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DB Insurance CoXKRX:005830 -0.64%66 OCF Margin % is 71.43% as of Jun. 2026, which is 428% above its 10-year median of 13.54. GuruFocus rates XKRX:005830 with a GF Score™ of 66/100 and a GF Value™ of ₩125,817.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 496 Insurance companies, DB Insurance Co ranks better than 82.06% on this metric.
The historical data trend for DB Insurance Co's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKRX:005830 vs CB, PGR, TRV: OCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, DB Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DB Insurance Co OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, DB Insurance Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where DB Insurance Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DB Insurance Co (XKRX:005830) has a OCF Margin % of 71.43% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DB Insurance Co and its competitors. This is 428% above median its historical median of 13.54. According to the industry distribution chart, DB Insurance Co ranks #89 out of 496 companies in the Insurance industry, placing it in the top 17.9%.
Is DB Insurance Co's OCF Margin % too high?
DB Insurance Co's current OCF Margin % of 71.43% is 428% above median its 10-year median of 13.54. The Insurance industry median OCF Margin % is 10.68. DB Insurance Co's value of 71.43% is 569.1% above this industry median. Based on the distribution chart, DB Insurance Co ranks #89 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, DB Insurance Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DB Insurance Co's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, DB Insurance Co ranks #89 out of 496 companies for OCF Margin %. This places DB Insurance Co in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.68. DB Insurance Co's value of 71.43% is 569.1% above this benchmark. While the company's 10-year median is 13.54 vs. the industry median of 10.68, DB Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.68, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DB Insurance Co's current OCF Margin % of 71.43% is 569.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DB Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DB Insurance Co's current OCF Margin % is 71.43%, which is 428% above median its own 10-year median of 13.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DB Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, DB Insurance Co (XKRX:005830) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩125,817.76, compared to a current price of ₩186,100.00 — trading 47.9% above its estimated fair value. The current OCF Margin % is 71.43%, which is 428% above median its 10-year median of 13.54 and 569.1% above the Insurance industry median of 10.68. DB Insurance Co's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For DB Insurance Co (XKRX:005830), the current OCF Margin % is 71.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DB Insurance Co (XKRX:005830) Overvalued in 2026?
Based on GuruFocus' analysis, DB Insurance Co stock appears to be overvalued.
The current stock price of ₩186,100.00 is trading 47.9% above its estimated GF Value™ of ₩125,817.76.
GuruFocus considers DB Insurance Co to be Significantly Overvalued.
Key valuation signals for XKRX:005830:
OCF Margin %: 71.43% (428% above median its 10-year median of 13.54)
GF Value™: ₩125,817.76 vs. price of ₩186,100.00 (47.9% above fair value)
Industry Position: 569.1% above the Insurance median (#89 of 496)
No single metric tells the full story. See the XKRX:005830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DB Insurance Co Ltd is an insurance and financial company. It provides a wide range of insurance and financial products, including health, cancer, child, dental, auto, travel, pet, property, and golf insurance, along with pension, savings, and loan services. The company serves individuals, corporates, and institutional clients through prime agents, cross agents, and various other distribution channels. Its operating segments include the Installment finance sector, Life insurance sector, and Non-life insurance sector. It generates the majority of its revenue from the Non-life insurance sector.
66GF Score
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