Hap Seng Consolidated Bhd (XKLS:3034) Interest Coverage: 4.20 (As of Mar. 2026) — 27% Below Median


XKLS:3034 Hap Seng Consolidated Bhd XKLS:3034
64 GF Score
Price RM2.74
GF Value RM2.91
Valuation Fairly Valued
! 6 Warning Signs
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What is Hap Seng Consolidated Bhd Interest Coverage?

Hap Seng Consolidated Bhd XKLS:3034 +0.37% 64 Interest Coverage is 4.20 as of Mar. 2026, which is 27% below its 10-year median of 5.73. GuruFocus rates XKLS:3034 with a GF Score™ of 64/100 and a GF Value™ of RM2.91 (Fairly Valued). The stock has 6 warning signs investors should review. Among 427 Conglomerates companies, Hap Seng Consolidated Bhd ranks worse than 50.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hap Seng Consolidated Bhd's Operating Income for the three months ended in Mar. 2026 was RM182 Mil. Hap Seng Consolidated Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-43 Mil. Hap Seng Consolidated Bhd's interest coverage for the quarter that ended in Mar. 2026 was 4.20. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hap Seng Consolidated Bhd's Interest Coverage or its related term are showing as below:

XKLS:3034' s Interest Coverage Range Over the Past 10 Years
Min: 3.32   Med: 5.73   Max: 9.04
Current: 5.24


XKLS:3034's Interest Coverage is ranked worse than
50.82% of 427 companies
in the Conglomerates industry
Industry Median: 5.33 vs XKLS:3034: 5.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hap Seng Consolidated Bhd  (XKLS:3034) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hap Seng Consolidated Bhd Interest Coverage Related Terms


Hap Seng Consolidated Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hap Seng Consolidated Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hap Seng Consolidated Bhd Interest Coverage Chart

Hap Seng Consolidated Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.04 6.70 3.32 6.91 5.26

Hap Seng Consolidated Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.39 5.93 6.10 4.66 4.20

XKLS:3034 vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Hap Seng Consolidated Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hap Seng Consolidated Bhd Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Hap Seng Consolidated Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hap Seng Consolidated Bhd's Interest Coverage falls into.


XKLS:3034
64GF Score
Hap Seng Consolidated Bhd XKLS:3034
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hap Seng Consolidated Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hap Seng Consolidated Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hap Seng Consolidated Bhd's Interest Expense was RM-197 Mil. Its Operating Income was RM1,037 Mil. And its Long-Term Debt & Capital Lease Obligation was RM4,888 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1036.552/-196.989
=5.26

Hap Seng Consolidated Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Hap Seng Consolidated Bhd's Interest Expense was RM-43 Mil. Its Operating Income was RM182 Mil. And its Long-Term Debt & Capital Lease Obligation was RM4,777 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*182.008/-43.341
=4.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.20 mean?
Hap Seng Consolidated Bhd (XKLS:3034) has a Interest Coverage of 4.20 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hap Seng Consolidated Bhd and its competitors. This is 27% below median its historical median of 5.73. Over the past decade, Hap Seng Consolidated Bhd's Interest Coverage has ranged from 3.32 to 9.04. According to the industry distribution chart, Hap Seng Consolidated Bhd ranks #217 out of 427 companies in the Conglomerates industry, placing it in the top 50.8%.
Is Hap Seng Consolidated Bhd's Interest Coverage too high?
Hap Seng Consolidated Bhd's current Interest Coverage of 4.20 is 27% below median its 10-year median of 5.73. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 9.04. The Conglomerates industry median Interest Coverage is 5.33. Hap Seng Consolidated Bhd's value of 4.20 is 21.2% below this industry median. Based on the distribution chart, Hap Seng Consolidated Bhd ranks #217 out of 427 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Hap Seng Consolidated Bhd has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hap Seng Consolidated Bhd's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Hap Seng Consolidated Bhd ranks #217 out of 427 companies for Interest Coverage. This places Hap Seng Consolidated Bhd in the lower half of its industry. The industry median Interest Coverage is 5.33. Hap Seng Consolidated Bhd's value of 4.20 is 21.2% below this benchmark. Historically, Hap Seng Consolidated Bhd's own Interest Coverage has ranged from 3.32 to 9.04 over the past decade. While the company's 10-year median is 5.73 vs. the industry median of 5.33, Hap Seng Consolidated Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.33, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hap Seng Consolidated Bhd's current Interest Coverage of 4.20 is 21.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hap Seng Consolidated Bhd and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hap Seng Consolidated Bhd's current Interest Coverage is 4.20, which is 27% below median its own 10-year median of 5.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hap Seng Consolidated Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hap Seng Consolidated Bhd (XKLS:3034) is currently considered Fairly Valued. The stock's GF Value™ is RM2.91, compared to a current price of RM2.74 — trading 5.8% below its estimated fair value. The current Interest Coverage is 4.20, which is 27% below median its 10-year median of 5.73 and 21.2% below the Conglomerates industry median of 5.33. Hap Seng Consolidated Bhd's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hap Seng Consolidated Bhd (XKLS:3034), the current Interest Coverage is 4.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hap Seng Consolidated Bhd (XKLS:3034) Overvalued in 2026?

Based on GuruFocus' analysis, Hap Seng Consolidated Bhd stock appears to be undervalued. The current stock price of RM2.74 is trading 5.8% below its estimated GF Value™ of RM2.91. GuruFocus considers Hap Seng Consolidated Bhd to be Fairly Valued.

Key valuation signals for XKLS:3034:

  • Interest Coverage: 4.20 (27% below median its 10-year median of 5.73)
  • GF Value™: RM2.91 vs. price of RM2.74 (5.8% below fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 21.2% below the Conglomerates median (#217 of 427)

No single metric tells the full story. See the XKLS:3034 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hap Seng Consolidated Bhd Business Description

Address Jalan P. Ramlee, 21st Floor, Menara Hap Seng, Kuala Lumpur, SGR, MYS, 50250
Hap Seng Consolidated Bhd is an investment holding company. Its segment comprises: Plantation engaged in the cultivation of oil palm and processing of fresh fruit bunches; Property consists of Property investment, property development, and hospitality; Credit financing consists provision of financial services; Automotive engaged in trading in motor vehicles, spare parts and servicing of motor vehicles; Trading consists of Trading and distribution of fertilizers and agro-chemical, trading of general building materials and petroleum products; and Building materials comprise operation of stone quarries and asphalt plants, manufacture of bricks and tiles, distribution and others. The majority of the revenue is generated in Malaysia with smaller operations in Other Asian countries.
64GF Score

Get the complete analysis for XKLS:3034

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.74
Price
RM2.91
GF Value