Userjoy Technology Co (ROCO:3546) Long-Term Debt: NT$326 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:3546 Userjoy Technology Co Ltd ROCO:3546
72 GF Score
Price NT$72.20
GF Value NT$71.82
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Userjoy Technology Co Long-Term Debt?

Userjoy Technology Co ROCO:3546 -1.90% 72 Long-Term Debt is NT$326 Mil as of Dec. 2025. GuruFocus rates ROCO:3546 with a GF Score™ of 72/100 and a GF Value™ of NT$71.82 (Fairly Valued). The stock has 5 warning signs investors should review.

Userjoy Technology Co's Long-Term Debt for the quarter that ended in Dec. 2025 was NT$326 Mil.

Userjoy Technology Co's quarterly Long-Term Debt declined from Jun. 2025 (NT$336 Mil) to Sep. 2025 (NT$331 Mil) and declined from Sep. 2025 (NT$331 Mil) to Dec. 2025 (NT$326 Mil).

Userjoy Technology Co's annual Long-Term Debt increased from Dec. 2023 (NT$0 Mil) to Dec. 2024 (NT$345 Mil) but then declined from Dec. 2024 (NT$345 Mil) to Dec. 2025 (NT$326 Mil).

Userjoy Technology Co  (ROCO:3546) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Userjoy Technology Co Long-Term Debt Related Terms

Userjoy Technology Co Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Userjoy Technology Co's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Userjoy Technology Co Long-Term Debt Chart

Userjoy Technology Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 345.17 326.17

Userjoy Technology Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 345.17 340.42 335.67 330.92 326.17
ROCO:3546
72GF Score
Userjoy Technology Co Ltd ROCO:3546
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of NT$326 Mil mean?
Userjoy Technology Co (ROCO:3546) has a Long-Term Debt of NT$326 Mil as of Dec. 2025.
Is Userjoy Technology Co's Long-Term Debt too high?
Userjoy Technology Co's current Long-Term Debt is NT$326 Mil. Overall, Userjoy Technology Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Userjoy Technology Co's Long-Term Debt compare to NTES and EA?
Userjoy Technology Co's Long-Term Debt of NT$326 Mil can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Interactive Media company?
A good Long-Term Debt depends on the Interactive Media industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Userjoy Technology Co's current Long-Term Debt is NT$326 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Userjoy Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Userjoy Technology Co (ROCO:3546) is currently considered Fairly Valued. The stock's GF Value™ is NT$71.82, compared to a current price of NT$72.20 — trading 0.5% above its estimated fair value. The current Long-Term Debt is NT$326 Mil. Userjoy Technology Co's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Userjoy Technology Co (ROCO:3546), the current Long-Term Debt is NT$326 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Userjoy Technology Co (ROCO:3546) Overvalued in 2026?

Based on GuruFocus' analysis, Userjoy Technology Co stock appears to be overvalued. The current stock price of NT$72.20 is trading 0.5% above its estimated GF Value™ of NT$71.82. GuruFocus considers Userjoy Technology Co to be Fairly Valued.

Key valuation signals for ROCO:3546:

  • Long-Term Debt: NT$326 Mil
  • GF Value™: NT$71.82 vs. price of NT$72.20 (0.5% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the ROCO:3546 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Userjoy Technology Co Business Description

Address No. 2, Jianba Road, 17th Floor, Unit 8, Zhonghe District, Taipei, TWN, 235
Userjoy Technology Co Ltd engaged in the design, research and development and sale of game software. The company only has a single operating segment, which is mainly engaged in the design, research and development and sales of game software in Taiwan.
72GF Score

Get the complete analysis for ROCO:3546

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$72.20
Price
NT$71.82
GF Value