Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. ASR Nederland NV's
EBIT
for the
six
months ended in Dec. 2025 was €3,131 Mil. ASR Nederland NV's Interest Expense for the
six
months ended in Dec. 2025 was €-2,603 Mil.
ASR Nederland NV's interest coverage for the quarter that ended in Dec. 2025 was 1.20.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. ASR Nederland NV interest coverage is 1.12, which is low.
The historical rank and industry rank for ASR Nederland NV's Interest Coverage or its related term are showing as below:
WBO:ASRN'
s Interest Coverage Range Over the Past 10 Years
Min: 1.12 Med: 4.45 Max: 9.6
Current: 1.12
WBO:ASRN's Interest Coverage is ranked worse than 96.02% of 352
companies
in the Insurance industry
Industry Median: 16.245
vs WBO:ASRN: 1.12
ASR Nederland NV (WBO:ASRN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ASR Nederland NV Interest Coverage Related Terms
ASR Nederland NV Interest Coverage Historical Data
* Premium members only.
The historical data trend for ASR Nederland NV's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WBO:ASRN vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, ASR Nederland NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV (WBO:ASRN) has a Interest Coverage of 1.20 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASR Nederland NV and its competitors. This is 73% below median its historical median of 4.45. Over the past decade, ASR Nederland NV's Interest Coverage has ranged from 1.12 to 9.60. According to the industry distribution chart, ASR Nederland NV ranks #338 out of 352 companies in the Insurance industry, placing it in the top 96%.
Is ASR Nederland NV's Interest Coverage too high?
ASR Nederland NV's current Interest Coverage of 1.20 is 73% below median its 10-year median of 4.45. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 9.60. The Insurance industry median Interest Coverage is 16.25. ASR Nederland NV's value of 1.20 is 92.6% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #338 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASR Nederland NV has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #338 out of 352 companies for Interest Coverage. This places ASR Nederland NV in the lower half of its industry. The industry median Interest Coverage is 16.25. ASR Nederland NV's value of 1.20 is 92.6% below this benchmark. Historically, ASR Nederland NV's own Interest Coverage has ranged from 1.12 to 9.60 over the past decade. While the company's 10-year median is 4.45 vs. the industry median of 16.25, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current Interest Coverage of 1.20 is 92.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current Interest Coverage is 1.20, which is 73% below median its own 10-year median of 4.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
ASR Nederland NV (WBO:ASRN) has a current Interest Coverage of 1.20. The stock's GF Value™ is €41.52, compared to a current price of €66.14 — trading 59.3% above its estimated fair value. The current Interest Coverage is 1.20, which is 73% below median its 10-year median of 4.45 and 92.6% below the Insurance industry median of 16.25. ASR Nederland NV's overall GF Score™ is 62/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ASR Nederland NV (WBO:ASRN), the current Interest Coverage is 1.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (WBO:ASRN) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of €66.14 is trading 59.3% above its estimated GF Value™ of €41.52.
Key valuation signals for WBO:ASRN:
Interest Coverage: 1.20 (73% below median its 10-year median of 4.45)
GF Value™: €41.52 vs. price of €66.14 (59.3% above fair value)
Industry Position: 92.6% below the Insurance median (#338 of 352)
No single metric tells the full story. See the WBO:ASRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
62GF Score
Get the complete analysis for WBO:ASRN
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