PITAF (Poste Italiane SpA) Interest Coverage: 21.02 (As of Mar. 2026) — 59% Below Median


PITAF Poste Italiane SpA PITAF
59 GF Score
Price $23.45
GF Value $10.22
! 7 Warning Signs
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What is Poste Italiane SpA Interest Coverage?

Poste Italiane SpA PITAF 59 Interest Coverage is 21.02 as of Mar. 2026, which is 59% below its 10-year median of 50.95. GuruFocus rates PITAF with a GF Score™ of 59/100 and a GF Value™ of $10.22. The stock has 7 warning signs investors should review. Among 427 Conglomerates companies, Poste Italiane SpA ranks better than 89.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Poste Italiane SpA's Operating Income for the three months ended in Mar. 2026 was $1,045 Mil. Poste Italiane SpA's Interest Expense for the three months ended in Mar. 2026 was $-50 Mil. Poste Italiane SpA's interest coverage for the quarter that ended in Mar. 2026 was 21.02. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Poste Italiane SpA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Poste Italiane SpA's Interest Coverage or its related term are showing as below:

PITAF' s Interest Coverage Range Over the Past 10 Years
Min: 20.63   Med: 50.95   Max: 83.12
Current: 80.46


PITAF's Interest Coverage is ranked better than
89.46% of 427 companies
in the Conglomerates industry
Industry Median: 5.29 vs PITAF: 80.46

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Poste Italiane SpA  (OTCPK:PITAF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Poste Italiane SpA Interest Coverage Related Terms


Poste Italiane SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for Poste Italiane SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Poste Italiane SpA Interest Coverage Chart

Poste Italiane SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.42 83.12 77.05 64.65 54.12

Poste Italiane SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.94 108.00 29.41 0.00 21.02

PITAF vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Poste Italiane SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poste Italiane SpA Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Poste Italiane SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Poste Italiane SpA's Interest Coverage falls into.


PITAF
59GF Score
Poste Italiane SpA PITAF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Poste Italiane SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Poste Italiane SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Poste Italiane SpA's Interest Expense was $-78 Mil. Its Operating Income was $4,246 Mil. And its Long-Term Debt & Capital Lease Obligation was $6,905 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4245.902/-78.454
=54.12

Poste Italiane SpA's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Poste Italiane SpA's Interest Expense was $-50 Mil. Its Operating Income was $1,045 Mil. And its Long-Term Debt & Capital Lease Obligation was $0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1045.087/-49.711
=21.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 21.02 mean?
Poste Italiane SpA (PITAF) has a Interest Coverage of 21.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Poste Italiane SpA and its competitors. This is 59% below median its historical median of 50.95. Over the past decade, Poste Italiane SpA's Interest Coverage has ranged from 20.63 to 83.12. According to the industry distribution chart, Poste Italiane SpA ranks #45 out of 427 companies in the Conglomerates industry, placing it in the top 10.5%.
Is Poste Italiane SpA's Interest Coverage too high?
Poste Italiane SpA's current Interest Coverage of 21.02 is 59% below median its 10-year median of 50.95. Over the past 10 years, this metric has ranged from a low of 20.63 to a high of 83.12. The Conglomerates industry median Interest Coverage is 5.29. Poste Italiane SpA's value of 21.02 is 297.4% above this industry median. Based on the distribution chart, Poste Italiane SpA ranks #45 out of 427 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Poste Italiane SpA has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Poste Italiane SpA's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Poste Italiane SpA ranks #45 out of 427 companies for Interest Coverage. This places Poste Italiane SpA in the top 11% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.29. Poste Italiane SpA's value of 21.02 is 297.4% above this benchmark. Historically, Poste Italiane SpA's own Interest Coverage has ranged from 20.63 to 83.12 over the past decade. While the company's 10-year median is 50.95 vs. the industry median of 5.29, Poste Italiane SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poste Italiane SpA's current Interest Coverage of 21.02 is 297.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Poste Italiane SpA and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poste Italiane SpA's current Interest Coverage is 21.02, which is 59% below median its own 10-year median of 50.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poste Italiane SpA stock overvalued right now?
Poste Italiane SpA (PITAF) has a current Interest Coverage of 21.02. The stock's GF Value™ is $10.22, compared to a current price of $23.45 — trading 129.5% above its estimated fair value. The current Interest Coverage is 21.02, which is 59% below median its 10-year median of 50.95 and 297.4% above the Conglomerates industry median of 5.29. Poste Italiane SpA's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Poste Italiane SpA (PITAF), the current Interest Coverage is 21.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Poste Italiane SpA (PITAF) Overvalued in 2026?

Based on GuruFocus' analysis, Poste Italiane SpA stock appears to be overvalued. The current stock price of $23.45 is trading 129.5% above its estimated GF Value™ of $10.22.

Key valuation signals for PITAF:

  • Interest Coverage: 21.02 (59% below median its 10-year median of 50.95)
  • GF Value™: $10.22 vs. price of $23.45 (129.5% above fair value)
  • GF Score™: 59/100 with 7 warning signs
  • Industry Position: 297.4% above the Conglomerates median (#45 of 427)

No single metric tells the full story. See the PITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Poste Italiane SpA Business Description

Address Viale Europa, 190, Rome, ITA, 00144
Poste Italiane SpA is an Italian diversified financial-services company. The company's operating segments are Mail, parcels, and distribution; Postepay services; Financial services; and Insurance services. The Postepay services segment generates maximum revenue. It encompasses payment management and e-money services, also carried out through the LIS point-of-sale network, as well as mobile and fixed-line telephony services and electricity and gas marketing. Geographically, the company has a presence in Italy, but also elsewhere in Europe, the Americas, and Asia.
59GF Score

Get the complete analysis for PITAF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.45
Price
$10.22
GF Value