Sileon AB (OSTO:SILEON) Interest Coverage: 0 (At Loss) (As of Jun. 2025)

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OSTO:SILEON Sileon AB OSTO:SILEON
18 GF Score
Price kr1.80
GF Value kr0.02
! 4 Warning Signs
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What is Sileon AB Interest Coverage?

Sileon AB OSTO:SILEON 18 Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus rates OSTO:SILEON with a GF Score™ of 18/100 and a GF Value™ of kr0.02. The stock has 4 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sileon AB's Operating Income for the three months ended in Jun. 2025 was kr-10.43 Mil. Sileon AB's Interest Expense for the three months ended in Jun. 2025 was kr0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sileon AB's Interest Coverage or its related term are showing as below:


OSTO:SILEON's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 26.18
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sileon AB  (OSTO:SILEON) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sileon AB Interest Coverage Related Terms


Sileon AB Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sileon AB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sileon AB Interest Coverage Chart

Sileon AB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Sileon AB Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.00 0.00 0.00 0.00

OSTO:SILEON vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Sileon AB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sileon AB Interest Coverage vs Software Industry

For the Software industry and Technology sector, Sileon AB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sileon AB's Interest Coverage falls into.


OSTO:SILEON
18GF Score
Sileon AB OSTO:SILEON
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Sileon AB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sileon AB's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Sileon AB's Interest Expense was kr0.00 Mil. Its Operating Income was kr-57.33 Mil. And its Long-Term Debt & Capital Lease Obligation was kr4.00 Mil.

GuruFocus does not calculate Sileon AB's interest coverage with the available data.

Sileon AB's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the three months ended in Jun. 2025, Sileon AB's Interest Expense was kr0.00 Mil. Its Operating Income was kr-10.43 Mil. And its Long-Term Debt & Capital Lease Obligation was kr15.44 Mil.

GuruFocus does not calculate Sileon AB's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Sileon AB (OSTO:SILEON) has a Interest Coverage of 0 (At Loss) as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sileon AB and its competitors.
Is Sileon AB's Interest Coverage too high?
Sileon AB's current Interest Coverage is 0 (At Loss). Overall, Sileon AB has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Sileon AB's Interest Coverage compare to CRM and SHOP?
Sileon AB's Interest Coverage of 0 (At Loss) can be compared against companies in the Software industry. The industry median Interest Coverage is 26.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sileon AB and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sileon AB's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sileon AB stock overvalued right now?
Sileon AB (OSTO:SILEON) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is kr0.02, compared to a current price of kr1.80 — trading 8900% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Sileon AB's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sileon AB (OSTO:SILEON), the current Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sileon AB (OSTO:SILEON) Overvalued in 2026?

Based on GuruFocus' analysis, Sileon AB stock appears to be overvalued. The current stock price of kr1.80 is trading 8900% above its estimated GF Value™ of kr0.02.

Key valuation signals for OSTO:SILEON:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: kr0.02 vs. price of kr1.80 (8900% above fair value)
  • GF Score™: 18/100 with 4 warning signs

No single metric tells the full story. See the OSTO:SILEON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sileon AB Business Description

Address Soder Malarstrand 45, Stockholm, SWE, SE-118 25
Sileon AB is a Swedish financial technology company that provides buy now, pay later (BNPL) software as a service. Its platform enables banks, card issuers, and other financial institutions to offer BNPL functionality within their existing card and payment transactions, allowing them to operate their own consumer or business-facing BNPL programs under their own brands. The company's technology handles the credit decisioning, installment plans, and transaction processing that underpin these offerings, positioning Sileon as a business-to-business software provider rather than a direct-to-consumer lender. Its customers are primarily financial institutions and payment providers, mainly in Europe. Sileon generates revenue through subscription and usage-based fees for access to its platform, rather than from interest or lending margins. The company was formerly known as Paynova AB before changing its name to Sileon.
18GF Score

Get the complete analysis for OSTO:SILEON

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1.80
Price
kr0.02
GF Value