Neinor Homes (XMAD:HOME) Liabilities-to-Assets : 0.69 (As of Jun. 2026)

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XMAD:HOME Neinor Homes SA XMAD:HOME
76 GF Score
Price €15.68
GF Value €26.59
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Neinor Homes Liabilities-to-Assets?

Neinor Homes XMAD:HOME -0.13% 76 Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus rates XMAD:HOME with a GF Score™ of 76/100 and a GF Value™ of €26.59 (Possible Value Trap). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Neinor Homes's Total Liabilities for the quarter that ended in Jun. 2026 was €2,420 Mil. Neinor Homes's Total Assets for the quarter that ended in Jun. 2026 was €3,494 Mil. Therefore, Neinor Homes's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.69.


Neinor Homes  (XMAD:HOME) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Neinor Homes Liabilities-to-Assets Related Terms


Neinor Homes Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Neinor Homes's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neinor Homes Liabilities-to-Assets Chart

Neinor Homes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.48 0.41 0.50 0.65

Neinor Homes Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.50 0.45 0.65 0.69

Neinor Homes Liabilities-to-Assets Competitor Comparison

For the Real Estate - Development subindustry, Neinor Homes's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neinor Homes Liabilities-to-Assets vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Neinor Homes's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Neinor Homes's Liabilities-to-Assets falls into.


XMAD:HOME
76GF Score
Neinor Homes SA XMAD:HOME
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Neinor Homes Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Neinor Homes's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=2550.179/3930.678
=0.65

Neinor Homes's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=2419.992/3494.498
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.69 mean?
Neinor Homes (XMAD:HOME) has a Liabilities-to-Assets of 0.69 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Neinor Homes and its competitors.
Is Neinor Homes' Liabilities-to-Assets too high?
Neinor Homes' current Liabilities-to-Assets is 0.69. Overall, Neinor Homes has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Neinor Homes' Liabilities-to-Assets compare to competitors?
Neinor Homes' Liabilities-to-Assets of 0.69 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Real Estate company?
A good Liabilities-to-Assets depends on the Real Estate industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Neinor Homes and its competitors. Neinor Homes's current Liabilities-to-Assets is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neinor Homes stock overvalued right now?
Based on GuruFocus' analysis, Neinor Homes (XMAD:HOME) is currently considered Possible Value Trap. The stock's GF Value™ is €26.59, compared to a current price of €15.68 — trading 41% below its estimated fair value. The current Liabilities-to-Assets is 0.69. Neinor Homes' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Neinor Homes (XMAD:HOME), the current Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neinor Homes (XMAD:HOME) Overvalued in 2026?

Based on GuruFocus' analysis, Neinor Homes stock appears to be undervalued. The current stock price of €15.68 is trading 41% below its estimated GF Value™ of €26.59. GuruFocus considers Neinor Homes to be Possible Value Trap.

Key valuation signals for XMAD:HOME:

  • Liabilities-to-Assets: 0.69
  • GF Value™: €26.59 vs. price of €15.68 (41% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the XMAD:HOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neinor Homes Business Description

Other Exchanges HOMEe:UK0RNU:UK1NN:Germany
Address Calle Henao 20, Bilbao, ESP, 48009
Neinor Homes SA is a residential property development company in Spain. The company is engaged in developing and selling property developments. Its operating segment includes Rentals, Development, Asset Management and others. The company generates maximum revenue from the Development segment.
76GF Score

Get the complete analysis for XMAD:HOME

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.68
Price
€26.59
GF Value