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Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Administradora de Fondos de Pensiones-Provida ROA % Related Terms
Administradora de Fondos de Pensiones-Provida ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones-Provida ROA % Chart
Administradora de Fondos de Pensiones-Provida Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones-Provida ROA % vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) has a ROA % of 8.09% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. This is near median its historical median of 8.47. Over the past decade, Administradora de Fondos de Pensiones-Provida's ROA % has ranged from 5.45 to 9.88. According to the industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #467 out of 1634 companies in the Asset Management industry, placing it in the top 28.6%.
Is Administradora de Fondos de Pensiones-Provida's ROA % too high?
Administradora de Fondos de Pensiones-Provida's current ROA % of 8.09% is near median its 10-year median of 8.47. Over the past 10 years, this metric has ranged from a low of 5.45 to a high of 9.88. The Asset Management industry median ROA % is 4.34. Administradora de Fondos de Pensiones-Provida's value of 8.09% is 86.6% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones-Provida ranks #467 out of 1634 companies in the Asset Management industry, which is above the industry midpoint. Overall, Administradora de Fondos de Pensiones-Provida has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones-Provida's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #467 out of 1634 companies for ROA %. This puts Administradora de Fondos de Pensiones-Provida in the upper half of its industry. The industry median ROA % is 4.34. Administradora de Fondos de Pensiones-Provida's value of 8.09% is 86.6% above this benchmark. Historically, Administradora de Fondos de Pensiones-Provida's own ROA % has ranged from 5.45 to 9.88 over the past decade. While the company's 10-year median is 8.47 vs. the industry median of 4.34, Administradora de Fondos de Pensiones-Provida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.34, based on 1,634 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones-Provida's current ROA % of 8.09% is 86.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. For the Asset Management industry, the median ROA % is 4.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones-Provida's current ROA % is 8.09%, which is near median its own 10-year median of 8.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones-Provida stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP3,609.22, compared to a current price of CLP4,923.10 — trading 36.4% above its estimated fair value. The current ROA % is 8.09%, which is near median its 10-year median of 8.47 and 86.6% above the Asset Management industry median of 4.34. Administradora de Fondos de Pensiones-Provida's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA), the current ROA % is 8.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida stock appears to be overvalued.
The current stock price of CLP4,923.10 is trading 36.4% above its estimated GF Value™ of CLP3,609.22.
GuruFocus considers Administradora de Fondos de Pensiones-Provida to be Significantly Overvalued.
Key valuation signals for XSGO:PROVIDA:
ROA %: 8.09% (near median its 10-year median of 8.47)
GF Value™: CLP3,609.22 vs. price of CLP4,923.10 (36.4% above fair value)
Industry Position: 86.6% above the Asset Management median (#467 of 1634)
No single metric tells the full story. See the XSGO:PROVIDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones-Provida administrates private pension fund. It is in investment and collection of clients' contributions, management of individual capitalization accounts and provision of life and disability benefits. Its services include collection for individual capitalization accounts, voluntary savings accounts, voluntary pension savings, life and disability benefits, investment services, and accounts administration. The company also holds investments in private pension fund administrators operating in Peru, Ecuador, Mexico, and the Dominican Republic.
83GF Score
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