Tokio Marine Holdings (HAM:MH6) Interest Expense: €-128 Mil (TTM As of Dec. 2025)


HAM:MH6 Tokio Marine Holdings Inc HAM:MH6
69 GF Score
Price €41.79
GF Value €33.19
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Tokio Marine Holdings Interest Expense?

Tokio Marine Holdings HAM:MH6 -0.21% 69 Interest Expense is €-128 Mil as of Dec. 2025. GuruFocus rates HAM:MH6 with a GF Score™ of 69/100 and a GF Value™ of €33.19 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Tokio Marine Holdings's interest expense for the three months ended in Dec. 2025 was € -32 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-128 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Tokio Marine Holdings's Operating Income for the three months ended in Dec. 2025 was € 1,757 Mil. Tokio Marine Holdings's Interest Expense for the three months ended in Dec. 2025 was € -32 Mil. Tokio Marine Holdings's Interest Coverage for the quarter that ended in Dec. 2025 was 55.35. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tokio Marine Holdings  (HAM:MH6) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tokio Marine Holdings's Interest Expense for the three months ended in Dec. 2025 was €-32 Mil. Its EBIT for the three months ended in Dec. 2025 was €1,757 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was €1,236 Mil.

Tokio Marine Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1757.28/-31.747
=55.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Tokio Marine Holdings Inc has enough cash to cover all of its debt. Its financial situation is stable.

Tokio Marine Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for Tokio Marine Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tokio Marine Holdings Interest Expense Chart

Tokio Marine Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -64.31 -97.48 -159.72 -167.07 -123.78

Tokio Marine Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -52.17 -31.30 -30.66 -31.75 -34.75
HAM:MH6
69GF Score
Tokio Marine Holdings Inc HAM:MH6
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Tokio Marine Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-128 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-128 Mil mean?
Tokio Marine Holdings (HAM:MH6) has a Interest Expense of €-128 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tokio Marine Holdings and its competitors.
Is Tokio Marine Holdings' Interest Expense too high?
Tokio Marine Holdings' current Interest Expense is €-128 Mil. Overall, Tokio Marine Holdings has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tokio Marine Holdings' Interest Expense compare to CB and PGR?
Tokio Marine Holdings' Interest Expense of €-128 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tokio Marine Holdings and its competitors. Tokio Marine Holdings's current Interest Expense is €-128 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tokio Marine Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tokio Marine Holdings (HAM:MH6) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.19, compared to a current price of €41.79 — trading 25.9% above its estimated fair value. The current Interest Expense is €-128 Mil. Tokio Marine Holdings' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Tokio Marine Holdings (HAM:MH6), the current Interest Expense is €-128 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tokio Marine Holdings (HAM:MH6) Overvalued in 2026?

Based on GuruFocus' analysis, Tokio Marine Holdings stock appears to be overvalued. The current stock price of €41.79 is trading 25.9% above its estimated GF Value™ of €33.19. GuruFocus considers Tokio Marine Holdings to be Modestly Overvalued.

Key valuation signals for HAM:MH6:

  • Interest Expense: €-128 Mil
  • GF Value™: €33.19 vs. price of €41.79 (25.9% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the HAM:MH6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tokio Marine Holdings Business Description

Address 2-6-4 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-0004
Dating back to 1879, Tokio Marine is the oldest insurance company in Japan and operated as its top property and casualty insurer for decades. Following industry consolidation, it now shares domestic dominance with MS and AD and Sompo. However, Tokio Marine remains by far the most valuable listed Japanese insurer by market capitalization. This premium valuation is driven by an aggressive unwinding of domestic cross-shareholdings and a highly profitable overseas portfolio. The majority of its international business is based in the United States, where it has acquired premium specialty insurers since 2008, including Philadelphia Consolidated, Delphi Financial, Tokio Marine HCC, and Privilege Underwriters Reciprocal Exchange, recently fortified by a capital alliance with Berkshire Hathaway.
69GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.79
Price
€33.19
GF Value