Neinor Homes (XMAD:HOME) LT-Debt-to-Total-Asset: 0.19 (As of Dec. 2025)


XMAD:HOME Neinor Homes SA XMAD:HOME
79 GF Score
Price €16.48
GF Value €13.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Neinor Homes LT-Debt-to-Total-Asset?

Neinor Homes XMAD:HOME +0.12% 79 LT-Debt-to-Total-Asset is 0.19 as of Dec. 2025. GuruFocus rates XMAD:HOME with a GF Score™ of 79/100 and a GF Value™ of €13.91 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Neinor Homes's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.19.

Neinor Homes's long-term debt to total assets ratio declined from Dec. 2024 (0.21) to Dec. 2025 (0.19). It may suggest that Neinor Homes is progressively becoming less dependent on debt to grow their business.


Neinor Homes  (XMAD:HOME) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Neinor Homes LT-Debt-to-Total-Asset Related Terms


Neinor Homes LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Neinor Homes's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neinor Homes LT-Debt-to-Total-Asset Chart

Neinor Homes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.19 0.10 0.21 0.19

Neinor Homes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.12 0.21 0.01 0.19
XMAD:HOME
79GF Score
Neinor Homes SA XMAD:HOME
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Neinor Homes LT-Debt-to-Total-Asset Calculation

Neinor Homes's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=741.426/3930.678
=0.19

Neinor Homes's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=741.426/3930.678
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.19 mean?
Neinor Homes (XMAD:HOME) has a LT-Debt-to-Total-Asset of 0.19 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Neinor Homes and its competitors.
Is Neinor Homes' LT-Debt-to-Total-Asset too high?
Neinor Homes' current LT-Debt-to-Total-Asset is 0.19. Overall, Neinor Homes has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neinor Homes' LT-Debt-to-Total-Asset compare to competitors?
Neinor Homes' LT-Debt-to-Total-Asset of 0.19 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Real Estate company?
A good LT-Debt-to-Total-Asset depends on the Real Estate industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Neinor Homes and its competitors. Neinor Homes's current LT-Debt-to-Total-Asset is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neinor Homes stock overvalued right now?
Based on GuruFocus' analysis, Neinor Homes (XMAD:HOME) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.91, compared to a current price of €16.48 — trading 18.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.19. Neinor Homes' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Neinor Homes (XMAD:HOME), the current LT-Debt-to-Total-Asset is 0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neinor Homes (XMAD:HOME) Overvalued in 2026?

Based on GuruFocus' analysis, Neinor Homes stock appears to be overvalued. The current stock price of €16.48 is trading 18.5% above its estimated GF Value™ of €13.91. GuruFocus considers Neinor Homes to be Modestly Overvalued.

Key valuation signals for XMAD:HOME:

  • LT-Debt-to-Total-Asset: 0.19
  • GF Value™: €13.91 vs. price of €16.48 (18.5% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the XMAD:HOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neinor Homes Business Description

Other Exchanges HOMEe:UK0RNU:UK1NN:Germany
Address Calle Henao 20, Bilbao, ESP, 48009
Neinor Homes SA is a residential property development company in Spain. The company is engaged in developing and selling property developments. Its operating segment includes Rentals, Development, Asset Management and others. The company generates maximum revenue from the Development segment.
79GF Score

Get the complete analysis for XMAD:HOME

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.48
Price
€13.91
GF Value