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Tan Chong InternationalSGX:T15 73 Interest Coverage is 3.70 as of Dec. 2025, which is 45% above its 10-year median of 2.56. GuruFocus rates SGX:T15 with a GF Score™ of 73/100 and a GF Value™ of HK$1.17 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,062 Vehicles & Parts companies, Tan Chong International ranks worse than 71.47% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Tan Chong International's
Operating Income
for the
six
months ended in Dec. 2025 was HK$309 Mil. Tan Chong International's Interest Expense for the
six
months ended in Dec. 2025 was HK$-84 Mil.
Tan Chong International's interest coverage for the quarter that ended in Dec. 2025 was 3.70.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Tan Chong International's Interest Coverage or its related term are showing as below:
SGX:T15'
s Interest Coverage Range Over the Past 10 Years
Min: 1.04 Med: 2.56 Max: 8.04
Current: 3.15
SGX:T15's Interest Coverage is ranked worse than 71.47% of 1062
companies
in the Vehicles & Parts industry
Industry Median: 8.29
vs SGX:T15: 3.15
Tan Chong International (SGX:T15) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Tan Chong International Interest Coverage Related Terms
Tan Chong International Interest Coverage Historical Data
* Premium members only.
The historical data trend for Tan Chong International's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:T15 vs CVNA, PAG, KMX: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Tan Chong International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tan Chong International Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Tan Chong International's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Tan Chong International's Interest Coverage falls into.
Tan Chong International Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tan Chong International (SGX:T15) has a Interest Coverage of 3.70 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tan Chong International and its competitors. This is 45% above median its historical median of 2.56. Over the past decade, Tan Chong International's Interest Coverage has ranged from 1.04 to 8.04. According to the industry distribution chart, Tan Chong International ranks #759 out of 1062 companies in the Vehicles & Parts industry, placing it in the top 71.5%.
Is Tan Chong International's Interest Coverage too high?
Tan Chong International's current Interest Coverage of 3.70 is 45% above median its 10-year median of 2.56. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 8.04. The Vehicles & Parts industry median Interest Coverage is 8.29. Tan Chong International's value of 3.70 is 55.4% below this industry median. Based on the distribution chart, Tan Chong International ranks #759 out of 1062 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Tan Chong International has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tan Chong International's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Tan Chong International ranks #759 out of 1062 companies for Interest Coverage. This places Tan Chong International in the lower half of its industry. The industry median Interest Coverage is 8.29. Tan Chong International's value of 3.70 is 55.4% below this benchmark. Historically, Tan Chong International's own Interest Coverage has ranged from 1.04 to 8.04 over the past decade. While the company's 10-year median is 2.56 vs. the industry median of 8.29, Tan Chong International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.29, based on 1,062 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tan Chong International's current Interest Coverage of 3.70 is 55.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tan Chong International and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tan Chong International's current Interest Coverage is 3.70, which is 45% above median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tan Chong International stock overvalued right now?
Based on GuruFocus' analysis, Tan Chong International (SGX:T15) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$1.17, compared to a current price of HK$1.60 — trading 36.8% above its estimated fair value. The current Interest Coverage is 3.70, which is 45% above median its 10-year median of 2.56 and 55.4% below the Vehicles & Parts industry median of 8.29. Tan Chong International's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tan Chong International (SGX:T15), the current Interest Coverage is 3.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tan Chong International (SGX:T15) Overvalued in 2026?
Based on GuruFocus' analysis, Tan Chong International stock appears to be overvalued.
The current stock price of HK$1.60 is trading 36.8% above its estimated GF Value™ of HK$1.17.
GuruFocus considers Tan Chong International to be Significantly Overvalued.
Key valuation signals for SGX:T15:
Interest Coverage: 3.70 (45% above median its 10-year median of 2.56)
GF Value™: HK$1.17 vs. price of HK$1.60 (36.8% above fair value)
Industry Position: 55.4% below the Vehicles & Parts median (#759 of 1062)
No single metric tells the full story. See the SGX:T15 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tan Chong International Ltd is an automobile dealer. The company offers vehicles of the Nissan brand in Singapore, Hong Kong, China, and Thailand. The company has five business lines, namely, Motor vehicle distribution and dealership business, Heavy commercial vehicle and industrial equipment distribution business, Property rentals and development, Transportation, and Other operations, which include investment holding, hire purchase financing, provision of workshop services, and the manufacturing of vehicle seats.
73GF Score
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