ASR Nederland NV (WBO:ASRN) Retained Earnings: €4,342 Mil (As of Dec. 2025)


WBO:ASRN ASR Nederland NV WBO:ASRN
62 GF Score
Price €66.14
GF Value €41.52
! 12 Warning Signs
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What is ASR Nederland NV Retained Earnings?

ASR Nederland NV WBO:ASRN +0.06% 62 Retained Earnings is €4,342 Mil as of Dec. 2025. GuruFocus rates WBO:ASRN with a GF Score™ of 62/100 and a GF Value™ of €41.52. The stock has 12 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. ASR Nederland NV's retained earnings for the quarter that ended in Dec. 2025 was €4,342 Mil.

ASR Nederland NV's quarterly retained earnings declined from Dec. 2024 (€4,582 Mil) to Jun. 2025 (€4,223 Mil) but then increased from Jun. 2025 (€4,223 Mil) to Dec. 2025 (€4,342 Mil).

ASR Nederland NV's annual retained earnings increased from Dec. 2023 (€4,147 Mil) to Dec. 2024 (€4,582 Mil) but then declined from Dec. 2024 (€4,582 Mil) to Dec. 2025 (€4,342 Mil).


ASR Nederland NV  (WBO:ASRN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


ASR Nederland NV Retained Earnings Historical Data

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The historical data trend for ASR Nederland NV's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASR Nederland NV Retained Earnings Chart

ASR Nederland NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,613.00 3,569.00 4,147.00 4,582.00 4,342.00

ASR Nederland NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,147.00 3,748.00 4,582.00 4,223.00 4,342.00
WBO:ASRN
62GF Score
ASR Nederland NV WBO:ASRN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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ASR Nederland NV Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €4,342 Mil mean?
ASR Nederland NV (WBO:ASRN) has a Retained Earnings of €4,342 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on ASR Nederland NV and its competitors.
Is ASR Nederland NV's Retained Earnings too high?
ASR Nederland NV's current Retained Earnings is €4,342 Mil. Overall, ASR Nederland NV has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Retained Earnings compare to BRK.A and AIG?
ASR Nederland NV's Retained Earnings of €4,342 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on ASR Nederland NV and its competitors. ASR Nederland NV's current Retained Earnings is €4,342 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
ASR Nederland NV (WBO:ASRN) has a current Retained Earnings of €4,342 Mil. The stock's GF Value™ is €41.52, compared to a current price of €66.14 — trading 59.3% above its estimated fair value. The current Retained Earnings is €4,342 Mil. ASR Nederland NV's overall GF Score™ is 62/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For ASR Nederland NV (WBO:ASRN), the current Retained Earnings is €4,342 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASR Nederland NV (WBO:ASRN) Overvalued in 2026?

Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued. The current stock price of €66.14 is trading 59.3% above its estimated GF Value™ of €41.52.

Key valuation signals for WBO:ASRN:

  • Retained Earnings: €4,342 Mil
  • GF Value™: €41.52 vs. price of €66.14 (59.3% above fair value)
  • GF Score™: 62/100 with 12 warning signs

No single metric tells the full story. See the WBO:ASRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASR Nederland NV Business Description

Address Archimedeslaan 10, P.O. Box 2072, Utrecht, UT, NLD, 3500 HB
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
62GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.14
Price
€41.52
GF Value