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Manulife Holdings BhdXKLS:1058 +0.45%57 Interest Coverage is 813.84 as of Mar. 2026, which is 44% below its 10-year median of 1,447.52. GuruFocus rates XKLS:1058 with a GF Score™ of 57/100 and a GF Value™ of RM2.48 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 352 Insurance companies, Manulife Holdings Bhd ranks better than 90.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Manulife Holdings Bhd's
EBIT
for the
three
months ended in Mar. 2026 was RM25.2 Mil. Manulife Holdings Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-0.0 Mil.
Manulife Holdings Bhd's interest coverage for the quarter that ended in Mar. 2026 was 813.84.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Manulife Holdings Bhd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Manulife Holdings Bhd's Interest Coverage or its related term are showing as below:
XKLS:1058'
s Interest Coverage Range Over the Past 10 Years
Min: 21.3 Med: 1447.52 Max: 3664.65
Current: 1863.45
XKLS:1058's Interest Coverage is ranked better than 90.91% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs XKLS:1058: 1863.45
Manulife Holdings Bhd (XKLS:1058) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Manulife Holdings Bhd Interest Coverage Related Terms
Manulife Holdings Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Manulife Holdings Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:1058 vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Manulife Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manulife Holdings Bhd Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Manulife Holdings Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Manulife Holdings Bhd's Interest Coverage falls into.
Manulife Holdings Bhd Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manulife Holdings Bhd (XKLS:1058) has a Interest Coverage of 813.84 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Manulife Holdings Bhd and its competitors. This is 44% below median its historical median of 1,447.52. Over the past decade, Manulife Holdings Bhd's Interest Coverage has ranged from 21.30 to 3,664.65. According to the industry distribution chart, Manulife Holdings Bhd ranks #32 out of 352 companies in the Insurance industry, placing it in the top 9.1%.
Is Manulife Holdings Bhd's Interest Coverage too high?
Manulife Holdings Bhd's current Interest Coverage of 813.84 is 44% below median its 10-year median of 1,447.52. Over the past 10 years, this metric has ranged from a low of 21.30 to a high of 3,664.65. The Insurance industry median Interest Coverage is 16.15. Manulife Holdings Bhd's value of 813.84 is 4940.8% above this industry median. Based on the distribution chart, Manulife Holdings Bhd ranks #32 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Manulife Holdings Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Holdings Bhd's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Manulife Holdings Bhd ranks #32 out of 352 companies for Interest Coverage. This places Manulife Holdings Bhd in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. Manulife Holdings Bhd's value of 813.84 is 4940.8% above this benchmark. Historically, Manulife Holdings Bhd's own Interest Coverage has ranged from 21.30 to 3,664.65 over the past decade. While the company's 10-year median is 1,447.52 vs. the industry median of 16.15, Manulife Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manulife Holdings Bhd's current Interest Coverage of 813.84 is 4940.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Manulife Holdings Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manulife Holdings Bhd's current Interest Coverage is 813.84, which is 44% below median its own 10-year median of 1,447.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Manulife Holdings Bhd (XKLS:1058) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.48, compared to a current price of RM2.24 — trading 9.7% below its estimated fair value. The current Interest Coverage is 813.84, which is 44% below median its 10-year median of 1,447.52 and 4940.8% above the Insurance industry median of 16.15. Manulife Holdings Bhd's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Manulife Holdings Bhd (XKLS:1058), the current Interest Coverage is 813.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manulife Holdings Bhd (XKLS:1058) Overvalued in 2026?
Based on GuruFocus' analysis, Manulife Holdings Bhd stock appears to be undervalued.
The current stock price of RM2.24 is trading 9.7% below its estimated GF Value™ of RM2.48.
GuruFocus considers Manulife Holdings Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1058:
Interest Coverage: 813.84 (44% below median its 10-year median of 1,447.52)
GF Value™: RM2.48 vs. price of RM2.24 (9.7% below fair value)
Industry Position: 4940.8% above the Insurance median (#32 of 352)
No single metric tells the full story. See the XKLS:1058 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manulife Holdings Bhd is an investment holding company that is engaged in the business of life insurance business, management of unit trust funds, private retirement scheme funds, investment, and fund management. The company operates through Investment Holding, Life Insurance and Asset Management Services segments. The investment holding segment includes Investment holding operations and other segments; Life insurance segment includes underwriting of Participating life and Non-participating life insurance and unit-linked products; and Asset management services include asset management, unit trust, private retirement scheme funds. The group's principal revenue source is from the Life insurance business segment.
57GF Score
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