Fondia Oyj (OHEL:FONDIA) Return-on-Tangible-Asset: 28.94% (As of Dec. 2025) — 109% Above Median

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OHEL:FONDIA Fondia Oyj OHEL:FONDIA
86 GF Score
Price €4.92
GF Value €5.85
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Fondia Oyj Return-on-Tangible-Asset?

Fondia Oyj OHEL:FONDIA -0.40% 86 Return-on-Tangible-Asset is 28.94% as of Dec. 2025, which is 109% above its 10-year median of 13.82. GuruFocus rates OHEL:FONDIA with a GF Score™ of 86/100 and a GF Value™ of €5.85 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,091 Business Services companies, Fondia Oyj ranks better than 81.03% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Fondia Oyj's annualized Net Income for the quarter that ended in Dec. 2025 was €1.26 Mil. Fondia Oyj's average total tangible assets for the quarter that ended in Dec. 2025 was €4.35 Mil. Therefore, Fondia Oyj's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 28.94%.

The historical rank and industry rank for Fondia Oyj's Return-on-Tangible-Asset or its related term are showing as below:

OHEL:FONDIA' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.43   Med: 13.82   Max: 27.35
Current: 12.1

During the past 12 years, Fondia Oyj's highest Return-on-Tangible-Asset was 27.35%. The lowest was 3.43%. And the median was 13.82%.

OHEL:FONDIA's Return-on-Tangible-Asset is ranked better than
81.03% of 1091 companies
in the Business Services industry
Industry Median: 4.35 vs OHEL:FONDIA: 12.10

Fondia Oyj  (OHEL:FONDIA) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Fondia Oyj Return-on-Tangible-Asset Related Terms


Fondia Oyj Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Fondia Oyj's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fondia Oyj Return-on-Tangible-Asset Chart

Fondia Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 21.63 17.46 10.23 11.37

Fondia Oyj Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.71 16.13 2.23 -2.57 28.94

OHEL:FONDIA vs CTAS, CPRT, GPN: Return-on-Tangible-Asset Comparison

For the Specialty Business Services subindustry, Fondia Oyj's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fondia Oyj Return-on-Tangible-Asset vs Business Services Industry

For the Business Services industry and Industrials sector, Fondia Oyj's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Fondia Oyj's Return-on-Tangible-Asset falls into.


OHEL:FONDIA
86GF Score
Fondia Oyj OHEL:FONDIA
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fondia Oyj Return-on-Tangible-Asset Calculation

Fondia Oyj's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=0.568/( (5.393+4.6)/ 2 )
=0.568/4.9965
=11.37 %

Fondia Oyj's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=1.258/( (4.094+4.6)/ 2 )
=1.258/4.347
=28.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 28.94% mean?
Fondia Oyj (OHEL:FONDIA) has a Return-on-Tangible-Asset of 28.94% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fondia Oyj and its competitors. This is 109% above median its historical median of 13.82. Over the past decade, Fondia Oyj's Return-on-Tangible-Asset has ranged from 3.43 to 27.35. According to the industry distribution chart, Fondia Oyj ranks #207 out of 1091 companies in the Business Services industry, placing it in the top 19%.
Is Fondia Oyj's Return-on-Tangible-Asset too high?
Fondia Oyj's current Return-on-Tangible-Asset of 28.94% is 109% above median its 10-year median of 13.82. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 27.35. The Business Services industry median Return-on-Tangible-Asset is 4.35. Fondia Oyj's value of 28.94% is 565.3% above this industry median. Based on the distribution chart, Fondia Oyj ranks #207 out of 1091 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Fondia Oyj has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fondia Oyj's Return-on-Tangible-Asset compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Fondia Oyj ranks #207 out of 1091 companies for Return-on-Tangible-Asset. This places Fondia Oyj in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 4.35. Fondia Oyj's value of 28.94% is 565.3% above this benchmark. Historically, Fondia Oyj's own Return-on-Tangible-Asset has ranged from 3.43 to 27.35 over the past decade. While the company's 10-year median is 13.82 vs. the industry median of 4.35, Fondia Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Business Services company?
The median Return-on-Tangible-Asset among Business Services companies is 4.35, based on 1,091 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fondia Oyj's current Return-on-Tangible-Asset of 28.94% is 565.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fondia Oyj and its competitors. For the Business Services industry, the median Return-on-Tangible-Asset is 4.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fondia Oyj's current Return-on-Tangible-Asset is 28.94%, which is 109% above median its own 10-year median of 13.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fondia Oyj stock overvalued right now?
Based on GuruFocus' analysis, Fondia Oyj (OHEL:FONDIA) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.85, compared to a current price of €4.92 — trading 15.9% below its estimated fair value. The current Return-on-Tangible-Asset is 28.94%, which is 109% above median its 10-year median of 13.82 and 565.3% above the Business Services industry median of 4.35. Fondia Oyj's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Fondia Oyj (OHEL:FONDIA), the current Return-on-Tangible-Asset is 28.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fondia Oyj (OHEL:FONDIA) Overvalued in 2026?

Based on GuruFocus' analysis, Fondia Oyj stock appears to be undervalued. The current stock price of €4.92 is trading 15.9% below its estimated GF Value™ of €5.85. GuruFocus considers Fondia Oyj to be Modestly Undervalued.

Key valuation signals for OHEL:FONDIA:

  • Return-on-Tangible-Asset: 28.94% (109% above median its 10-year median of 13.82)
  • GF Value™: €5.85 vs. price of €4.92 (15.9% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 565.3% above the Business Services median (#207 of 1091)

No single metric tells the full story. See the OHEL:FONDIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fondia Oyj Business Description

Address Aleksanterinkatu 11, Entrance at Kluuvikatu 6 A, Helsinki, FIN, FI-00100
Fondia Oyj is a full-service business law firm and a pioneer in exploiting new types of service models and technologies. Fondia offers customers pre-packaged fixed-priced service concepts as well as new ways to purchase case-based legal services and utilize digital environments in its service models. It provides Legal Department as a Service (LDaaS), other ongoing legal services, and assignment-based legal support to business customers across the Nordics and Baltics. Fondia's concept delivers business-oriented, technology-enabled, proactive, and scalable legal services for businesses, without the fixed costs of an inhouse legal department.
86GF Score

Get the complete analysis for OHEL:FONDIA

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.92
Price
€5.85
GF Value