Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fondia OyjOHEL:FONDIA -1.87%88 PB Ratio is 8.12 as of Aug. 19, 2026, which is 46% above its 10-year median of 5.56. GuruFocus rates OHEL:FONDIA with a GF Score™ of 88/100 and a GF Value™ of €5.84 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,044 Business Services companies, Fondia Oyj ranks worse than 94.25% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-19), Fondia Oyj's share price is €5.26. Fondia Oyj's Book Value per Share for the quarter that ended in Dec. 2025 was €0.65. Hence, Fondia Oyj's PB Ratio of today is 8.12.
The historical rank and industry rank for Fondia Oyj's PB Ratio or its related term are showing as below:
OHEL:FONDIA'
s PB Ratio Range Over the Past 10 Years
Min: 3.86 Med: 5.56 Max: 17.34
Current: 8.13
During the past 12 years, Fondia Oyj's highest PB Ratio was 17.34. The lowest was 3.86. And the median was 5.56.
OHEL:FONDIA's PB Ratio is ranked worse than 94.25% of 1044
companies
in the Business Services industry
Industry Median: 1.67
vs OHEL:FONDIA: 8.13
During the past 12 months, Fondia Oyj's average Book Value Per Share Growth Rate was -18.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -21.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -15.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.70% per year.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Fondia Oyj was 86.60% per year. The lowest was -21.00% per year. And the median was -5.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fondia Oyj PB Ratio Related Terms
Fondia Oyj PB Ratio Historical Data
* Premium members only.
The historical data trend for Fondia Oyj's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OHEL:FONDIA vs CTAS, CPRT, GPN: PB Ratio Comparison
For the Specialty Business Services subindustry, Fondia Oyj's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fondia Oyj PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Fondia Oyj's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fondia Oyj's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Fondia Oyj's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fondia Oyj (OHEL:FONDIA) has a PB Ratio of 8.12 as of Aug. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fondia Oyj and its competitors. This is 46% above median its historical median of 5.56. Over the past decade, Fondia Oyj's PB Ratio has ranged from 3.86 to 17.34. According to the industry distribution chart, Fondia Oyj ranks #984 out of 1044 companies in the Business Services industry, placing it in the top 94.3%.
Is Fondia Oyj's PB Ratio too high?
Fondia Oyj's current PB Ratio of 8.12 is 46% above median its 10-year median of 5.56. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 17.34. The Business Services industry median PB Ratio is 1.67. Fondia Oyj's value of 8.12 is 386.2% above this industry median. Based on the distribution chart, Fondia Oyj ranks #984 out of 1044 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Fondia Oyj has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fondia Oyj's PB Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Fondia Oyj ranks #984 out of 1044 companies for PB Ratio. This places Fondia Oyj in the lower half of its industry. The industry median PB Ratio is 1.67. Fondia Oyj's value of 8.12 is 386.2% above this benchmark. Historically, Fondia Oyj's own PB Ratio has ranged from 3.86 to 17.34 over the past decade. While the company's 10-year median is 5.56 vs. the industry median of 1.67, Fondia Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.67, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fondia Oyj's current PB Ratio of 8.12 is 386.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fondia Oyj and its competitors. For the Business Services industry, the median PB Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fondia Oyj's current PB Ratio is 8.12, which is 46% above median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fondia Oyj stock overvalued right now?
Based on GuruFocus' analysis, Fondia Oyj (OHEL:FONDIA) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.84, compared to a current price of €5.26 — trading 9.9% below its estimated fair value. The current PB Ratio is 8.12, which is 46% above median its 10-year median of 5.56 and 386.2% above the Business Services industry median of 1.67. Fondia Oyj's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fondia Oyj (OHEL:FONDIA), the current PB Ratio is 8.12 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fondia Oyj (OHEL:FONDIA) Overvalued in 2026?
Based on GuruFocus' analysis, Fondia Oyj stock appears to be undervalued.
The current stock price of €5.26 is trading 9.9% below its estimated GF Value™ of €5.84.
GuruFocus considers Fondia Oyj to be Modestly Undervalued.
Key valuation signals for OHEL:FONDIA:
PB Ratio: 8.12 (46% above median its 10-year median of 5.56)
GF Value™: €5.84 vs. price of €5.26 (9.9% below fair value)
Industry Position: 386.2% above the Business Services median (#984 of 1044)
No single metric tells the full story. See the OHEL:FONDIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fondia Oyj is a full-service business law firm and a pioneer in exploiting new types of service models and technologies. Fondia offers customers pre-packaged fixed-priced service concepts as well as new ways to purchase case-based legal services and utilize digital environments in its service models. It provides Legal Department as a Service (LDaaS), other ongoing legal services, and assignment-based legal support to business customers across the Nordics and Baltics. Fondia's concept delivers business-oriented, technology-enabled, proactive, and scalable legal services for businesses, without the fixed costs of an inhouse legal department.
88GF Score
Get the complete analysis for OHEL:FONDIA
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OHEL:FONDIA has been successfully added to your 
