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Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Administradora de Fondos de Pensiones-Provida ROE % Related Terms
Administradora de Fondos de Pensiones-Provida ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones-Provida ROE % Chart
Administradora de Fondos de Pensiones-Provida Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones-Provida ROE % vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) has a ROE % of 9.87% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. This is near median its historical median of 9.07. Over the past decade, Administradora de Fondos de Pensiones-Provida's ROE % has ranged from 5.72 to 11.89. According to the industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #533 out of 1611 companies in the Asset Management industry, placing it in the top 33.1%.
Is Administradora de Fondos de Pensiones-Provida's ROE % too high?
Administradora de Fondos de Pensiones-Provida's current ROE % of 9.87% is near median its 10-year median of 9.07. Over the past 10 years, this metric has ranged from a low of 5.72 to a high of 11.89. The Asset Management industry median ROE % is 6.86. Administradora de Fondos de Pensiones-Provida's value of 9.87% is 43.9% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones-Provida ranks #533 out of 1611 companies in the Asset Management industry, which is above the industry midpoint. Overall, Administradora de Fondos de Pensiones-Provida has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones-Provida's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #533 out of 1611 companies for ROE %. This puts Administradora de Fondos de Pensiones-Provida in the upper half of its industry. The industry median ROE % is 6.86. Administradora de Fondos de Pensiones-Provida's value of 9.87% is 43.9% above this benchmark. Historically, Administradora de Fondos de Pensiones-Provida's own ROE % has ranged from 5.72 to 11.89 over the past decade. While the company's 10-year median is 9.07 vs. the industry median of 6.86, Administradora de Fondos de Pensiones-Provida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.86, based on 1,611 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones-Provida's current ROE % of 9.87% is 43.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. For the Asset Management industry, the median ROE % is 6.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones-Provida's current ROE % is 9.87%, which is near median its own 10-year median of 9.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones-Provida stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP3,609.22, compared to a current price of CLP4,923.10 — trading 36.4% above its estimated fair value. The current ROE % is 9.87%, which is near median its 10-year median of 9.07 and 43.9% above the Asset Management industry median of 6.86. Administradora de Fondos de Pensiones-Provida's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA), the current ROE % is 9.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida stock appears to be overvalued.
The current stock price of CLP4,923.10 is trading 36.4% above its estimated GF Value™ of CLP3,609.22.
GuruFocus considers Administradora de Fondos de Pensiones-Provida to be Significantly Overvalued.
Key valuation signals for XSGO:PROVIDA:
ROE %: 9.87% (near median its 10-year median of 9.07)
GF Value™: CLP3,609.22 vs. price of CLP4,923.10 (36.4% above fair value)
Industry Position: 43.9% above the Asset Management median (#533 of 1611)
No single metric tells the full story. See the XSGO:PROVIDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones-Provida administrates private pension fund. It is in investment and collection of clients' contributions, management of individual capitalization accounts and provision of life and disability benefits. Its services include collection for individual capitalization accounts, voluntary savings accounts, voluntary pension savings, life and disability benefits, investment services, and accounts administration. The company also holds investments in private pension fund administrators operating in Peru, Ecuador, Mexico, and the Dominican Republic.
83GF Score
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