Phil CoTSE:3267 +4.60%75 Interest Coverage is 19.84 as of Nov. 2025, which is 46% below its 10-year median of 36.70. GuruFocus rates TSE:3267 with a GF Score™ of 75/100 and a GF Value™ of 円1,082.98 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,349 Construction companies, Phil Co ranks better than 67.53% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Phil Co's
Operating Income
for the
six
months ended in Nov. 2025 was 円389 Mil. Phil Co's Interest Expense for the
six
months ended in Nov. 2025 was 円-20 Mil.
Phil Co's interest coverage for the quarter that ended in Nov. 2025 was 19.84.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Phil Co's Interest Coverage or its related term are showing as below:
TSE:3267'
s Interest Coverage Range Over the Past 10 Years
Min: 12.7 Med: 36.7 Max: 165.31
Current: 18.96
TSE:3267's Interest Coverage is ranked better than 67.53% of 1349
companies
in the Construction industry
Industry Median: 7.92
vs TSE:3267: 18.96
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Phil Co Interest Coverage Related Terms
Phil Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Phil Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3267 vs PWR, FIX, EME: Interest Coverage Comparison
For the Engineering & Construction subindustry, Phil Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phil Co Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Phil Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Phil Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phil Co (TSE:3267) has a Interest Coverage of 19.84 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phil Co and its competitors. This is 46% below median its historical median of 36.70. Over the past decade, Phil Co's Interest Coverage has ranged from 12.70 to 165.31. According to the industry distribution chart, Phil Co ranks #438 out of 1349 companies in the Construction industry, placing it in the top 32.5%.
Is Phil Co's Interest Coverage too high?
Phil Co's current Interest Coverage of 19.84 is 46% below median its 10-year median of 36.70. Over the past 10 years, this metric has ranged from a low of 12.70 to a high of 165.31. The Construction industry median Interest Coverage is 7.92. Phil Co's value of 19.84 is 150.5% above this industry median. Based on the distribution chart, Phil Co ranks #438 out of 1349 companies in the Construction industry, which is above the industry midpoint. Overall, Phil Co has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phil Co's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Phil Co ranks #438 out of 1349 companies for Interest Coverage. This puts Phil Co in the upper half of its industry. The industry median Interest Coverage is 7.92. Phil Co's value of 19.84 is 150.5% above this benchmark. Historically, Phil Co's own Interest Coverage has ranged from 12.70 to 165.31 over the past decade. While the company's 10-year median is 36.70 vs. the industry median of 7.92, Phil Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.92, based on 1,349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phil Co's current Interest Coverage of 19.84 is 150.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phil Co and its competitors. For the Construction industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phil Co's current Interest Coverage is 19.84, which is 46% below median its own 10-year median of 36.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phil Co stock overvalued right now?
Based on GuruFocus' analysis, Phil Co (TSE:3267) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,082.98, compared to a current price of 円705.00 — trading 34.9% below its estimated fair value. The current Interest Coverage is 19.84, which is 46% below median its 10-year median of 36.70 and 150.5% above the Construction industry median of 7.92. Phil Co's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Phil Co (TSE:3267), the current Interest Coverage is 19.84 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phil Co (TSE:3267) Overvalued in 2026?
Based on GuruFocus' analysis, Phil Co stock appears to be undervalued.
The current stock price of 円705.00 is trading 34.9% below its estimated GF Value™ of 円1,082.98.
GuruFocus considers Phil Co to be Significantly Undervalued.
Key valuation signals for TSE:3267:
Interest Coverage: 19.84 (46% below median its 10-year median of 36.70)
GF Value™: 円1,082.98 vs. price of 円705.00 (34.9% below fair value)
Industry Position: 150.5% above the Construction median (#438 of 1349)
No single metric tells the full story. See the TSE:3267 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phil Co Inc provides architectural design services for aerial shop Phil Park in Japan. It provides planning and project management services for the development of commercial establishments above a parking lot. The company serves customers in Japan.
75GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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