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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Sileon AB's Debt-to-Equity or its related term are showing as below:
OSTO:SILEON'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.53 Med: 2.36 Max: 18.02
Current: 1.26
During the past 13 years, the highest Debt-to-Equity Ratio of Sileon AB was 18.02. The lowest was 0.53. And the median was 2.36.
OSTO:SILEON's Debt-to-Equity is not ranked
in the Software industry.
Industry Median: 0.2
vs OSTO:SILEON: 1.26
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Sileon AB Debt-to-Equity Related Terms
Sileon AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Sileon AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:SILEON vs CRM, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Sileon AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sileon AB Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Sileon AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Sileon AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sileon AB (OSTO:SILEON) has a Debt-to-Equity of 0.80 as of Jun. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sileon AB and its competitors. This is 66% below median its historical median of 2.36. Over the past decade, Sileon AB's Debt-to-Equity has ranged from 0.53 to 18.02.
Is Sileon AB's Debt-to-Equity too high?
Sileon AB's current Debt-to-Equity of 0.80 is 66% below median its 10-year median of 2.36. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 18.02. The Software industry median Debt-to-Equity is 0.20. Sileon AB's value of 0.80 is 300% above this industry median. Overall, Sileon AB has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Sileon AB's Debt-to-Equity compare to CRM and SHOP?
Sileon AB's Debt-to-Equity of 0.80 can be compared against companies in the Software industry. The industry median Debt-to-Equity is 0.20. Sileon AB's value of 0.80 is 300% above this benchmark. Historically, Sileon AB's own Debt-to-Equity has ranged from 0.53 to 18.02 over the past decade. While the company's 10-year median is 2.36 vs. the industry median of 0.20, Sileon AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sileon AB's current Debt-to-Equity of 0.80 is 300% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sileon AB and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sileon AB's current Debt-to-Equity is 0.80, which is 66% below median its own 10-year median of 2.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sileon AB stock overvalued right now?
Sileon AB (OSTO:SILEON) has a current Debt-to-Equity of 0.80. The stock's GF Value™ is kr0.02, compared to a current price of kr1.80 — trading 8900% above its estimated fair value. The current Debt-to-Equity is 0.80, which is 66% below median its 10-year median of 2.36 and 300% above the Software industry median of 0.20. Sileon AB's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sileon AB (OSTO:SILEON), the current Debt-to-Equity is 0.80 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sileon AB (OSTO:SILEON) Overvalued in 2026?
Based on GuruFocus' analysis, Sileon AB stock appears to be overvalued.
The current stock price of kr1.80 is trading 8900% above its estimated GF Value™ of kr0.02.
Key valuation signals for OSTO:SILEON:
Debt-to-Equity: 0.80 (66% below median its 10-year median of 2.36)
GF Value™: kr0.02 vs. price of kr1.80 (8900% above fair value)
No single metric tells the full story. See the OSTO:SILEON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sileon AB is a Swedish financial technology company that provides buy now, pay later (BNPL) software as a service. Its platform enables banks, card issuers, and other financial institutions to offer BNPL functionality within their existing card and payment transactions, allowing them to operate their own consumer or business-facing BNPL programs under their own brands. The company's technology handles the credit decisioning, installment plans, and transaction processing that underpin these offerings, positioning Sileon as a business-to-business software provider rather than a direct-to-consumer lender. Its customers are primarily financial institutions and payment providers, mainly in Europe. Sileon generates revenue through subscription and usage-based fees for access to its platform, rather than from interest or lending margins. The company was formerly known as Paynova AB before changing its name to Sileon.
18GF Score
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