Hagag Group Real Estate Development (XTAE:HGG) Interest Coverage: 1.83 (As of Mar. 2026) — 37% Below Median

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XTAE:HGG Hagag Group Real Estate Development Ltd XTAE:HGG
70 GF Score
Price ₪21.68
GF Value ₪19.20
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Hagag Group Real Estate Development Interest Coverage?

Hagag Group Real Estate Development XTAE:HGG +1.17% 70 Interest Coverage is 1.83 as of Mar. 2026, which is 37% below its 10-year median of 2.91. GuruFocus rates XTAE:HGG with a GF Score™ of 70/100 and a GF Value™ of ₪19.20 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,306 Real Estate companies, Hagag Group Real Estate Development ranks worse than 81.62% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hagag Group Real Estate Development's Operating Income for the three months ended in Mar. 2026 was ₪37.6 Mil. Hagag Group Real Estate Development's Interest Expense for the three months ended in Mar. 2026 was ₪-20.5 Mil. Hagag Group Real Estate Development's interest coverage for the quarter that ended in Mar. 2026 was 1.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hagag Group Real Estate Development's Interest Coverage or its related term are showing as below:

XTAE:HGG' s Interest Coverage Range Over the Past 10 Years
Min: 1.28   Med: 2.91   Max: 7.93
Current: 1.28


XTAE:HGG's Interest Coverage is ranked worse than
81.62% of 1306 companies
in the Real Estate industry
Industry Median: 4.145 vs XTAE:HGG: 1.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hagag Group Real Estate Development  (XTAE:HGG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hagag Group Real Estate Development Interest Coverage Related Terms


Hagag Group Real Estate Development Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hagag Group Real Estate Development's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hagag Group Real Estate Development Interest Coverage Chart

Hagag Group Real Estate Development Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.08 2.74 6.32 2.21 1.49

Hagag Group Real Estate Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.40 1.02 0.67 1.91 1.83

XTAE:HGG vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Hagag Group Real Estate Development's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hagag Group Real Estate Development Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hagag Group Real Estate Development's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hagag Group Real Estate Development's Interest Coverage falls into.


XTAE:HGG
70GF Score
Hagag Group Real Estate Development Ltd XTAE:HGG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hagag Group Real Estate Development Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hagag Group Real Estate Development's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hagag Group Real Estate Development's Interest Expense was ₪-75.2 Mil. Its Operating Income was ₪111.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪1,426.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*111.724/-75.215
=1.49

Hagag Group Real Estate Development's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Hagag Group Real Estate Development's Interest Expense was ₪-20.5 Mil. Its Operating Income was ₪37.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪1,085.6 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*37.568/-20.482
=1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.83 mean?
Hagag Group Real Estate Development (XTAE:HGG) has a Interest Coverage of 1.83 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hagag Group Real Estate Development and its competitors. This is 37% below median its historical median of 2.91. Over the past decade, Hagag Group Real Estate Development's Interest Coverage has ranged from 1.28 to 7.93. According to the industry distribution chart, Hagag Group Real Estate Development ranks #1066 out of 1306 companies in the Real Estate industry, placing it in the top 81.6%.
Is Hagag Group Real Estate Development's Interest Coverage too high?
Hagag Group Real Estate Development's current Interest Coverage of 1.83 is 37% below median its 10-year median of 2.91. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 7.93. The Real Estate industry median Interest Coverage is 4.15. Hagag Group Real Estate Development's value of 1.83 is 55.9% below this industry median. Based on the distribution chart, Hagag Group Real Estate Development ranks #1066 out of 1306 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Hagag Group Real Estate Development has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hagag Group Real Estate Development's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Hagag Group Real Estate Development ranks #1066 out of 1306 companies for Interest Coverage. This places Hagag Group Real Estate Development in the lower half of its industry. The industry median Interest Coverage is 4.15. Hagag Group Real Estate Development's value of 1.83 is 55.9% below this benchmark. Historically, Hagag Group Real Estate Development's own Interest Coverage has ranged from 1.28 to 7.93 over the past decade. While the company's 10-year median is 2.91 vs. the industry median of 4.15, Hagag Group Real Estate Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.15, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hagag Group Real Estate Development's current Interest Coverage of 1.83 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hagag Group Real Estate Development and its competitors. For the Real Estate industry, the median Interest Coverage is 4.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hagag Group Real Estate Development's current Interest Coverage is 1.83, which is 37% below median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hagag Group Real Estate Development stock overvalued right now?
Based on GuruFocus' analysis, Hagag Group Real Estate Development (XTAE:HGG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪19.20, compared to a current price of ₪21.68 — trading 12.9% above its estimated fair value. The current Interest Coverage is 1.83, which is 37% below median its 10-year median of 2.91 and 55.9% below the Real Estate industry median of 4.15. Hagag Group Real Estate Development's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hagag Group Real Estate Development (XTAE:HGG), the current Interest Coverage is 1.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hagag Group Real Estate Development (XTAE:HGG) Overvalued in 2026?

Based on GuruFocus' analysis, Hagag Group Real Estate Development stock appears to be overvalued. The current stock price of ₪21.68 is trading 12.9% above its estimated GF Value™ of ₪19.20. GuruFocus considers Hagag Group Real Estate Development to be Modestly Overvalued.

Key valuation signals for XTAE:HGG:

  • Interest Coverage: 1.83 (37% below median its 10-year median of 2.91)
  • GF Value™: ₪19.20 vs. price of ₪21.68 (12.9% above fair value)
  • GF Score™: 70/100 with 9 warning signs
  • Industry Position: 55.9% below the Real Estate median (#1066 of 1306)

No single metric tells the full story. See the XTAE:HGG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hagag Group Real Estate Development Business Description

Address 30 Ha\'arba\'a Street, Ha\'arba\'a Towers (Southern Tower), Tel Aviv, ISR, 67021
Hagag Group Real Estate Development Ltd. is engaged in the development, management and marketing of residential and commercial real estates. The company's projects include North Star - Meir Yaari 11, Master Piece - Netanya, Port TLV, H - Shadal, H-Tower Recital, Ha'gush Ha'gadol Einstein BLVD and H Bar Kohva Tower.
70GF Score

Get the complete analysis for XTAE:HGG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪21.68
Price
₪19.20
GF Value