 as of Dec. 2025, which is 173% above its 10-year median of 67.91. GuruFocus rates OHEL:FONDIA with a GF Score™ of 88/100 and a GF Value™ of €5.82 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 812 Business Services companies, Fondia Oyj ranks better than 71.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fondia Oyj's Operating Income for the six months ended in Dec. 2025 was €0.93 Mil. Fondia Oyj's Interest Expense for the six months ended in Dec. 2025 was €-0.01 Mil. Fondia Oyj's interest coverage for the quarter that ended in Dec. 2025 was 185.20. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fondia Oyj's Interest Coverage or its related term are showing as below:

OHEL:FONDIA' s Interest Coverage Range Over the Past 10 Years
Min: 6.89   Med: 67.91   Max: 181.82
Current: 51.05


OHEL:FONDIA's Interest Coverage is ranked better than
71.67% of 812 companies
in the Business Services industry
Industry Median: 13.2 vs OHEL:FONDIA: 51.05

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fondia Oyj  (OHEL:FONDIA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fondia Oyj Interest Coverage Related Terms


Fondia Oyj Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fondia Oyj's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fondia Oyj Interest Coverage Chart

Fondia Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.03 86.21 76.00 59.82 41.18

Fondia Oyj Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt 3.14 185.20

OHEL:FONDIA vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, Fondia Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fondia Oyj Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Fondia Oyj's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fondia Oyj's Interest Coverage falls into.


OHEL:FONDIA
88GF Score
Fondia Oyj OHEL:FONDIA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fondia Oyj Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fondia Oyj's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fondia Oyj's Interest Expense was €-0.02 Mil. Its Operating Income was €0.91 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.906/-0.022
=41.18

Fondia Oyj's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Fondia Oyj's Interest Expense was €-0.01 Mil. Its Operating Income was €0.93 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.926/-0.005
=185.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 185.20 mean?
Fondia Oyj (OHEL:FONDIA) has a Interest Coverage of 185.20 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fondia Oyj and its competitors. This is 173% above median its historical median of 67.91. Over the past decade, Fondia Oyj's Interest Coverage has ranged from 6.89 to 181.82. According to the industry distribution chart, Fondia Oyj ranks #230 out of 812 companies in the Business Services industry, placing it in the top 28.3%.
Is Fondia Oyj's Interest Coverage too high?
Fondia Oyj's current Interest Coverage of 185.20 is 173% above median its 10-year median of 67.91. Over the past 10 years, this metric has ranged from a low of 6.89 to a high of 181.82. The Business Services industry median Interest Coverage is 13.20. Fondia Oyj's value of 185.20 is 1303% above this industry median. Based on the distribution chart, Fondia Oyj ranks #230 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, Fondia Oyj has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fondia Oyj's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Fondia Oyj ranks #230 out of 812 companies for Interest Coverage. This puts Fondia Oyj in the upper half of its industry. The industry median Interest Coverage is 13.20. Fondia Oyj's value of 185.20 is 1303% above this benchmark. Historically, Fondia Oyj's own Interest Coverage has ranged from 6.89 to 181.82 over the past decade. While the company's 10-year median is 67.91 vs. the industry median of 13.20, Fondia Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.20, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fondia Oyj's current Interest Coverage of 185.20 is 1303% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fondia Oyj and its competitors. For the Business Services industry, the median Interest Coverage is 13.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fondia Oyj's current Interest Coverage is 185.20, which is 173% above median its own 10-year median of 67.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fondia Oyj stock overvalued right now?
Based on GuruFocus' analysis, Fondia Oyj (OHEL:FONDIA) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.82, compared to a current price of €4.93 — trading 15.3% below its estimated fair value. The current Interest Coverage is 185.20, which is 173% above median its 10-year median of 67.91 and 1303% above the Business Services industry median of 13.20. Fondia Oyj's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fondia Oyj (OHEL:FONDIA), the current Interest Coverage is 185.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fondia Oyj (OHEL:FONDIA) Overvalued in 2026?

Based on GuruFocus' analysis, Fondia Oyj stock appears to be undervalued. The current stock price of €4.93 is trading 15.3% below its estimated GF Value™ of €5.82. GuruFocus considers Fondia Oyj to be Modestly Undervalued.

Key valuation signals for OHEL:FONDIA:

  • Interest Coverage: 185.20 (173% above median its 10-year median of 67.91)
  • GF Value™: €5.82 vs. price of €4.93 (15.3% below fair value)
  • GF Score™: 88/100 with 4 warning signs
  • Industry Position: 1303% above the Business Services median (#230 of 812)

No single metric tells the full story. See the OHEL:FONDIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fondia Oyj Business Description

Address Aleksanterinkatu 11, Entrance at Kluuvikatu 6 A, Helsinki, FIN, FI-00100
Fondia Oyj is a full-service business law firm and a pioneer in exploiting new types of service models and technologies. Fondia offers customers pre-packaged fixed-priced service concepts as well as new ways to purchase case-based legal services and utilize digital environments in its service models. It provides Legal Department as a Service (LDaaS), other ongoing legal services, and assignment-based legal support to business customers across the Nordics and Baltics. Fondia's concept delivers business-oriented, technology-enabled, proactive, and scalable legal services for businesses, without the fixed costs of an inhouse legal department.
88GF Score

Get the complete analysis for OHEL:FONDIA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.93
Price
€5.82
GF Value