Salada Foods Jamaica (XJAM:SALF) Interest Coverage: 20.68 (As of Sep. 2025) — 88% Below Median


XJAM:SALF Salada Foods Jamaica Ltd XJAM:SALF
95 GF Score
Price JMD2.40
GF Value JMD3.81
Valuation Possible Value Trap
! 3 Warning Signs
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What is Salada Foods Jamaica Interest Coverage?

Salada Foods Jamaica XJAM:SALF 95 Interest Coverage is 20.68 as of Sep. 2025, which is 88% below its 10-year median of 178.99. GuruFocus rates XJAM:SALF with a GF Score™ of 95/100 and a GF Value™ of JMD3.81 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, Salada Foods Jamaica ranks better than 79.31% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Salada Foods Jamaica's Operating Income for the three months ended in Sep. 2025 was JMD76 Mil. Salada Foods Jamaica's Interest Expense for the three months ended in Sep. 2025 was JMD-4 Mil. Salada Foods Jamaica's interest coverage for the quarter that ended in Sep. 2025 was 20.68. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Salada Foods Jamaica Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Salada Foods Jamaica's Interest Coverage or its related term are showing as below:

XJAM:SALF' s Interest Coverage Range Over the Past 10 Years
Min: 38.16   Med: 178.99   Max: 1075.03
Current: 59.32


XJAM:SALF's Interest Coverage is ranked better than
79.31% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs XJAM:SALF: 59.32

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Salada Foods Jamaica  (XJAM:SALF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Salada Foods Jamaica Interest Coverage Related Terms


Salada Foods Jamaica Interest Coverage Historical Data

* Premium members only.

The historical data trend for Salada Foods Jamaica's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Salada Foods Jamaica Interest Coverage Chart

Salada Foods Jamaica Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 217.27 185.42 288.25 232.14 76.50

Salada Foods Jamaica Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.46 No Debt No Debt N/A 20.68

XJAM:SALF vs KHC, GIS, HRL: Interest Coverage Comparison

For the Packaged Foods subindustry, Salada Foods Jamaica's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Salada Foods Jamaica Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Salada Foods Jamaica's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Salada Foods Jamaica's Interest Coverage falls into.


XJAM:SALF
95GF Score
Salada Foods Jamaica Ltd XJAM:SALF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Salada Foods Jamaica Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Salada Foods Jamaica's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Salada Foods Jamaica's Interest Expense was JMD-3 Mil. Its Operating Income was JMD218 Mil. And its Long-Term Debt & Capital Lease Obligation was JMD28 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*218.49/-2.856
=76.50

Salada Foods Jamaica's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, Salada Foods Jamaica's Interest Expense was JMD-4 Mil. Its Operating Income was JMD76 Mil. And its Long-Term Debt & Capital Lease Obligation was JMD28 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*76.158/-3.683
=20.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.68 mean?
Salada Foods Jamaica (XJAM:SALF) has a Interest Coverage of 20.68 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Salada Foods Jamaica and its competitors. This is 88% below median its historical median of 178.99. Over the past decade, Salada Foods Jamaica's Interest Coverage has ranged from 38.16 to 1,075.03. According to the industry distribution chart, Salada Foods Jamaica ranks #312 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 20.7%.
Is Salada Foods Jamaica's Interest Coverage too high?
Salada Foods Jamaica's current Interest Coverage of 20.68 is 88% below median its 10-year median of 178.99. Over the past 10 years, this metric has ranged from a low of 38.16 to a high of 1,075.03. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Salada Foods Jamaica's value of 20.68 is 140.5% above this industry median. Based on the distribution chart, Salada Foods Jamaica ranks #312 out of 1508 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Salada Foods Jamaica has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Salada Foods Jamaica's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Salada Foods Jamaica ranks #312 out of 1508 companies for Interest Coverage. This places Salada Foods Jamaica in the top 21% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.60. Salada Foods Jamaica's value of 20.68 is 140.5% above this benchmark. Historically, Salada Foods Jamaica's own Interest Coverage has ranged from 38.16 to 1,075.03 over the past decade. While the company's 10-year median is 178.99 vs. the industry median of 8.60, Salada Foods Jamaica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Salada Foods Jamaica's current Interest Coverage of 20.68 is 140.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Salada Foods Jamaica and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Salada Foods Jamaica's current Interest Coverage is 20.68, which is 88% below median its own 10-year median of 178.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Salada Foods Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Salada Foods Jamaica (XJAM:SALF) is currently considered Possible Value Trap. The stock's GF Value™ is JMD3.81, compared to a current price of JMD2.40 — trading 37% below its estimated fair value. The current Interest Coverage is 20.68, which is 88% below median its 10-year median of 178.99 and 140.5% above the Consumer Packaged Goods industry median of 8.60. Salada Foods Jamaica's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Salada Foods Jamaica (XJAM:SALF), the current Interest Coverage is 20.68 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Salada Foods Jamaica (XJAM:SALF) Overvalued in 2026?

Based on GuruFocus' analysis, Salada Foods Jamaica stock appears to be undervalued. The current stock price of JMD2.40 is trading 37% below its estimated GF Value™ of JMD3.81. GuruFocus considers Salada Foods Jamaica to be Possible Value Trap.

Key valuation signals for XJAM:SALF:

  • Interest Coverage: 20.68 (88% below median its 10-year median of 178.99)
  • GF Value™: JMD3.81 vs. price of JMD2.40 (37% below fair value)
  • GF Score™: 95/100 with 3 warning signs
  • Industry Position: 140.5% above the Consumer Packaged Goods median (#312 of 1508)

No single metric tells the full story. See the XJAM:SALF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Salada Foods Jamaica Business Description

Address 20 Bell Road, P.O. Box 71, Kingston, JAM, 11
Salada Foods Jamaica Ltd is engaged in the manufacture and sale of instant coffee and roasted and ground coffee beans and other consumer products. Its products include Jamaica Mountain Peak an Instant Coffee prepared from freshly roasted and ground Arabica Beans from which the solubles are extracted and spray-driedIt has two geographic segments Local and Export, and the majority of the revenue comes from the Local.
95GF Score

Get the complete analysis for XJAM:SALF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD2.40
Price
JMD3.81
GF Value