ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. ASR Nederland NV's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 3.70%.
As of today (2026-07-02), ASR Nederland NV's WACC % is 23.92%. ASR Nederland NV's ROIC % is 3.77% (calculated using TTM income statement data).
ASR Nederland NV earns returns that do not match up to its cost of capital. It will destroy value as it grows.
ASR Nederland NV (WBO:ASRN) ROIC % Explanation
ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROIC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, ASR Nederland NV's WACC % is 23.92%. ASR Nederland NV's ROIC % is 3.77% (calculated using TTM income statement data).
ASR Nederland NV earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
ASR Nederland NV ROIC % Related Terms
ASR Nederland NV ROIC % Historical Data
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The historical data trend for ASR Nederland NV's ROIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, ASR Nederland NV's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV ROIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's ROIC % distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's ROIC % falls into.
Note:
The EBIT data used here is two times the semi-annual (Dec. 2025) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV (WBO:ASRN) has a ROIC % of 3.70% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on ASR Nederland NV and its competitors.
Is ASR Nederland NV's ROIC % too high?
ASR Nederland NV's current ROIC % is 3.70%. The Insurance industry median ROIC % is 3.36. ASR Nederland NV's value of 3.70% is 10.1% above this industry median. Overall, ASR Nederland NV has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's ROIC % compare to BRK.A and AIG?
ASR Nederland NV's ROIC % of 3.70% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. ASR Nederland NV's value of 3.70% is 10.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current ROIC % of 3.70% is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current ROIC % is 3.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
ASR Nederland NV (WBO:ASRN) has a current ROIC % of 3.70%. The stock's GF Value™ is €41.52, compared to a current price of €66.14 — trading 59.3% above its estimated fair value. The current ROIC % is 3.70% and 10.1% above the Insurance industry median of 3.36. ASR Nederland NV's overall GF Score™ is 62/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For ASR Nederland NV (WBO:ASRN), the current ROIC % is 3.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (WBO:ASRN) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of €66.14 is trading 59.3% above its estimated GF Value™ of €41.52.
Key valuation signals for WBO:ASRN:
ROIC %: 3.70%
GF Value™: €41.52 vs. price of €66.14 (59.3% above fair value)
Industry Position: 10.1% above the Insurance median
No single metric tells the full story. See the WBO:ASRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
62GF Score
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