Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Pretax Margin %: 56.03% (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:PROVIDA Administradora de Fondos de Pensiones-Provida XSGO:PROVIDA
83 GF Score
Price CLP4,923.10
GF Value CLP3,609.22
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones-Provida Pretax Margin %?

Administradora de Fondos de Pensiones-Provida XSGO:PROVIDA 83 Pretax Margin % is 56.03% as of Mar. 2026, which is 5% below its 10-year median of 59.27. GuruFocus rates XSGO:PROVIDA with a GF Score™ of 83/100 and a GF Value™ of CLP3,609.22 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,570 Asset Management companies, Administradora de Fondos de Pensiones-Provida ranks worse than 63.25% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Administradora de Fondos de Pensiones-Provida's Pre-Tax Income for the three months ended in Mar. 2026 was CLP39,403 Mil. Administradora de Fondos de Pensiones-Provida's Revenue for the three months ended in Mar. 2026 was CLP70,320 Mil. Therefore, Administradora de Fondos de Pensiones-Provida's pretax margin for the quarter that ended in Mar. 2026 was 56.03%.

The historical rank and industry rank for Administradora de Fondos de Pensiones-Provida's Pretax Margin % or its related term are showing as below:

XSGO:PROVIDA' s Pretax Margin % Range Over the Past 10 Years
Min: 48.08   Med: 59.27   Max: 61.47
Current: 61.47


XSGO:PROVIDA's Pretax Margin % is ranked worse than
63.25% of 1570 companies
in the Asset Management industry
Industry Median: 90.34 vs XSGO:PROVIDA: 61.47

Administradora de Fondos de Pensiones-Provida  (XSGO:PROVIDA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Administradora de Fondos de Pensiones-Provida Pretax Margin % Related Terms


Administradora de Fondos de Pensiones-Provida Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones-Provida's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones-Provida Pretax Margin % Chart

Administradora de Fondos de Pensiones-Provida Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.72 59.76 61.16 59.60 58.93

Administradora de Fondos de Pensiones-Provida Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.04 63.22 62.97 62.99 56.03

XSGO:PROVIDA vs BLK, BX, KKR: Pretax Margin % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones-Provida's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones-Provida Pretax Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones-Provida's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones-Provida's Pretax Margin % falls into.


XSGO:PROVIDA
83GF Score
Administradora de Fondos de Pensiones-Provida XSGO:PROVIDA
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones-Provida Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Administradora de Fondos de Pensiones-Provida's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=186012.891/315633.175
=58.93 %

Administradora de Fondos de Pensiones-Provida's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=39403.311/70319.531
=56.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 56.03% mean?
Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) has a Pretax Margin % of 56.03% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. This is near median its historical median of 59.27. Over the past decade, Administradora de Fondos de Pensiones-Provida's Pretax Margin % has ranged from 48.08 to 61.47. According to the industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #993 out of 1570 companies in the Asset Management industry, placing it in the top 63.2%.
Is Administradora de Fondos de Pensiones-Provida's Pretax Margin % too high?
Administradora de Fondos de Pensiones-Provida's current Pretax Margin % of 56.03% is near median its 10-year median of 59.27. Over the past 10 years, this metric has ranged from a low of 48.08 to a high of 61.47. The Asset Management industry median Pretax Margin % is 90.34. Administradora de Fondos de Pensiones-Provida's value of 56.03% is 38% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones-Provida ranks #993 out of 1570 companies in the Asset Management industry, which is below the industry midpoint. Overall, Administradora de Fondos de Pensiones-Provida has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones-Provida's Pretax Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones-Provida ranks #993 out of 1570 companies for Pretax Margin %. This places Administradora de Fondos de Pensiones-Provida in the lower half of its industry. The industry median Pretax Margin % is 90.34. Administradora de Fondos de Pensiones-Provida's value of 56.03% is 38% below this benchmark. Historically, Administradora de Fondos de Pensiones-Provida's own Pretax Margin % has ranged from 48.08 to 61.47 over the past decade. While the company's 10-year median is 59.27 vs. the industry median of 90.34, Administradora de Fondos de Pensiones-Provida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Asset Management company?
The median Pretax Margin % among Asset Management companies is 90.34, based on 1,570 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones-Provida's current Pretax Margin % of 56.03% is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Administradora de Fondos de Pensiones-Provida and its competitors. For the Asset Management industry, the median Pretax Margin % is 90.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones-Provida's current Pretax Margin % is 56.03%, which is near median its own 10-year median of 59.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones-Provida stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP3,609.22, compared to a current price of CLP4,923.10 — trading 36.4% above its estimated fair value. The current Pretax Margin % is 56.03%, which is near median its 10-year median of 59.27 and 38% below the Asset Management industry median of 90.34. Administradora de Fondos de Pensiones-Provida's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA), the current Pretax Margin % is 56.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones-Provida (XSGO:PROVIDA) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones-Provida stock appears to be overvalued. The current stock price of CLP4,923.10 is trading 36.4% above its estimated GF Value™ of CLP3,609.22. GuruFocus considers Administradora de Fondos de Pensiones-Provida to be Significantly Overvalued.

Key valuation signals for XSGO:PROVIDA:

  • Pretax Margin %: 56.03% (near median its 10-year median of 59.27)
  • GF Value™: CLP3,609.22 vs. price of CLP4,923.10 (36.4% above fair value)
  • GF Score™: 83/100 with 1 warning sign
  • Industry Position: 38% below the Asset Management median (#993 of 1570)

No single metric tells the full story. See the XSGO:PROVIDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones-Provida Business Description

Address Avenida Pedro de Valdivia 100, Providencia, Santiago, CHL
Administradora de Fondos de Pensiones-Provida administrates private pension fund. It is in investment and collection of clients' contributions, management of individual capitalization accounts and provision of life and disability benefits. Its services include collection for individual capitalization accounts, voluntary savings accounts, voluntary pension savings, life and disability benefits, investment services, and accounts administration. The company also holds investments in private pension fund administrators operating in Peru, Ecuador, Mexico, and the Dominican Republic.
83GF Score

Get the complete analysis for XSGO:PROVIDA

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP4,923.10
Price
CLP3,609.22
GF Value