Neinor Homes (XMAD:HOME) ROA %: 8.35% (As of Dec. 2025) — 90% Above Median


XMAD:HOME Neinor Homes SA XMAD:HOME
79 GF Score
Price €16.48
GF Value €13.91
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Neinor Homes ROA %?

Neinor Homes XMAD:HOME -1.90% 79 ROA % is 8.35% as of Dec. 2025, which is 90% above its 10-year median of 4.39. GuruFocus rates XMAD:HOME with a GF Score™ of 79/100 and a GF Value™ of €13.91 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,801 Real Estate companies, Neinor Homes ranks better than 78.73% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Neinor Homes's annualized Net Income for the quarter that ended in Dec. 2025 was €240.1 Mil. Neinor Homes's average Total Assets over the quarter that ended in Dec. 2025 was €2,873.9 Mil. Therefore, Neinor Homes's annualized ROA % for the quarter that ended in Dec. 2025 was 8.35%.

The historical rank and industry rank for Neinor Homes's ROA % or its related term are showing as below:

XMAD:HOME' s ROA % Range Over the Past 10 Years
Min: -2.26   Med: 4.39   Max: 5.84
Current: 4.95

During the past 11 years, Neinor Homes's highest ROA % was 5.84%. The lowest was -2.26%. And the median was 4.39%.

XMAD:HOME's ROA % is ranked better than
78.73% of 1801 companies
in the Real Estate industry
Industry Median: 1.7 vs XMAD:HOME: 4.95

Neinor Homes  (XMAD:HOME) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=240.106/2873.881
=(Net Income / Revenue)*(Revenue / Total Assets)
=(240.106 / 1116.834)*(1116.834 / 2873.881)
=Net Margin %*Asset Turnover
=21.5 %*0.3886
=8.35 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Neinor Homes ROA % Related Terms


Neinor Homes ROA % Historical Data

* Premium members only.

The historical data trend for Neinor Homes's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neinor Homes ROA % Chart

Neinor Homes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.84 5.14 5.29 3.68 4.36

Neinor Homes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.24 1.18 6.20 0.36 8.35

Neinor Homes ROA % Competitor Comparison

For the Real Estate - Development subindustry, Neinor Homes's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neinor Homes ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Neinor Homes's ROA % distribution charts can be found below:

* The bar in red indicates where Neinor Homes's ROA % falls into.


XMAD:HOME
79GF Score
Neinor Homes SA XMAD:HOME
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Neinor Homes ROA % Calculation

Neinor Homes's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=123.25/( (1725.301+3930.678)/ 2 )
=123.25/2827.9895
=4.36 %

Neinor Homes's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=240.106/( (1817.084+3930.678)/ 2 )
=240.106/2873.881
=8.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 8.35% mean?
Neinor Homes (XMAD:HOME) has a ROA % of 8.35% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Neinor Homes and its competitors. This is 90% above median its historical median of 4.39. According to the industry distribution chart, Neinor Homes ranks #383 out of 1801 companies in the Real Estate industry, placing it in the top 21.3%.
Is Neinor Homes' ROA % too high?
Neinor Homes' current ROA % of 8.35% is 90% above median its 10-year median of 4.39. The Real Estate industry median ROA % is 1.70. Neinor Homes' value of 8.35% is 391.2% above this industry median. Based on the distribution chart, Neinor Homes ranks #383 out of 1801 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Neinor Homes has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neinor Homes' ROA % compare to competitors?
According to the Real Estate industry distribution chart, Neinor Homes ranks #383 out of 1801 companies for ROA %. This places Neinor Homes in the top 21% of its industry — outperforming the majority of peers. The industry median ROA % is 1.70. Neinor Homes' value of 8.35% is 391.2% above this benchmark. While the company's 10-year median is 4.39 vs. the industry median of 1.70, Neinor Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neinor Homes's current ROA % of 8.35% is 391.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Neinor Homes and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neinor Homes's current ROA % is 8.35%, which is 90% above median its own 10-year median of 4.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neinor Homes stock overvalued right now?
Based on GuruFocus' analysis, Neinor Homes (XMAD:HOME) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.91, compared to a current price of €16.48 — trading 18.5% above its estimated fair value. The current ROA % is 8.35%, which is 90% above median its 10-year median of 4.39 and 391.2% above the Real Estate industry median of 1.70. Neinor Homes' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Neinor Homes (XMAD:HOME), the current ROA % is 8.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neinor Homes (XMAD:HOME) Overvalued in 2026?

Based on GuruFocus' analysis, Neinor Homes stock appears to be overvalued. The current stock price of €16.48 is trading 18.5% above its estimated GF Value™ of €13.91. GuruFocus considers Neinor Homes to be Modestly Overvalued.

Key valuation signals for XMAD:HOME:

  • ROA %: 8.35% (90% above median its 10-year median of 4.39)
  • GF Value™: €13.91 vs. price of €16.48 (18.5% above fair value)
  • GF Score™: 79/100 with 4 warning signs
  • Industry Position: 391.2% above the Real Estate median (#383 of 1801)

No single metric tells the full story. See the XMAD:HOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neinor Homes Business Description

Other Exchanges HOMEe:UK0RNU:UK1NN:Germany
Address Calle Henao 20, Bilbao, ESP, 48009
Neinor Homes SA is a residential property development company in Spain. The company is engaged in developing and selling property developments. Its operating segment includes Rentals, Development, Asset Management and others. The company generates maximum revenue from the Development segment.
79GF Score

Get the complete analysis for XMAD:HOME

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.48
Price
€13.91
GF Value