ATC CARGO (WAR:ATA) Interest Coverage: 2.53 (As of Dec. 2025) — 85% Below Median


WAR:ATA ATC CARGO SA WAR:ATA
62 GF Score
Price zł11.50
GF Value zł14.42
Valuation Modestly Undervalued
! 5 Warning Signs
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What is ATC CARGO Interest Coverage?

ATC CARGO WAR:ATA -0.86% 62 Interest Coverage is 2.53 as of Dec. 2025, which is 85% below its 10-year median of 16.60. GuruFocus rates WAR:ATA with a GF Score™ of 62/100 and a GF Value™ of zł14.42 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 845 Transportation companies, ATC CARGO ranks better than 74.91% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ATC CARGO's Operating Income for the three months ended in Dec. 2025 was zł0.3 Mil. ATC CARGO's Interest Expense for the three months ended in Dec. 2025 was zł-0.1 Mil. ATC CARGO's interest coverage for the quarter that ended in Dec. 2025 was 2.53. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ATC CARGO's Interest Coverage or its related term are showing as below:

WAR:ATA' s Interest Coverage Range Over the Past 10 Years
Min: 2.41   Med: 16.6   Max: 106.33
Current: 15.3


WAR:ATA's Interest Coverage is ranked better than
74.91% of 845 companies
in the Transportation industry
Industry Median: 5.66 vs WAR:ATA: 15.30

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ATC CARGO  (WAR:ATA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ATC CARGO Interest Coverage Related Terms


ATC CARGO Interest Coverage Historical Data

* Premium members only.

The historical data trend for ATC CARGO's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ATC CARGO Interest Coverage Chart

ATC CARGO Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 106.33 78.84 25.61 28.82 13.80

ATC CARGO Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.10 43.48 19.77 0.00 2.53

WAR:ATA vs FDX, UPS, JBHT: Interest Coverage Comparison

For the Integrated Freight & Logistics subindustry, ATC CARGO's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATC CARGO Interest Coverage vs Transportation Industry

For the Transportation industry and Industrials sector, ATC CARGO's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ATC CARGO's Interest Coverage falls into.


WAR:ATA
62GF Score
ATC CARGO SA WAR:ATA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATC CARGO Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ATC CARGO's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, ATC CARGO's Interest Expense was zł-0.5 Mil. Its Operating Income was zł6.3 Mil. And its Long-Term Debt & Capital Lease Obligation was zł1.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6.267/-0.454
=13.80

ATC CARGO's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, ATC CARGO's Interest Expense was zł-0.1 Mil. Its Operating Income was zł0.3 Mil. And its Long-Term Debt & Capital Lease Obligation was zł1.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.316/-0.125
=2.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.53 mean?
ATC CARGO (WAR:ATA) has a Interest Coverage of 2.53 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATC CARGO and its competitors. This is 85% below median its historical median of 16.60. Over the past decade, ATC CARGO's Interest Coverage has ranged from 2.41 to 106.33. According to the industry distribution chart, ATC CARGO ranks #212 out of 845 companies in the Transportation industry, placing it in the top 25.1%.
Is ATC CARGO's Interest Coverage too high?
ATC CARGO's current Interest Coverage of 2.53 is 85% below median its 10-year median of 16.60. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 106.33. The Transportation industry median Interest Coverage is 5.66. ATC CARGO's value of 2.53 is 55.3% below this industry median. Based on the distribution chart, ATC CARGO ranks #212 out of 845 companies in the Transportation industry, which is above the industry midpoint. Overall, ATC CARGO has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATC CARGO's Interest Coverage compare to FDX and UPS?
According to the Transportation industry distribution chart, ATC CARGO ranks #212 out of 845 companies for Interest Coverage. This puts ATC CARGO in the upper half of its industry. The industry median Interest Coverage is 5.66. ATC CARGO's value of 2.53 is 55.3% below this benchmark. Historically, ATC CARGO's own Interest Coverage has ranged from 2.41 to 106.33 over the past decade. While the company's 10-year median is 16.60 vs. the industry median of 5.66, ATC CARGO has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Transportation company?
The median Interest Coverage among Transportation companies is 5.66, based on 845 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATC CARGO's current Interest Coverage of 2.53 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATC CARGO and its competitors. For the Transportation industry, the median Interest Coverage is 5.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATC CARGO's current Interest Coverage is 2.53, which is 85% below median its own 10-year median of 16.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATC CARGO stock overvalued right now?
Based on GuruFocus' analysis, ATC CARGO (WAR:ATA) is currently considered Modestly Undervalued. The stock's GF Value™ is zł14.42, compared to a current price of zł11.50 — trading 20.2% below its estimated fair value. The current Interest Coverage is 2.53, which is 85% below median its 10-year median of 16.60 and 55.3% below the Transportation industry median of 5.66. ATC CARGO's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ATC CARGO (WAR:ATA), the current Interest Coverage is 2.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATC CARGO (WAR:ATA) Overvalued in 2026?

Based on GuruFocus' analysis, ATC CARGO stock appears to be undervalued. The current stock price of zł11.50 is trading 20.2% below its estimated GF Value™ of zł14.42. GuruFocus considers ATC CARGO to be Modestly Undervalued.

Key valuation signals for WAR:ATA:

  • Interest Coverage: 2.53 (85% below median its 10-year median of 16.60)
  • GF Value™: zł14.42 vs. price of zł11.50 (20.2% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 55.3% below the Transportation median (#212 of 845)

No single metric tells the full story. See the WAR:ATA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATC CARGO Business Description

Address 13 a Polska Street, Gdynia, POL, 81-339
ATC CARGO SA provides various logistics services through sea, air and land in Poland and Internationally. The company is engaged in customs handling, accomplishing the requisite analysis, obtaining relevant certificates, storage and harbor services.
62GF Score

Get the complete analysis for WAR:ATA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł11.50
Price
zł14.42
GF Value