Vaziva (XPAR:ALVAZ) Interest Coverage: N/A (As of Dec. 2025)


XPAR:ALVAZ Vaziva SA XPAR:ALVAZ
76 GF Score
Price €33.00
GF Value €88.26
Valuation Possible Value Trap
! 2 Warning Signs
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What is Vaziva Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vaziva's Operating Income for the six months ended in Dec. 2025 was €0.48 Mil. Vaziva's Interest Expense for the six months ended in Dec. 2025 was €0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Vaziva SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Vaziva's Interest Coverage or its related term are showing as below:


XPAR:ALVAZ's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 47.86
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vaziva  (XPAR:ALVAZ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vaziva Interest Coverage Related Terms


Vaziva Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vaziva's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vaziva Interest Coverage Chart

Vaziva Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.59 6.07 12.62 48.50 141.65

Vaziva Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

XPAR:ALVAZ vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Vaziva's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaziva Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vaziva's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vaziva's Interest Coverage falls into.


XPAR:ALVAZ
76GF Score
Vaziva SA XPAR:ALVAZ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vaziva Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vaziva's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vaziva's Interest Expense was €-0.02 Mil. Its Operating Income was €2.41 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.40 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.408/-0.017
=141.65

Vaziva's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Vaziva's Interest Expense was €0.00 Mil. Its Operating Income was €0.48 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.40 Mil.

GuruFocus does not calculate Vaziva's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Vaziva (XPAR:ALVAZ) Overvalued in 2026?

Based on GuruFocus' analysis, Vaziva stock appears to be undervalued. The current stock price of €33.00 is trading 62.6% below its estimated GF Value™ of €88.26. GuruFocus considers Vaziva to be Possible Value Trap.

Key valuation signals for XPAR:ALVAZ:

  • Interest Coverage: N/A
  • GF Value™: €88.26 vs. price of €33.00 (62.6% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the XPAR:ALVAZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaziva Business Description

Address 31-35 Rue de la Federation, Paris, FRA, 75015
Vaziva SA is a French player in the dematerialization of gift, holiday and luncheon vouchers. The company offers benefits to employees (social endowments in the fields of culture, gifts and vacations and lunch endowments) through a managed card Mastercard.
76GF Score

Get the complete analysis for XPAR:ALVAZ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.00
Price
€88.26
GF Value