ASR Nederland NV (WBO:ASRN) Pretax Margin %: 5.70% (As of Dec. 2025) — 51% Below Median


WBO:ASRN ASR Nederland NV WBO:ASRN
62 GF Score
Price €66.14
GF Value €41.52
! 12 Warning Signs
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What is ASR Nederland NV Pretax Margin %?

ASR Nederland NV WBO:ASRN +0.06% 62 Pretax Margin % is 5.70% as of Dec. 2025, which is 51% below its 10-year median of 11.68. GuruFocus rates WBO:ASRN with a GF Score™ of 62/100 and a GF Value™ of €41.52. The stock has 12 warning signs investors should review. Among 504 Insurance companies, ASR Nederland NV ranks worse than 76.59% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. ASR Nederland NV's Pre-Tax Income for the six months ended in Dec. 2025 was €528 Mil. ASR Nederland NV's Revenue for the six months ended in Dec. 2025 was €9,271 Mil. Therefore, ASR Nederland NV's pretax margin for the quarter that ended in Dec. 2025 was 5.70%.

The historical rank and industry rank for ASR Nederland NV's Pretax Margin % or its related term are showing as below:

WBO:ASRN' s Pretax Margin % Range Over the Past 10 Years
Min: -113.43   Med: 11.68   Max: 18.29
Current: 5.31


WBO:ASRN's Pretax Margin % is ranked worse than
76.59% of 504 companies
in the Insurance industry
Industry Median: 11.98 vs WBO:ASRN: 5.31

ASR Nederland NV  (WBO:ASRN) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


ASR Nederland NV Pretax Margin % Related Terms


ASR Nederland NV Pretax Margin % Historical Data

* Premium members only.

The historical data trend for ASR Nederland NV's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASR Nederland NV Pretax Margin % Chart

ASR Nederland NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.42 -113.43 8.31 8.16 5.31

ASR Nederland NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.32 2.30 10.31 4.38 5.70

WBO:ASRN vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, ASR Nederland NV's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASR Nederland NV Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, ASR Nederland NV's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where ASR Nederland NV's Pretax Margin % falls into.


WBO:ASRN
62GF Score
ASR Nederland NV WBO:ASRN
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASR Nederland NV Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

ASR Nederland NV's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=696/13109
=5.31 %

ASR Nederland NV's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=528/9271
=5.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 5.70% mean?
ASR Nederland NV (WBO:ASRN) has a Pretax Margin % of 5.70% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ASR Nederland NV and its competitors. This is 51% below median its historical median of 11.68. According to the industry distribution chart, ASR Nederland NV ranks #386 out of 504 companies in the Insurance industry, placing it in the top 76.6%.
Is ASR Nederland NV's Pretax Margin % too high?
ASR Nederland NV's current Pretax Margin % of 5.70% is 51% below median its 10-year median of 11.68. The Insurance industry median Pretax Margin % is 11.98. ASR Nederland NV's value of 5.70% is 52.4% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #386 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASR Nederland NV has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #386 out of 504 companies for Pretax Margin %. This places ASR Nederland NV in the lower half of its industry. The industry median Pretax Margin % is 11.98. ASR Nederland NV's value of 5.70% is 52.4% below this benchmark. While the company's 10-year median is 11.68 vs. the industry median of 11.98, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current Pretax Margin % of 5.70% is 52.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current Pretax Margin % is 5.70%, which is 51% below median its own 10-year median of 11.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
ASR Nederland NV (WBO:ASRN) has a current Pretax Margin % of 5.70%. The stock's GF Value™ is €41.52, compared to a current price of €66.14 — trading 59.3% above its estimated fair value. The current Pretax Margin % is 5.70%, which is 51% below median its 10-year median of 11.68 and 52.4% below the Insurance industry median of 11.98. ASR Nederland NV's overall GF Score™ is 62/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ASR Nederland NV (WBO:ASRN), the current Pretax Margin % is 5.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASR Nederland NV (WBO:ASRN) Overvalued in 2026?

Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued. The current stock price of €66.14 is trading 59.3% above its estimated GF Value™ of €41.52.

Key valuation signals for WBO:ASRN:

  • Pretax Margin %: 5.70% (51% below median its 10-year median of 11.68)
  • GF Value™: €41.52 vs. price of €66.14 (59.3% above fair value)
  • GF Score™: 62/100 with 12 warning signs
  • Industry Position: 52.4% below the Insurance median (#386 of 504)

No single metric tells the full story. See the WBO:ASRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASR Nederland NV Business Description

Address Archimedeslaan 10, P.O. Box 2072, Utrecht, UT, NLD, 3500 HB
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
62GF Score

Get the complete analysis for WBO:ASRN

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.14
Price
€41.52
GF Value