Insyde Software (ROCO:6231) Interest Coverage: 103.44 (As of Jun. 2026) — 40% Below Median

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ROCO:6231 Insyde Software Inc ROCO:6231
97 GF Score
Price NT$214.00
GF Value NT$278.18
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Insyde Software Interest Coverage?

Insyde Software ROCO:6231 +0.94% 97 Interest Coverage is 103.44 as of Jun. 2026, which is 40% below its 10-year median of 172.40. GuruFocus rates ROCO:6231 with a GF Score™ of 97/100 and a GF Value™ of NT$278.18 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,700 Software companies, Insyde Software ranks better than 75.94% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Insyde Software's Operating Income for the three months ended in Jun. 2026 was NT$110 Mil. Insyde Software's Interest Expense for the three months ended in Jun. 2026 was NT$-1 Mil. Insyde Software's interest coverage for the quarter that ended in Jun. 2026 was 103.44. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Insyde Software Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Insyde Software's Interest Coverage or its related term are showing as below:

ROCO:6231' s Interest Coverage Range Over the Past 10 Years
Min: 60.1   Med: 172.4   Max: No Debt
Current: 232.29


ROCO:6231's Interest Coverage is ranked better than
75.94% of 1700 companies
in the Software industry
Industry Median: 26.285 vs ROCO:6231: 232.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Insyde Software  (ROCO:6231) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Insyde Software Interest Coverage Related Terms


Insyde Software Interest Coverage Historical Data

* Premium members only.

The historical data trend for Insyde Software's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Insyde Software Interest Coverage Chart

Insyde Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 128.17 172.40 115.78 189.67 285.61

Insyde Software Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 227.46 351.05 449.72 411.81 103.44

ROCO:6231 vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Insyde Software's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insyde Software Interest Coverage vs Software Industry

For the Software industry and Technology sector, Insyde Software's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Insyde Software's Interest Coverage falls into.


ROCO:6231
97GF Score
Insyde Software Inc ROCO:6231
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insyde Software Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Insyde Software's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Insyde Software's Interest Expense was NT$-1 Mil. Its Operating Income was NT$393 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$14 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*393.283/-1.377
=285.61

Insyde Software's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Insyde Software's Interest Expense was NT$-1 Mil. Its Operating Income was NT$110 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$505 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*110.472/-1.068
=103.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 103.44 mean?
Insyde Software (ROCO:6231) has a Interest Coverage of 103.44 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insyde Software and its competitors. This is 40% below median its historical median of 172.40. Over the past decade, Insyde Software's Interest Coverage has ranged from 60.10 to 10,000.00. According to the industry distribution chart, Insyde Software ranks #409 out of 1700 companies in the Software industry, placing it in the top 24.1%.
Is Insyde Software's Interest Coverage too high?
Insyde Software's current Interest Coverage of 103.44 is 40% below median its 10-year median of 172.40. Over the past 10 years, this metric has ranged from a low of 60.10 to a high of 10,000.00. The Software industry median Interest Coverage is 26.29. Insyde Software's value of 103.44 is 293.5% above this industry median. Based on the distribution chart, Insyde Software ranks #409 out of 1700 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Insyde Software has a GF Score™ of 97/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insyde Software's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Insyde Software ranks #409 out of 1700 companies for Interest Coverage. This places Insyde Software in the top 24% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 26.29. Insyde Software's value of 103.44 is 293.5% above this benchmark. Historically, Insyde Software's own Interest Coverage has ranged from 60.10 to 10,000.00 over the past decade. While the company's 10-year median is 172.40 vs. the industry median of 26.29, Insyde Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.29, based on 1,700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insyde Software's current Interest Coverage of 103.44 is 293.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insyde Software and its competitors. For the Software industry, the median Interest Coverage is 26.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insyde Software's current Interest Coverage is 103.44, which is 40% below median its own 10-year median of 172.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insyde Software stock overvalued right now?
Based on GuruFocus' analysis, Insyde Software (ROCO:6231) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$278.18, compared to a current price of NT$214.00 — trading 23.1% below its estimated fair value. The current Interest Coverage is 103.44, which is 40% below median its 10-year median of 172.40 and 293.5% above the Software industry median of 26.29. Insyde Software's overall GF Score™ is 97/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Insyde Software (ROCO:6231), the current Interest Coverage is 103.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insyde Software (ROCO:6231) Overvalued in 2026?

Based on GuruFocus' analysis, Insyde Software stock appears to be undervalued. The current stock price of NT$214.00 is trading 23.1% below its estimated GF Value™ of NT$278.18. GuruFocus considers Insyde Software to be Modestly Undervalued.

Key valuation signals for ROCO:6231:

  • Interest Coverage: 103.44 (40% below median its 10-year median of 172.40)
  • GF Value™: NT$278.18 vs. price of NT$214.00 (23.1% below fair value)
  • GF Score™: 97/100 with 3 warning signs
  • Industry Position: 293.5% above the Software median (#409 of 1700)

No single metric tells the full story. See the ROCO:6231 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insyde Software Business Description

Address Jianguo N. Road, 16th Floor, No.120, Section 2, Zhongshan District, Taipei, TWN
Insyde Software Inc is engaged in the software and system firmware design and development, installation, and program modification for companies in the mobile, desktop, server, and embedded systems industries. Its products include DATA CENTER, AI & HPC, Client Computing, and IoT, Embedded & The EDGE.
97GF Score

Get the complete analysis for ROCO:6231

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$214.00
Price
NT$278.18
GF Value