Good Finance Securities Co (ROCO:6021) Interest Coverage: 1.33 (As of Dec. 2025) — 80% Below Median

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ROCO:6021 Good Finance Securities Co Ltd ROCO:6021
64 GF Score
Price NT$37.95
GF Value NT$24.56
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Good Finance Securities Co Interest Coverage?

Good Finance Securities Co ROCO:6021 -1.68% 64 Interest Coverage is 1.33 as of Dec. 2025, which is 80% below its 10-year median of 6.57. GuruFocus rates ROCO:6021 with a GF Score™ of 64/100 and a GF Value™ of NT$24.56 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 433 Capital Markets companies, Good Finance Securities Co ranks worse than 84.53% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Good Finance Securities Co's Operating Income for the three months ended in Dec. 2025 was NT$89 Mil. Good Finance Securities Co's Interest Expense for the three months ended in Dec. 2025 was NT$-67 Mil. Good Finance Securities Co's interest coverage for the quarter that ended in Dec. 2025 was 1.33. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Good Finance Securities Co Ltd interest coverage is 1.73, which is low.

The historical rank and industry rank for Good Finance Securities Co's Interest Coverage or its related term are showing as below:

ROCO:6021' s Interest Coverage Range Over the Past 10 Years
Min: 1.35   Med: 6.57   Max: 19.18
Current: 1.73


ROCO:6021's Interest Coverage is ranked worse than
84.53% of 433 companies
in the Capital Markets industry
Industry Median: 20.17 vs ROCO:6021: 1.73

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Good Finance Securities Co  (ROCO:6021) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Good Finance Securities Co Interest Coverage Related Terms


Good Finance Securities Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Good Finance Securities Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Good Finance Securities Co Interest Coverage Chart

Good Finance Securities Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.60 3.94 1.35 1.65 1.73

Good Finance Securities Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.01 0.68 1.12 3.53 1.33

ROCO:6021 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Good Finance Securities Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Good Finance Securities Co Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Good Finance Securities Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Good Finance Securities Co's Interest Coverage falls into.


ROCO:6021
64GF Score
Good Finance Securities Co Ltd ROCO:6021
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Good Finance Securities Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Good Finance Securities Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Good Finance Securities Co's Interest Expense was NT$-230 Mil. Its Operating Income was NT$398 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$2,864 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*398.087/-230.194
=1.73

Good Finance Securities Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Good Finance Securities Co's Interest Expense was NT$-67 Mil. Its Operating Income was NT$89 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$2,864 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*89.234/-67.074
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.33 mean?
Good Finance Securities Co (ROCO:6021) has a Interest Coverage of 1.33 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Good Finance Securities Co and its competitors. This is 80% below median its historical median of 6.57. Over the past decade, Good Finance Securities Co's Interest Coverage has ranged from 1.35 to 19.18. According to the industry distribution chart, Good Finance Securities Co ranks #366 out of 433 companies in the Capital Markets industry, placing it in the top 84.5%.
Is Good Finance Securities Co's Interest Coverage too high?
Good Finance Securities Co's current Interest Coverage of 1.33 is 80% below median its 10-year median of 6.57. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 19.18. The Capital Markets industry median Interest Coverage is 20.17. Good Finance Securities Co's value of 1.33 is 93.4% below this industry median. Based on the distribution chart, Good Finance Securities Co ranks #366 out of 433 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Good Finance Securities Co has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Good Finance Securities Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Good Finance Securities Co ranks #366 out of 433 companies for Interest Coverage. This places Good Finance Securities Co in the lower half of its industry. The industry median Interest Coverage is 20.17. Good Finance Securities Co's value of 1.33 is 93.4% below this benchmark. Historically, Good Finance Securities Co's own Interest Coverage has ranged from 1.35 to 19.18 over the past decade. While the company's 10-year median is 6.57 vs. the industry median of 20.17, Good Finance Securities Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Good Finance Securities Co's current Interest Coverage of 1.33 is 93.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Good Finance Securities Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Good Finance Securities Co's current Interest Coverage is 1.33, which is 80% below median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Good Finance Securities Co stock overvalued right now?
Based on GuruFocus' analysis, Good Finance Securities Co (ROCO:6021) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$24.56, compared to a current price of NT$37.95 — trading 54.5% above its estimated fair value. The current Interest Coverage is 1.33, which is 80% below median its 10-year median of 6.57 and 93.4% below the Capital Markets industry median of 20.17. Good Finance Securities Co's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Good Finance Securities Co (ROCO:6021), the current Interest Coverage is 1.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Good Finance Securities Co (ROCO:6021) Overvalued in 2026?

Based on GuruFocus' analysis, Good Finance Securities Co stock appears to be overvalued. The current stock price of NT$37.95 is trading 54.5% above its estimated GF Value™ of NT$24.56. GuruFocus considers Good Finance Securities Co to be Significantly Overvalued.

Key valuation signals for ROCO:6021:

  • Interest Coverage: 1.33 (80% below median its 10-year median of 6.57)
  • GF Value™: NT$24.56 vs. price of NT$37.95 (54.5% above fair value)
  • GF Score™: 64/100 with 9 warning signs
  • Industry Position: 93.4% below the Capital Markets median (#366 of 433)

No single metric tells the full story. See the ROCO:6021 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Good Finance Securities Co Business Description

Address Minsheng East Road, Section 2, 4th Floor, No. 174 and No. 176, Taipei, TWN
Good Finance Securities Co Ltd is a security company. The company operates its businesses through security brokerage, proprietary business, and underwriting, and hedging business. The company provides its services to individuals and corporate clients. The reportable segments of the Group are Client partner segment, Investment segment, Investment bank segment, Futures segment and others. Majority of revenue is generated from Investment segment. Investment segment is responsible for securities dealing, bonds dealing, trading of financial instruments relating to interest rate and bills and bonds under repurchase or resale agreements followed by Client partner segment, Futures segment, and Investment bank segment.
64GF Score

Get the complete analysis for ROCO:6021

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$37.95
Price
NT$24.56
GF Value