Neinor HomesXMAD:HOME -1.90%77 Interest Coverage is 9.73 as of Dec. 2025, which is 69% above its 10-year median of 5.75. GuruFocus rates XMAD:HOME with a GF Score™ of 77/100 and a GF Value™ of €13.91 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,295 Real Estate companies, Neinor Homes ranks better than 59.69% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Neinor Homes's
Operating Income
for the
six
months ended in Dec. 2025 was €150.3 Mil. Neinor Homes's Interest Expense for the
six
months ended in Dec. 2025 was €-15.4 Mil.
Neinor Homes's interest coverage for the quarter that ended in Dec. 2025 was 9.73.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Neinor Homes's Interest Coverage or its related term are showing as below:
XMAD:HOME'
s Interest Coverage Range Over the Past 10 Years
Min: 2.62 Med: 5.75 Max: 15.74
Current: 6.29
XMAD:HOME's Interest Coverage is ranked better than 59.69% of 1295
companies
in the Real Estate industry
Industry Median: 4.24
vs XMAD:HOME: 6.29
Neinor Homes (XMAD:HOME) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Neinor Homes Interest Coverage Related Terms
Neinor Homes Interest Coverage Historical Data
* Premium members only.
The historical data trend for Neinor Homes's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Neinor Homes Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, Neinor Homes's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neinor Homes Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Neinor Homes's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Neinor Homes's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neinor Homes (XMAD:HOME) has a Interest Coverage of 9.73 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Neinor Homes and its competitors. This is 69% above median its historical median of 5.75. Over the past decade, Neinor Homes' Interest Coverage has ranged from 2.62 to 15.74. According to the industry distribution chart, Neinor Homes ranks #522 out of 1295 companies in the Real Estate industry, placing it in the top 40.3%.
Is Neinor Homes' Interest Coverage too high?
Neinor Homes' current Interest Coverage of 9.73 is 69% above median its 10-year median of 5.75. Over the past 10 years, this metric has ranged from a low of 2.62 to a high of 15.74. The Real Estate industry median Interest Coverage is 4.24. Neinor Homes' value of 9.73 is 129.5% above this industry median. Based on the distribution chart, Neinor Homes ranks #522 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Neinor Homes has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neinor Homes' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Neinor Homes ranks #522 out of 1295 companies for Interest Coverage. This puts Neinor Homes in the upper half of its industry. The industry median Interest Coverage is 4.24. Neinor Homes' value of 9.73 is 129.5% above this benchmark. Historically, Neinor Homes' own Interest Coverage has ranged from 2.62 to 15.74 over the past decade. While the company's 10-year median is 5.75 vs. the industry median of 4.24, Neinor Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neinor Homes's current Interest Coverage of 9.73 is 129.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Neinor Homes and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neinor Homes's current Interest Coverage is 9.73, which is 69% above median its own 10-year median of 5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neinor Homes stock overvalued right now?
Based on GuruFocus' analysis, Neinor Homes (XMAD:HOME) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.91, compared to a current price of €16.48 — trading 18.5% above its estimated fair value. The current Interest Coverage is 9.73, which is 69% above median its 10-year median of 5.75 and 129.5% above the Real Estate industry median of 4.24. Neinor Homes' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Neinor Homes (XMAD:HOME), the current Interest Coverage is 9.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neinor Homes (XMAD:HOME) Overvalued in 2026?
Based on GuruFocus' analysis, Neinor Homes stock appears to be overvalued.
The current stock price of €16.48 is trading 18.5% above its estimated GF Value™ of €13.91.
GuruFocus considers Neinor Homes to be Modestly Overvalued.
Key valuation signals for XMAD:HOME:
Interest Coverage: 9.73 (69% above median its 10-year median of 5.75)
GF Value™: €13.91 vs. price of €16.48 (18.5% above fair value)
Industry Position: 129.5% above the Real Estate median (#522 of 1295)
No single metric tells the full story. See the XMAD:HOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neinor Homes SA is a residential property development company in Spain. The company is engaged in developing and selling property developments. Its operating segment includes Rentals, Development, Asset Management and others. The company generates maximum revenue from the Development segment.
77GF Score
Get the complete analysis for XMAD:HOME
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAD:HOME has been successfully added to your 
