Pan Jamaica GroupXJAM:PJAM +2.54%98 Return-on-Tangible-Equity is 2.47% as of Mar. 2026, which is 79% below its 10-year median of 11.52. GuruFocus rates XJAM:PJAM with a GF Score™ of 98/100 and a GF Value™ of JMD63.10 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 108 Beverages - Non-Alcoholic companies, Pan Jamaica Group ranks worse than 68.52% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pan Jamaica Group's annualized net income for the quarter that ended in Mar. 2026 was JMD1,949 Mil. Pan Jamaica Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JMD78,988 Mil. Therefore, Pan Jamaica Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 2.47%.
The historical rank and industry rank for Pan Jamaica Group's Return-on-Tangible-Equity or its related term are showing as below:
XJAM:PJAM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.52 Med: 11.52 Max: 21.75
Current: 6.54
During the past 13 years, Pan Jamaica Group's highest Return-on-Tangible-Equity was 21.75%. The lowest was 4.52%. And the median was 11.52%.
XJAM:PJAM's Return-on-Tangible-Equity is ranked worse than 68.52% of 108
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 13.27
vs XJAM:PJAM: 6.54
Pan Jamaica Group (XJAM:PJAM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pan Jamaica Group Return-on-Tangible-Equity Related Terms
Pan Jamaica Group Return-on-Tangible-Equity Historical Data
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The historical data trend for Pan Jamaica Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:PJAM vs KO, PEP, MNST: Return-on-Tangible-Equity Comparison
For the Beverages - Non-Alcoholic subindustry, Pan Jamaica Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pan Jamaica Group Return-on-Tangible-Equity vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Pan Jamaica Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pan Jamaica Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 2.47% mean?
Pan Jamaica Group (XJAM:PJAM) has a Return-on-Tangible-Equity of 2.47% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pan Jamaica Group and its competitors. This is 79% below median its historical median of 11.52. Over the past decade, Pan Jamaica Group's Return-on-Tangible-Equity has ranged from 4.52 to 21.75. According to the industry distribution chart, Pan Jamaica Group ranks #74 out of 108 companies in the Beverages - Non-Alcoholic industry, placing it in the top 68.5%.
Is Pan Jamaica Group's Return-on-Tangible-Equity too high?
Pan Jamaica Group's current Return-on-Tangible-Equity of 2.47% is 79% below median its 10-year median of 11.52. Over the past 10 years, this metric has ranged from a low of 4.52 to a high of 21.75. The Beverages - Non-Alcoholic industry median Return-on-Tangible-Equity is 13.27. Pan Jamaica Group's value of 2.47% is 81.4% below this industry median. Based on the distribution chart, Pan Jamaica Group ranks #74 out of 108 companies in the Beverages - Non-Alcoholic industry, which is below the industry midpoint. Overall, Pan Jamaica Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pan Jamaica Group's Return-on-Tangible-Equity compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Pan Jamaica Group ranks #74 out of 108 companies for Return-on-Tangible-Equity. This places Pan Jamaica Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.27. Pan Jamaica Group's value of 2.47% is 81.4% below this benchmark. Historically, Pan Jamaica Group's own Return-on-Tangible-Equity has ranged from 4.52 to 21.75 over the past decade. While the company's 10-year median is 11.52 vs. the industry median of 13.27, Pan Jamaica Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Beverages - Non-Alcoholic company?
The median Return-on-Tangible-Equity among Beverages - Non-Alcoholic companies is 13.27, based on 108 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Jamaica Group's current Return-on-Tangible-Equity of 2.47% is 81.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pan Jamaica Group and its competitors. For the Beverages - Non-Alcoholic industry, the median Return-on-Tangible-Equity is 13.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Jamaica Group's current Return-on-Tangible-Equity is 2.47%, which is 79% below median its own 10-year median of 11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Jamaica Group stock overvalued right now?
Based on GuruFocus' analysis, Pan Jamaica Group (XJAM:PJAM) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD63.10, compared to a current price of JMD47.24 — trading 25.1% below its estimated fair value. The current Return-on-Tangible-Equity is 2.47%, which is 79% below median its 10-year median of 11.52 and 81.4% below the Beverages - Non-Alcoholic industry median of 13.27. Pan Jamaica Group's overall GF Score™ is 98/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pan Jamaica Group (XJAM:PJAM), the current Return-on-Tangible-Equity is 2.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pan Jamaica Group (XJAM:PJAM) Overvalued in 2026?
Based on GuruFocus' analysis, Pan Jamaica Group stock appears to be undervalued.
The current stock price of JMD47.24 is trading 25.1% below its estimated GF Value™ of JMD63.10.
GuruFocus considers Pan Jamaica Group to be Modestly Undervalued.
Key valuation signals for XJAM:PJAM:
Return-on-Tangible-Equity: 2.47% (79% below median its 10-year median of 11.52)
GF Value™: JMD63.10 vs. price of JMD47.24 (25.1% below fair value)
Industry Position: 81.4% below the Beverages - Non-Alcoholic median (#74 of 108)
No single metric tells the full story. See the XJAM:PJAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pan Jamaica Group Ltd is a Caribbean-based multinational holding company. It acquires, holds, and operates businesses in the Caribbean, Europe and the Americas. The company's business is divided into five segments: i) The Property and Infrastructure segment focuses on the development and management of real estate and related infrastructure. ii) The Financial Services segment provides products and services to institutional and individual investors. iii) The Global Services segment includes logistics-related operations. iv) The Specialty Foods segment is engaged in agriculture, processing, distribution and/or retail of food and drink. v) Corporate services, which comprises interest and investment income. The majority of the company's revenue is derived from the Specialty Foods segment.
98GF Score
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