Pan Jamaica GroupXJAM:PJAM +3.67%98 ROA % is 1.28% as of Mar. 2026, which is 85% below its 10-year median of 8.75. GuruFocus rates XJAM:PJAM with a GF Score™ of 98/100 and a GF Value™ of JMD62.71 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 116 Beverages - Non-Alcoholic companies, Pan Jamaica Group ranks worse than 60.34% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Pan Jamaica Group's annualizedNet Income for the quarter that ended in Mar. 2026 was JMD1,949 Mil.
Pan Jamaica Group's average Total Assets over the quarter that ended in Mar. 2026 was JMD152,459 Mil. Therefore, Pan Jamaica Group's annualized ROA % for the quarter that ended in Mar. 2026 was 1.28%.
The historical rank and industry rank for Pan Jamaica Group's ROA % or its related term are showing as below:
XJAM:PJAM'
s ROA % Range Over the Past 10 Years
Min: 2.52 Med: 8.75 Max: 16.57
Current: 3.38
During the past 13 years, Pan Jamaica Group's highest ROA % was 16.57%. The lowest was 2.52%. And the median was 8.75%.
XJAM:PJAM's ROA % is ranked worse than 60.34% of 116
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 5.595
vs XJAM:PJAM: 3.38
Pan Jamaica Group (XJAM:PJAM) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Pan Jamaica Group ROA % Related Terms
Pan Jamaica Group ROA % Historical Data
* Premium members only.
The historical data trend for Pan Jamaica Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Beverages - Non-Alcoholic subindustry, Pan Jamaica Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pan Jamaica Group ROA % vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Pan Jamaica Group's ROA % distribution charts can be found below:
* The bar in red indicates where Pan Jamaica Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Pan Jamaica Group (XJAM:PJAM) has a ROA % of 1.28% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Pan Jamaica Group and its competitors. This is 85% below median its historical median of 8.75. Over the past decade, Pan Jamaica Group's ROA % has ranged from 2.52 to 16.57. According to the industry distribution chart, Pan Jamaica Group ranks #70 out of 116 companies in the Beverages - Non-Alcoholic industry, placing it in the top 60.3%.
Is Pan Jamaica Group's ROA % too high?
Pan Jamaica Group's current ROA % of 1.28% is 85% below median its 10-year median of 8.75. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 16.57. The Beverages - Non-Alcoholic industry median ROA % is 5.60. Pan Jamaica Group's value of 1.28% is 77.1% below this industry median. Based on the distribution chart, Pan Jamaica Group ranks #70 out of 116 companies in the Beverages - Non-Alcoholic industry, which is below the industry midpoint. Overall, Pan Jamaica Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pan Jamaica Group's ROA % compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Pan Jamaica Group ranks #70 out of 116 companies for ROA %. This places Pan Jamaica Group in the lower half of its industry. The industry median ROA % is 5.60. Pan Jamaica Group's value of 1.28% is 77.1% below this benchmark. Historically, Pan Jamaica Group's own ROA % has ranged from 2.52 to 16.57 over the past decade. While the company's 10-year median is 8.75 vs. the industry median of 5.60, Pan Jamaica Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Beverages - Non-Alcoholic company?
The median ROA % among Beverages - Non-Alcoholic companies is 5.60, based on 116 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Jamaica Group's current ROA % of 1.28% is 77.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Pan Jamaica Group and its competitors. For the Beverages - Non-Alcoholic industry, the median ROA % is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Jamaica Group's current ROA % is 1.28%, which is 85% below median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Jamaica Group stock overvalued right now?
Based on GuruFocus' analysis, Pan Jamaica Group (XJAM:PJAM) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD62.71, compared to a current price of JMD45.71 — trading 27.1% below its estimated fair value. The current ROA % is 1.28%, which is 85% below median its 10-year median of 8.75 and 77.1% below the Beverages - Non-Alcoholic industry median of 5.60. Pan Jamaica Group's overall GF Score™ is 98/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Pan Jamaica Group (XJAM:PJAM), the current ROA % is 1.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pan Jamaica Group (XJAM:PJAM) Overvalued in 2026?
Based on GuruFocus' analysis, Pan Jamaica Group stock appears to be undervalued.
The current stock price of JMD45.71 is trading 27.1% below its estimated GF Value™ of JMD62.71.
GuruFocus considers Pan Jamaica Group to be Modestly Undervalued.
Key valuation signals for XJAM:PJAM:
ROA %: 1.28% (85% below median its 10-year median of 8.75)
GF Value™: JMD62.71 vs. price of JMD45.71 (27.1% below fair value)
Industry Position: 77.1% below the Beverages - Non-Alcoholic median (#70 of 116)
No single metric tells the full story. See the XJAM:PJAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pan Jamaica Group Ltd is a Caribbean-based multinational holding company. It acquires, holds, and operates businesses in the Caribbean, Europe and the Americas. The company's business is divided into five segments: i) The Property and Infrastructure segment focuses on the development and management of real estate and related infrastructure. ii) The Financial Services segment provides products and services to institutional and individual investors. iii) The Global Services segment includes logistics-related operations. iv) The Specialty Foods segment is engaged in agriculture, processing, distribution and/or retail of food and drink. v) Corporate services, which comprises interest and investment income. The majority of the company's revenue is derived from the Specialty Foods segment.
98GF Score
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