Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Userjoy Technology CoROCO:3546 -3.27%75 Interest Coverage is 49.40 as of Dec. 2025, which is 96% below its 10-year median of 1,290.30. GuruFocus rates ROCO:3546 with a GF Score™ of 75/100 and a GF Value™ of NT$71.78 (Fairly Valued). The stock has 4 warning signs investors should review. Among 313 Interactive Media companies, Userjoy Technology Co ranks worse than 62.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Userjoy Technology Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$92 Mil. Userjoy Technology Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-2 Mil.
Userjoy Technology Co's interest coverage for the quarter that ended in Dec. 2025 was 49.40.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Userjoy Technology Co's Interest Coverage or its related term are showing as below:
ROCO:3546'
s Interest Coverage Range Over the Past 10 Years
Min: 19.59 Med: 1290.3 Max: No Debt
Current: 19.59
ROCO:3546's Interest Coverage is ranked worse than 62.62% of 313
companies
in the Interactive Media industry
Industry Median: 38.34
vs ROCO:3546: 19.59
Userjoy Technology Co (ROCO:3546) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Userjoy Technology Co Interest Coverage Related Terms
Userjoy Technology Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Userjoy Technology Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:3546 vs NTES, EA, TTWO: Interest Coverage Comparison
For the Electronic Gaming & Multimedia subindustry, Userjoy Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Userjoy Technology Co Interest Coverage vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Userjoy Technology Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Userjoy Technology Co's Interest Coverage falls into.
Userjoy Technology Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Userjoy Technology Co (ROCO:3546) has a Interest Coverage of 49.40 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Userjoy Technology Co and its competitors. This is 96% below median its historical median of 1,290.30. Over the past decade, Userjoy Technology Co's Interest Coverage has ranged from 19.59 to 10,000.00. According to the industry distribution chart, Userjoy Technology Co ranks #196 out of 313 companies in the Interactive Media industry, placing it in the top 62.6%.
Is Userjoy Technology Co's Interest Coverage too high?
Userjoy Technology Co's current Interest Coverage of 49.40 is 96% below median its 10-year median of 1,290.30. Over the past 10 years, this metric has ranged from a low of 19.59 to a high of 10,000.00. The Interactive Media industry median Interest Coverage is 38.34. Userjoy Technology Co's value of 49.40 is 28.8% above this industry median. Based on the distribution chart, Userjoy Technology Co ranks #196 out of 313 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Userjoy Technology Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Userjoy Technology Co's Interest Coverage compare to NTES and EA?
According to the Interactive Media industry distribution chart, Userjoy Technology Co ranks #196 out of 313 companies for Interest Coverage. This places Userjoy Technology Co in the lower half of its industry. The industry median Interest Coverage is 38.34. Userjoy Technology Co's value of 49.40 is 28.8% above this benchmark. Historically, Userjoy Technology Co's own Interest Coverage has ranged from 19.59 to 10,000.00 over the past decade. While the company's 10-year median is 1,290.30 vs. the industry median of 38.34, Userjoy Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.34, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Userjoy Technology Co's current Interest Coverage of 49.40 is 28.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Userjoy Technology Co and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Userjoy Technology Co's current Interest Coverage is 49.40, which is 96% below median its own 10-year median of 1,290.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Userjoy Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Userjoy Technology Co (ROCO:3546) is currently considered Fairly Valued. The stock's GF Value™ is NT$71.78, compared to a current price of NT$71.00 — trading 1.1% below its estimated fair value. The current Interest Coverage is 49.40, which is 96% below median its 10-year median of 1,290.30 and 28.8% above the Interactive Media industry median of 38.34. Userjoy Technology Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Userjoy Technology Co (ROCO:3546), the current Interest Coverage is 49.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Userjoy Technology Co (ROCO:3546) Overvalued in 2026?
Based on GuruFocus' analysis, Userjoy Technology Co stock appears to be undervalued.
The current stock price of NT$71.00 is trading 1.1% below its estimated GF Value™ of NT$71.78.
GuruFocus considers Userjoy Technology Co to be Fairly Valued.
Key valuation signals for ROCO:3546:
Interest Coverage: 49.40 (96% below median its 10-year median of 1,290.30)
GF Value™: NT$71.78 vs. price of NT$71.00 (1.1% below fair value)
Industry Position: 28.8% above the Interactive Media median (#196 of 313)
No single metric tells the full story. See the ROCO:3546 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Userjoy Technology Co Ltd engaged in the design, research and development and sale of game software. The company only has a single operating segment, which is mainly engaged in the design, research and development and sales of game software in Taiwan.
75GF Score
Get the complete analysis for ROCO:3546
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ROCO:3546 has been successfully added to your 
