Estelle Holdings Co (TSE:7872) Interest Coverage: 20.50 (As of Mar. 2026) — 50% Above Median


TSE:7872 Estelle Holdings Co Ltd TSE:7872
65 GF Score
Price 円608.00
GF Value 円682.31
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Estelle Holdings Co Interest Coverage?

Estelle Holdings Co TSE:7872 65 Interest Coverage is 20.50 as of Mar. 2026, which is 50% above its 10-year median of 13.68. GuruFocus rates TSE:7872 with a GF Score™ of 65/100 and a GF Value™ of 円682.31 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 822 Retail - Cyclical companies, Estelle Holdings Co ranks worse than 50.36% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Estelle Holdings Co's Operating Income for the six months ended in Mar. 2026 was 円1,025 Mil. Estelle Holdings Co's Interest Expense for the six months ended in Mar. 2026 was 円-50 Mil. Estelle Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 20.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Estelle Holdings Co's Interest Coverage or its related term are showing as below:

TSE:7872' s Interest Coverage Range Over the Past 10 Years
Min: 2.89   Med: 13.68   Max: 37.03
Current: 7.63


TSE:7872's Interest Coverage is ranked worse than
50.36% of 822 companies
in the Retail - Cyclical industry
Industry Median: 7.67 vs TSE:7872: 7.63

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Estelle Holdings Co  (TSE:7872) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Estelle Holdings Co Interest Coverage Related Terms


Estelle Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Estelle Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Estelle Holdings Co Interest Coverage Chart

Estelle Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.30 2.89 3.49 3.20 7.63

Estelle Holdings Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.08 0.00 15.36 0.00 20.50

TSE:7872 vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Estelle Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Estelle Holdings Co Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Estelle Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Estelle Holdings Co's Interest Coverage falls into.


TSE:7872
65GF Score
Estelle Holdings Co Ltd TSE:7872
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Estelle Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Estelle Holdings Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Estelle Holdings Co's Interest Expense was 円-90 Mil. Its Operating Income was 円687 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,424 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*687/-90
=7.63

Estelle Holdings Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Estelle Holdings Co's Interest Expense was 円-50 Mil. Its Operating Income was 円1,025 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,424 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1025/-50
=20.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.50 mean?
Estelle Holdings Co (TSE:7872) has a Interest Coverage of 20.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Estelle Holdings Co and its competitors. This is 50% above median its historical median of 13.68. Over the past decade, Estelle Holdings Co's Interest Coverage has ranged from 2.89 to 37.03. According to the industry distribution chart, Estelle Holdings Co ranks #414 out of 822 companies in the Retail - Cyclical industry, placing it in the top 50.4%.
Is Estelle Holdings Co's Interest Coverage too high?
Estelle Holdings Co's current Interest Coverage of 20.50 is 50% above median its 10-year median of 13.68. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 37.03. The Retail - Cyclical industry median Interest Coverage is 7.67. Estelle Holdings Co's value of 20.50 is 167.3% above this industry median. Based on the distribution chart, Estelle Holdings Co ranks #414 out of 822 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Estelle Holdings Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Estelle Holdings Co's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Estelle Holdings Co ranks #414 out of 822 companies for Interest Coverage. This places Estelle Holdings Co in the lower half of its industry. The industry median Interest Coverage is 7.67. Estelle Holdings Co's value of 20.50 is 167.3% above this benchmark. Historically, Estelle Holdings Co's own Interest Coverage has ranged from 2.89 to 37.03 over the past decade. While the company's 10-year median is 13.68 vs. the industry median of 7.67, Estelle Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.67, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Estelle Holdings Co's current Interest Coverage of 20.50 is 167.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Estelle Holdings Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Estelle Holdings Co's current Interest Coverage is 20.50, which is 50% above median its own 10-year median of 13.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Estelle Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Estelle Holdings Co (TSE:7872) is currently considered Modestly Undervalued. The stock's GF Value™ is 円682.31, compared to a current price of 円608.00 — trading 10.9% below its estimated fair value. The current Interest Coverage is 20.50, which is 50% above median its 10-year median of 13.68 and 167.3% above the Retail - Cyclical industry median of 7.67. Estelle Holdings Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Estelle Holdings Co (TSE:7872), the current Interest Coverage is 20.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Estelle Holdings Co (TSE:7872) Overvalued in 2026?

Based on GuruFocus' analysis, Estelle Holdings Co stock appears to be undervalued. The current stock price of 円608.00 is trading 10.9% below its estimated GF Value™ of 円682.31. GuruFocus considers Estelle Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:7872:

  • Interest Coverage: 20.50 (50% above median its 10-year median of 13.68)
  • GF Value™: 円682.31 vs. price of 円608.00 (10.9% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 167.3% above the Retail - Cyclical median (#414 of 822)

No single metric tells the full story. See the TSE:7872 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Estelle Holdings Co Business Description

Address 1-19-7 Ginza, 6th Floor, JRE Ginza 1-chome East Building, Chuo-ku, Tokyo, JPN, 104-0061
Estelle Holdings Co Ltd manufactures, processes and sells precious metals and gems. The company offers rings, bracelets, piercing jewelry, earrings, and accessories and eyeglasses, among others. It operates chain of stores. It also engaged in the cosmetics business, accessory, clothing, and eye wear business.
65GF Score

Get the complete analysis for TSE:7872

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円608.00
Price
円682.31
GF Value