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Manulife Holdings BhdXKLS:1058 +0.45%57 ROA % is 0.97% as of Mar. 2026, which is 24% above its 10-year median of 0.78. GuruFocus rates XKLS:1058 with a GF Score™ of 57/100 and a GF Value™ of RM2.48 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 509 Insurance companies, Manulife Holdings Bhd ranks worse than 63.65% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Manulife Holdings Bhd's annualizedNet Income for the quarter that ended in Mar. 2026 was RM78.6 Mil.
Manulife Holdings Bhd's average Total Assets over the quarter that ended in Mar. 2026 was RM8,088.8 Mil. Therefore, Manulife Holdings Bhd's annualized ROA % for the quarter that ended in Mar. 2026 was 0.97%.
The historical rank and industry rank for Manulife Holdings Bhd's ROA % or its related term are showing as below:
XKLS:1058'
s ROA % Range Over the Past 10 Years
Min: 0.36 Med: 0.78 Max: 1.77
Current: 1.63
During the past 13 years, Manulife Holdings Bhd's highest ROA % was 1.77%. The lowest was 0.36%. And the median was 0.78%.
XKLS:1058's ROA % is ranked worse than 63.65% of 509
companies
in the Insurance industry
Industry Median: 2.62
vs XKLS:1058: 1.63
Manulife Holdings Bhd (XKLS:1058) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Manulife Holdings Bhd's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manulife Holdings Bhd ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Manulife Holdings Bhd's ROA % distribution charts can be found below:
* The bar in red indicates where Manulife Holdings Bhd's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Manulife Holdings Bhd (XKLS:1058) has a ROA % of 0.97% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Manulife Holdings Bhd and its competitors. This is 24% above median its historical median of 0.78. Over the past decade, Manulife Holdings Bhd's ROA % has ranged from 0.36 to 1.77. According to the industry distribution chart, Manulife Holdings Bhd ranks #324 out of 509 companies in the Insurance industry, placing it in the top 63.7%.
Is Manulife Holdings Bhd's ROA % too high?
Manulife Holdings Bhd's current ROA % of 0.97% is 24% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.77. The Insurance industry median ROA % is 2.62. Manulife Holdings Bhd's value of 0.97% is 63% below this industry median. Based on the distribution chart, Manulife Holdings Bhd ranks #324 out of 509 companies in the Insurance industry, which is below the industry midpoint. Overall, Manulife Holdings Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Holdings Bhd's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Manulife Holdings Bhd ranks #324 out of 509 companies for ROA %. This places Manulife Holdings Bhd in the lower half of its industry. The industry median ROA % is 2.62. Manulife Holdings Bhd's value of 0.97% is 63% below this benchmark. Historically, Manulife Holdings Bhd's own ROA % has ranged from 0.36 to 1.77 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 2.62, Manulife Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manulife Holdings Bhd's current ROA % of 0.97% is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Manulife Holdings Bhd and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manulife Holdings Bhd's current ROA % is 0.97%, which is 24% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Manulife Holdings Bhd (XKLS:1058) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.48, compared to a current price of RM2.24 — trading 9.7% below its estimated fair value. The current ROA % is 0.97%, which is 24% above median its 10-year median of 0.78 and 63% below the Insurance industry median of 2.62. Manulife Holdings Bhd's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Manulife Holdings Bhd (XKLS:1058), the current ROA % is 0.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manulife Holdings Bhd (XKLS:1058) Overvalued in 2026?
Based on GuruFocus' analysis, Manulife Holdings Bhd stock appears to be undervalued.
The current stock price of RM2.24 is trading 9.7% below its estimated GF Value™ of RM2.48.
GuruFocus considers Manulife Holdings Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1058:
ROA %: 0.97% (24% above median its 10-year median of 0.78)
GF Value™: RM2.48 vs. price of RM2.24 (9.7% below fair value)
Industry Position: 63% below the Insurance median (#324 of 509)
No single metric tells the full story. See the XKLS:1058 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manulife Holdings Bhd is an investment holding company that is engaged in the business of life insurance business, management of unit trust funds, private retirement scheme funds, investment, and fund management. The company operates through Investment Holding, Life Insurance and Asset Management Services segments. The investment holding segment includes Investment holding operations and other segments; Life insurance segment includes underwriting of Participating life and Non-participating life insurance and unit-linked products; and Asset management services include asset management, unit trust, private retirement scheme funds. The group's principal revenue source is from the Life insurance business segment.
57GF Score
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