Pan Jamaica GroupXJAM:PJAM +3.67%98 ROE % is 2.27% as of Mar. 2026, which is 80% below its 10-year median of 11.25. GuruFocus rates XJAM:PJAM with a GF Score™ of 98/100 and a GF Value™ of JMD62.71 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 111 Beverages - Non-Alcoholic companies, Pan Jamaica Group ranks worse than 67.57% on this metric.
The historical rank and industry rank for Pan Jamaica Group's ROE % or its related term are showing as below:
XJAM:PJAM'
s ROE % Range Over the Past 10 Years
Min: 4.24 Med: 11.25 Max: 21.73
Current: 6.02
During the past 13 years, Pan Jamaica Group's highest ROE % was 21.73%. The lowest was 4.24%. And the median was 11.25%.
XJAM:PJAM's ROE % is ranked worse than 67.57% of 111
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 11.15
vs XJAM:PJAM: 6.02
Pan Jamaica Group (XJAM:PJAM) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Pan Jamaica Group ROE % Related Terms
Pan Jamaica Group ROE % Historical Data
* Premium members only.
The historical data trend for Pan Jamaica Group's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Beverages - Non-Alcoholic subindustry, Pan Jamaica Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pan Jamaica Group ROE % vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Pan Jamaica Group's ROE % distribution charts can be found below:
* The bar in red indicates where Pan Jamaica Group's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Pan Jamaica Group (XJAM:PJAM) has a ROE % of 2.27% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pan Jamaica Group and its competitors. This is 80% below median its historical median of 11.25. Over the past decade, Pan Jamaica Group's ROE % has ranged from 4.24 to 21.73. According to the industry distribution chart, Pan Jamaica Group ranks #75 out of 111 companies in the Beverages - Non-Alcoholic industry, placing it in the top 67.6%.
Is Pan Jamaica Group's ROE % too high?
Pan Jamaica Group's current ROE % of 2.27% is 80% below median its 10-year median of 11.25. Over the past 10 years, this metric has ranged from a low of 4.24 to a high of 21.73. The Beverages - Non-Alcoholic industry median ROE % is 11.15. Pan Jamaica Group's value of 2.27% is 79.6% below this industry median. Based on the distribution chart, Pan Jamaica Group ranks #75 out of 111 companies in the Beverages - Non-Alcoholic industry, which is below the industry midpoint. Overall, Pan Jamaica Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pan Jamaica Group's ROE % compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Pan Jamaica Group ranks #75 out of 111 companies for ROE %. This places Pan Jamaica Group in the lower half of its industry. The industry median ROE % is 11.15. Pan Jamaica Group's value of 2.27% is 79.6% below this benchmark. Historically, Pan Jamaica Group's own ROE % has ranged from 4.24 to 21.73 over the past decade. While the company's 10-year median is 11.25 vs. the industry median of 11.15, Pan Jamaica Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Beverages - Non-Alcoholic company?
The median ROE % among Beverages - Non-Alcoholic companies is 11.15, based on 111 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Jamaica Group's current ROE % of 2.27% is 79.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pan Jamaica Group and its competitors. For the Beverages - Non-Alcoholic industry, the median ROE % is 11.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Jamaica Group's current ROE % is 2.27%, which is 80% below median its own 10-year median of 11.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Jamaica Group stock overvalued right now?
Based on GuruFocus' analysis, Pan Jamaica Group (XJAM:PJAM) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD62.71, compared to a current price of JMD45.71 — trading 27.1% below its estimated fair value. The current ROE % is 2.27%, which is 80% below median its 10-year median of 11.25 and 79.6% below the Beverages - Non-Alcoholic industry median of 11.15. Pan Jamaica Group's overall GF Score™ is 98/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Pan Jamaica Group (XJAM:PJAM), the current ROE % is 2.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pan Jamaica Group (XJAM:PJAM) Overvalued in 2026?
Based on GuruFocus' analysis, Pan Jamaica Group stock appears to be undervalued.
The current stock price of JMD45.71 is trading 27.1% below its estimated GF Value™ of JMD62.71.
GuruFocus considers Pan Jamaica Group to be Modestly Undervalued.
Key valuation signals for XJAM:PJAM:
ROE %: 2.27% (80% below median its 10-year median of 11.25)
GF Value™: JMD62.71 vs. price of JMD45.71 (27.1% below fair value)
Industry Position: 79.6% below the Beverages - Non-Alcoholic median (#75 of 111)
No single metric tells the full story. See the XJAM:PJAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pan Jamaica Group Ltd is a Caribbean-based multinational holding company. It acquires, holds, and operates businesses in the Caribbean, Europe and the Americas. The company's business is divided into five segments: i) The Property and Infrastructure segment focuses on the development and management of real estate and related infrastructure. ii) The Financial Services segment provides products and services to institutional and individual investors. iii) The Global Services segment includes logistics-related operations. iv) The Specialty Foods segment is engaged in agriculture, processing, distribution and/or retail of food and drink. v) Corporate services, which comprises interest and investment income. The majority of the company's revenue is derived from the Specialty Foods segment.
98GF Score
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