MindChamps PreSchoolSGX:CNE +3.33%52 Interest Coverage is 12.79 as of Dec. 2025, which is 51% above its 10-year median of 8.49. GuruFocus rates SGX:CNE with a GF Score™ of 52/100 and a GF Value™ of S$0.15 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 194 Education companies, MindChamps PreSchool ranks worse than 67.53% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. MindChamps PreSchool's
Operating Income
for the
six
months ended in Dec. 2025 was S$13.55 Mil. MindChamps PreSchool's Interest Expense for the
six
months ended in Dec. 2025 was S$-1.06 Mil.
MindChamps PreSchool's interest coverage for the quarter that ended in Dec. 2025 was 12.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for MindChamps PreSchool's Interest Coverage or its related term are showing as below:
SGX:CNE'
s Interest Coverage Range Over the Past 10 Years
Min: 1.74 Med: 8.49 Max: 1239.6
Current: 6.95
SGX:CNE's Interest Coverage is ranked worse than 67.53% of 194
companies
in the Education industry
Industry Median: 13.39
vs SGX:CNE: 6.95
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
MindChamps PreSchool Interest Coverage Related Terms
MindChamps PreSchool Interest Coverage Historical Data
* Premium members only.
The historical data trend for MindChamps PreSchool's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:CNE vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, MindChamps PreSchool's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MindChamps PreSchool Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, MindChamps PreSchool's Interest Coverage distribution charts can be found below:
* The bar in red indicates where MindChamps PreSchool's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MindChamps PreSchool (SGX:CNE) has a Interest Coverage of 12.79 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MindChamps PreSchool and its competitors. This is 51% above median its historical median of 8.49. Over the past decade, MindChamps PreSchool's Interest Coverage has ranged from 1.74 to 1,239.60. According to the industry distribution chart, MindChamps PreSchool ranks #131 out of 194 companies in the Education industry, placing it in the top 67.5%.
Is MindChamps PreSchool's Interest Coverage too high?
MindChamps PreSchool's current Interest Coverage of 12.79 is 51% above median its 10-year median of 8.49. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 1,239.60. The Education industry median Interest Coverage is 13.39. MindChamps PreSchool's value of 12.79 is 4.5% below this industry median. Based on the distribution chart, MindChamps PreSchool ranks #131 out of 194 companies in the Education industry, which is below the industry midpoint. Overall, MindChamps PreSchool has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MindChamps PreSchool's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, MindChamps PreSchool ranks #131 out of 194 companies for Interest Coverage. This places MindChamps PreSchool in the lower half of its industry. The industry median Interest Coverage is 13.39. MindChamps PreSchool's value of 12.79 is 4.5% below this benchmark. Historically, MindChamps PreSchool's own Interest Coverage has ranged from 1.74 to 1,239.60 over the past decade. While the company's 10-year median is 8.49 vs. the industry median of 13.39, MindChamps PreSchool has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.39, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MindChamps PreSchool's current Interest Coverage of 12.79 is 4.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MindChamps PreSchool and its competitors. For the Education industry, the median Interest Coverage is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MindChamps PreSchool's current Interest Coverage is 12.79, which is 51% above median its own 10-year median of 8.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MindChamps PreSchool stock overvalued right now?
Based on GuruFocus' analysis, MindChamps PreSchool (SGX:CNE) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.15, compared to a current price of S$0.12 — trading 17.3% below its estimated fair value. The current Interest Coverage is 12.79, which is 51% above median its 10-year median of 8.49 and 4.5% below the Education industry median of 13.39. MindChamps PreSchool's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MindChamps PreSchool (SGX:CNE), the current Interest Coverage is 12.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MindChamps PreSchool (SGX:CNE) Overvalued in 2026?
Based on GuruFocus' analysis, MindChamps PreSchool stock appears to be undervalued.
The current stock price of S$0.12 is trading 17.3% below its estimated GF Value™ of S$0.15.
GuruFocus considers MindChamps PreSchool to be Modestly Undervalued.
Key valuation signals for SGX:CNE:
Interest Coverage: 12.79 (51% above median its 10-year median of 8.49)
GF Value™: S$0.15 vs. price of S$0.12 (17.3% below fair value)
Industry Position: 4.5% below the Education median (#131 of 194)
No single metric tells the full story. See the SGX:CNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MindChamps PreSchool Ltd is a Singapore-based investment holding company. Principally, it is engaged in the business of childcare services. The company operates through four segments, namely Education, Franchise, Corporate, and Others. The education segment provides childcare, education, and learning-related services for preschool children. The franchise segment is involved in the franchising of childcare services and enrichment classes. Its Corporate segment provides administrative support services, exclusive territory business sales and corporate office. Its other segment comprises of higher education programs, business, and management consulting services. The company generates revenue mainly through services offered in the education segment of Australia.
52GF Score
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