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DB Insurance CoXKRX:005830 -0.64%66 Interest Coverage is 6.59 as of Jun. 2026, which is 52% below its 10-year median of 13.59. GuruFocus rates XKRX:005830 with a GF Score™ of 66/100 and a GF Value™ of ₩125,817.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 347 Insurance companies, DB Insurance Co ranks worse than 78.39% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. DB Insurance Co's
EBIT
for the
three
months ended in Jun. 2026 was ₩1,399,746 Mil. DB Insurance Co's Interest Expense for the
three
months ended in Jun. 2026 was ₩-212,482 Mil.
DB Insurance Co's interest coverage for the quarter that ended in Jun. 2026 was 6.59.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for DB Insurance Co's Interest Coverage or its related term are showing as below:
XKRX:005830'
s Interest Coverage Range Over the Past 10 Years
Min: 4.67 Med: 13.59 Max: 40.66
Current: 4.67
XKRX:005830's Interest Coverage is ranked worse than 78.39% of 347
companies
in the Insurance industry
Industry Median: 15.34
vs XKRX:005830: 4.67
DB Insurance Co (XKRX:005830) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
DB Insurance Co Interest Coverage Related Terms
DB Insurance Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for DB Insurance Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKRX:005830 vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, DB Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DB Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, DB Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where DB Insurance Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DB Insurance Co (XKRX:005830) has a Interest Coverage of 6.59 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DB Insurance Co and its competitors. This is 52% below median its historical median of 13.59. Over the past decade, DB Insurance Co's Interest Coverage has ranged from 4.67 to 40.66. According to the industry distribution chart, DB Insurance Co ranks #272 out of 347 companies in the Insurance industry, placing it in the top 78.4%.
Is DB Insurance Co's Interest Coverage too high?
DB Insurance Co's current Interest Coverage of 6.59 is 52% below median its 10-year median of 13.59. Over the past 10 years, this metric has ranged from a low of 4.67 to a high of 40.66. The Insurance industry median Interest Coverage is 15.34. DB Insurance Co's value of 6.59 is 57% below this industry median. Based on the distribution chart, DB Insurance Co ranks #272 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, DB Insurance Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DB Insurance Co's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, DB Insurance Co ranks #272 out of 347 companies for Interest Coverage. This places DB Insurance Co in the lower half of its industry. The industry median Interest Coverage is 15.34. DB Insurance Co's value of 6.59 is 57% below this benchmark. Historically, DB Insurance Co's own Interest Coverage has ranged from 4.67 to 40.66 over the past decade. While the company's 10-year median is 13.59 vs. the industry median of 15.34, DB Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DB Insurance Co's current Interest Coverage of 6.59 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DB Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DB Insurance Co's current Interest Coverage is 6.59, which is 52% below median its own 10-year median of 13.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DB Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, DB Insurance Co (XKRX:005830) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩125,817.76, compared to a current price of ₩186,100.00 — trading 47.9% above its estimated fair value. The current Interest Coverage is 6.59, which is 52% below median its 10-year median of 13.59 and 57% below the Insurance industry median of 15.34. DB Insurance Co's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For DB Insurance Co (XKRX:005830), the current Interest Coverage is 6.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DB Insurance Co (XKRX:005830) Overvalued in 2026?
Based on GuruFocus' analysis, DB Insurance Co stock appears to be overvalued.
The current stock price of ₩186,100.00 is trading 47.9% above its estimated GF Value™ of ₩125,817.76.
GuruFocus considers DB Insurance Co to be Significantly Overvalued.
Key valuation signals for XKRX:005830:
Interest Coverage: 6.59 (52% below median its 10-year median of 13.59)
GF Value™: ₩125,817.76 vs. price of ₩186,100.00 (47.9% above fair value)
Industry Position: 57% below the Insurance median (#272 of 347)
No single metric tells the full story. See the XKRX:005830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DB Insurance Co Ltd is an insurance and financial company. It provides a wide range of insurance and financial products, including health, cancer, child, dental, auto, travel, pet, property, and golf insurance, along with pension, savings, and loan services. The company serves individuals, corporates, and institutional clients through prime agents, cross agents, and various other distribution channels. Its operating segments include the Installment finance sector, Life insurance sector, and Non-life insurance sector. It generates the majority of its revenue from the Non-life insurance sector.
66GF Score
Get the complete analysis for XKRX:005830
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