Tan Chong Motor Holdings Bhd (XKLS:4405) Interest Coverage: 0.15 (As of Mar. 2026) — 89% Below Median


XKLS:4405 Tan Chong Motor Holdings Bhd XKLS:4405
26 GF Score
Price RM0.49
GF Value RM0.62
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Tan Chong Motor Holdings Bhd Interest Coverage?

Tan Chong Motor Holdings Bhd XKLS:4405 26 Interest Coverage is 0.15 as of Mar. 2026, which is 89% below its 10-year median of 1.38. GuruFocus rates XKLS:4405 with a GF Score™ of 26/100 and a GF Value™ of RM0.62 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Tan Chong Motor Holdings Bhd ranks worse than 93808.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tan Chong Motor Holdings Bhd's Operating Income for the three months ended in Mar. 2026 was RM2 Mil. Tan Chong Motor Holdings Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-14 Mil. Tan Chong Motor Holdings Bhd's interest coverage for the quarter that ended in Mar. 2026 was 0.15. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tan Chong Motor Holdings Bhd's Interest Coverage or its related term are showing as below:


XKLS:4405's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.295
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tan Chong Motor Holdings Bhd  (XKLS:4405) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tan Chong Motor Holdings Bhd Interest Coverage Related Terms


Tan Chong Motor Holdings Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tan Chong Motor Holdings Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tan Chong Motor Holdings Bhd Interest Coverage Chart

Tan Chong Motor Holdings Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.13 0.52 0.00 0.00 0.00

Tan Chong Motor Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 0.00 0.00 0.00 0.15

XKLS:4405 vs TSLA, GM, F: Interest Coverage Comparison

For the Auto Manufacturers subindustry, Tan Chong Motor Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tan Chong Motor Holdings Bhd Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Tan Chong Motor Holdings Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tan Chong Motor Holdings Bhd's Interest Coverage falls into.


XKLS:4405
26GF Score
Tan Chong Motor Holdings Bhd XKLS:4405
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tan Chong Motor Holdings Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tan Chong Motor Holdings Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Tan Chong Motor Holdings Bhd's Interest Expense was RM-64 Mil. Its Operating Income was RM-82 Mil. And its Long-Term Debt & Capital Lease Obligation was RM208 Mil.

Tan Chong Motor Holdings Bhd did not have earnings to cover the interest expense.

Tan Chong Motor Holdings Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Tan Chong Motor Holdings Bhd's Interest Expense was RM-14 Mil. Its Operating Income was RM2 Mil. And its Long-Term Debt & Capital Lease Obligation was RM110 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.088/-13.75
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.15 mean?
Tan Chong Motor Holdings Bhd (XKLS:4405) has a Interest Coverage of 0.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tan Chong Motor Holdings Bhd and its competitors. This is 89% below median its historical median of 1.38. According to the industry distribution chart, Tan Chong Motor Holdings Bhd ranks #999999 out of 1066 companies in the Vehicles & Parts industry.
Is Tan Chong Motor Holdings Bhd's Interest Coverage too high?
Tan Chong Motor Holdings Bhd's current Interest Coverage of 0.15 is 89% below median its 10-year median of 1.38. The Vehicles & Parts industry median Interest Coverage is 8.30. Tan Chong Motor Holdings Bhd's value of 0.15 is 98.2% below this industry median. Based on the distribution chart, Tan Chong Motor Holdings Bhd ranks #999999 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Tan Chong Motor Holdings Bhd has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tan Chong Motor Holdings Bhd's Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Tan Chong Motor Holdings Bhd ranks #999999 out of 1066 companies for Interest Coverage. This places Tan Chong Motor Holdings Bhd in the lower half of its industry. The industry median Interest Coverage is 8.30. Tan Chong Motor Holdings Bhd's value of 0.15 is 98.2% below this benchmark. While the company's 10-year median is 1.38 vs. the industry median of 8.30, Tan Chong Motor Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tan Chong Motor Holdings Bhd's current Interest Coverage of 0.15 is 98.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tan Chong Motor Holdings Bhd and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tan Chong Motor Holdings Bhd's current Interest Coverage is 0.15, which is 89% below median its own 10-year median of 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tan Chong Motor Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tan Chong Motor Holdings Bhd (XKLS:4405) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.62, compared to a current price of RM0.49 — trading 21.8% below its estimated fair value. The current Interest Coverage is 0.15, which is 89% below median its 10-year median of 1.38 and 98.2% below the Vehicles & Parts industry median of 8.30. Tan Chong Motor Holdings Bhd's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tan Chong Motor Holdings Bhd (XKLS:4405), the current Interest Coverage is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tan Chong Motor Holdings Bhd (XKLS:4405) Overvalued in 2026?

Based on GuruFocus' analysis, Tan Chong Motor Holdings Bhd stock appears to be undervalued. The current stock price of RM0.49 is trading 21.8% below its estimated GF Value™ of RM0.62. GuruFocus considers Tan Chong Motor Holdings Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:4405:

  • Interest Coverage: 0.15 (89% below median its 10-year median of 1.38)
  • GF Value™: RM0.62 vs. price of RM0.49 (21.8% below fair value)
  • GF Score™: 26/100 with 3 warning signs
  • Industry Position: 98.2% below the Vehicles & Parts median (#999999 of 1066)

No single metric tells the full story. See the XKLS:4405 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tan Chong Motor Holdings Bhd Business Description

Address 62-68, Jalan Sultan Azlan Shah, Wilayah Persekutuan, Kuala Lumpur, MYS, 51200
Tan Chong Motor Holdings Bhd is an investment holding company. Along with its subsidiaries, it operates in the following reportable segments: Vehicle assembly, manufacturing, distribution and after-sales services, Financial Services, and other operations. The Vehicles assembly, manufacturing, distribution and after-sales services segment generates maximum revenue, by engaging in the assembly and distribution of passenger and commercial vehicles, automotive workshop services, and the distribution and manufacturing of automotive parts. The Financial Services segment provides hire purchase financing, personal loans, and insurance agency services. Geographically, the Group derives maximum revenue from Malaysia, and the rest from Vietnam and other countries.
26GF Score

Get the complete analysis for XKLS:4405

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.49
Price
RM0.62
GF Value