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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Administradora de Fondos de Pensiones-Provida's
Operating Income
for the
three
months ended in Mar. 2026 was CLP38,845 Mil. Administradora de Fondos de Pensiones-Provida's Interest Expense for the
three
months ended in Mar. 2026 was CLP-110 Mil.
Administradora de Fondos de Pensiones-Provida's interest coverage for the quarter that ended in Mar. 2026 was 354.40.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Administradora de Fondos de Pensiones-Provida has enough cash to cover all of its debt. Its financial situation is stable.
XSGO:PROVIDA'
s Interest Coverage Range Over the Past 10 Years
Min: 263.22 Med: 416.37 Max: 2925.75
Current: 381
XSGO:PROVIDA's Interest Coverage is ranked better than 64.52% of 482
companies
in the Asset Management industry
Industry Median: 46.905
vs XSGO:PROVIDA: 381.00
Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Administradora de Fondos de Pensiones-Provida Interest Coverage Related Terms
Administradora de Fondos de Pensiones-Provida Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Administradora de Fondos de Pensiones-Provida Interest Coverage Chart
Administradora de Fondos de Pensiones-Provida Annual Data
XSGO:PROVIDA vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones-Provida's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones-Provida Interest Coverage vs Asset Management Industry
Administradora de Fondos de Pensiones-Provida Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) has a Interest Coverage of 354.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. This is 15% below median its historical median of 416.37. Over the past decade, Administradora de Fondos de Pensiones-Provida's Interest Coverage has ranged from 263.22 to 2,925.75. According to the industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #171 out of 482 companies in the Asset Management industry, placing it in the top 35.5%.
Is Administradora de Fondos de Pensiones-Provida's Interest Coverage too high?
Administradora de Fondos de Pensiones-Provida's current Interest Coverage of 354.40 is 15% below median its 10-year median of 416.37. Over the past 10 years, this metric has ranged from a low of 263.22 to a high of 2,925.75. The Asset Management industry median Interest Coverage is 46.91. Administradora de Fondos de Pensiones-Provida's value of 354.40 is 655.6% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones-Provida ranks #171 out of 482 companies in the Asset Management industry, which is above the industry midpoint. Overall, Administradora de Fondos de Pensiones-Provida has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones-Provida's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #171 out of 482 companies for Interest Coverage. This puts Administradora de Fondos de Pensiones-Provida in the upper half of its industry. The industry median Interest Coverage is 46.91. Administradora de Fondos de Pensiones-Provida's value of 354.40 is 655.6% above this benchmark. Historically, Administradora de Fondos de Pensiones-Provida's own Interest Coverage has ranged from 263.22 to 2,925.75 over the past decade. While the company's 10-year median is 416.37 vs. the industry median of 46.91, Administradora de Fondos de Pensiones-Provida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 46.91, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones-Provida's current Interest Coverage of 354.40 is 655.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. For the Asset Management industry, the median Interest Coverage is 46.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones-Provida's current Interest Coverage is 354.40, which is 15% below median its own 10-year median of 416.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones-Provida stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP3,609.22, compared to a current price of CLP4,923.10 — trading 36.4% above its estimated fair value. The current Interest Coverage is 354.40, which is 15% below median its 10-year median of 416.37 and 655.6% above the Asset Management industry median of 46.91. Administradora de Fondos de Pensiones-Provida's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA), the current Interest Coverage is 354.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida stock appears to be overvalued.
The current stock price of CLP4,923.10 is trading 36.4% above its estimated GF Value™ of CLP3,609.22.
GuruFocus considers Administradora de Fondos de Pensiones-Provida to be Significantly Overvalued.
Key valuation signals for XSGO:PROVIDA:
Interest Coverage: 354.40 (15% below median its 10-year median of 416.37)
GF Value™: CLP3,609.22 vs. price of CLP4,923.10 (36.4% above fair value)
Industry Position: 655.6% above the Asset Management median (#171 of 482)
No single metric tells the full story. See the XSGO:PROVIDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones-Provida administrates private pension fund. It is in investment and collection of clients' contributions, management of individual capitalization accounts and provision of life and disability benefits. Its services include collection for individual capitalization accounts, voluntary savings accounts, voluntary pension savings, life and disability benefits, investment services, and accounts administration. The company also holds investments in private pension fund administrators operating in Peru, Ecuador, Mexico, and the Dominican Republic.
83GF Score
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