Pan Jamaica GroupXJAM:PJAM +3.67%98 Interest Coverage is 1.42 as of Mar. 2026, which is 17% below its 10-year median of 1.72. GuruFocus rates XJAM:PJAM with a GF Score™ of 98/100 and a GF Value™ of JMD62.71 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 90 Beverages - Non-Alcoholic companies, Pan Jamaica Group ranks worse than 91.11% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pan Jamaica Group's
Operating Income
for the
three
months ended in Mar. 2026 was JMD734 Mil. Pan Jamaica Group's Interest Expense for the
three
months ended in Mar. 2026 was JMD-517 Mil.
Pan Jamaica Group's interest coverage for the quarter that ended in Mar. 2026 was 1.42.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Pan Jamaica Group's Interest Coverage or its related term are showing as below:
XJAM:PJAM'
s Interest Coverage Range Over the Past 10 Years
Min: 0.32 Med: 1.72 Max: 3.41
Current: 2
XJAM:PJAM's Interest Coverage is ranked worse than 91.11% of 90
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 12.32
vs XJAM:PJAM: 2.00
Pan Jamaica Group (XJAM:PJAM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pan Jamaica Group Interest Coverage Related Terms
Pan Jamaica Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Pan Jamaica Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XJAM:PJAM vs KO, PEP, MNST: Interest Coverage Comparison
For the Beverages - Non-Alcoholic subindustry, Pan Jamaica Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pan Jamaica Group Interest Coverage vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Pan Jamaica Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pan Jamaica Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pan Jamaica Group (XJAM:PJAM) has a Interest Coverage of 1.42 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan Jamaica Group and its competitors. This is 17% below median its historical median of 1.72. Over the past decade, Pan Jamaica Group's Interest Coverage has ranged from 0.32 to 3.41. According to the industry distribution chart, Pan Jamaica Group ranks #82 out of 90 companies in the Beverages - Non-Alcoholic industry, placing it in the top 91.1%.
Is Pan Jamaica Group's Interest Coverage too high?
Pan Jamaica Group's current Interest Coverage of 1.42 is 17% below median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 3.41. The Beverages - Non-Alcoholic industry median Interest Coverage is 12.32. Pan Jamaica Group's value of 1.42 is 88.5% below this industry median. Based on the distribution chart, Pan Jamaica Group ranks #82 out of 90 companies in the Beverages - Non-Alcoholic industry, which is in the bottom quartile relative to peers. Overall, Pan Jamaica Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pan Jamaica Group's Interest Coverage compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Pan Jamaica Group ranks #82 out of 90 companies for Interest Coverage. This places Pan Jamaica Group in the lower half of its industry. The industry median Interest Coverage is 12.32. Pan Jamaica Group's value of 1.42 is 88.5% below this benchmark. Historically, Pan Jamaica Group's own Interest Coverage has ranged from 0.32 to 3.41 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 12.32, Pan Jamaica Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Non-Alcoholic company?
The median Interest Coverage among Beverages - Non-Alcoholic companies is 12.32, based on 90 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Jamaica Group's current Interest Coverage of 1.42 is 88.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan Jamaica Group and its competitors. For the Beverages - Non-Alcoholic industry, the median Interest Coverage is 12.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Jamaica Group's current Interest Coverage is 1.42, which is 17% below median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Jamaica Group stock overvalued right now?
Based on GuruFocus' analysis, Pan Jamaica Group (XJAM:PJAM) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD62.71, compared to a current price of JMD45.71 — trading 27.1% below its estimated fair value. The current Interest Coverage is 1.42, which is 17% below median its 10-year median of 1.72 and 88.5% below the Beverages - Non-Alcoholic industry median of 12.32. Pan Jamaica Group's overall GF Score™ is 98/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pan Jamaica Group (XJAM:PJAM), the current Interest Coverage is 1.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pan Jamaica Group (XJAM:PJAM) Overvalued in 2026?
Based on GuruFocus' analysis, Pan Jamaica Group stock appears to be undervalued.
The current stock price of JMD45.71 is trading 27.1% below its estimated GF Value™ of JMD62.71.
GuruFocus considers Pan Jamaica Group to be Modestly Undervalued.
Key valuation signals for XJAM:PJAM:
Interest Coverage: 1.42 (17% below median its 10-year median of 1.72)
GF Value™: JMD62.71 vs. price of JMD45.71 (27.1% below fair value)
Industry Position: 88.5% below the Beverages - Non-Alcoholic median (#82 of 90)
No single metric tells the full story. See the XJAM:PJAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pan Jamaica Group Ltd is a Caribbean-based multinational holding company. It acquires, holds, and operates businesses in the Caribbean, Europe and the Americas. The company's business is divided into five segments: i) The Property and Infrastructure segment focuses on the development and management of real estate and related infrastructure. ii) The Financial Services segment provides products and services to institutional and individual investors. iii) The Global Services segment includes logistics-related operations. iv) The Specialty Foods segment is engaged in agriculture, processing, distribution and/or retail of food and drink. v) Corporate services, which comprises interest and investment income. The majority of the company's revenue is derived from the Specialty Foods segment.
98GF Score
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