CLSPF (Canadian Life Split) Intrinsic Value: Projected FCF: $11.14 (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CLSPF Canadian Life Companies Split Corp CLSPF
56 GF Score
Price $6.28
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Canadian Life Split Intrinsic Value: Projected FCF?

Canadian Life Split CLSPF 56 Intrinsic Value: Projected FCF is $11.14 as of Aug. 29, 2026. GuruFocus rates CLSPF with a GF Score™ of 56/100 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,213 Asset Management companies, Canadian Life Split ranks better than 76.09% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-29), Canadian Life Split's Intrinsic Value: Projected FCF is $11.14. The stock price of Canadian Life Split is $6.28. Therefore, Canadian Life Split's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Canadian Life Split's Intrinsic Value: Projected FCF or its related term are showing as below:

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Canadian Life Split was 3.25. The lowest was 0.16. And the median was 0.39.

CLSPF's Price-to-Projected-FCF is not ranked *
in the Asset Management industry.
Industry Median: 0.91
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Canadian Life Split  (OTCPK:CLSPF) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Canadian Life Split's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=6.28/11.361094381797
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Canadian Life Split Intrinsic Value: Projected FCF Related Terms


Canadian Life Split Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Canadian Life Split's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canadian Life Split Intrinsic Value: Projected FCF Chart

Canadian Life Split Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.77 12.05 10.97 13.65 11.14

Canadian Life Split Semi-Annual Data
Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25 May26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 13.65 0.00 11.14 0.00

CLSPF vs BLK, BX, KKR: Intrinsic Value: Projected FCF Comparison

For the Asset Management subindustry, Canadian Life Split's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Canadian Life Split Price-to-Projected-FCF vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Canadian Life Split's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Canadian Life Split's Price-to-Projected-FCF falls into.


CLSPF
56GF Score
Canadian Life Companies Split Corp CLSPF
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Canadian Life Split Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Canadian Life Split's Free Cash Flow(6 year avg) = $7.49.

Canadian Life Split's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Nov25)*0.8)/Shares Outstanding (Diluted Average)
=(9.919945764728*7.4895714285714+83.383*0.8)/12.411
=11.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of $11.14 mean?
Canadian Life Split (CLSPF) has a Intrinsic Value: Projected FCF of $11.14 as of Aug. 29, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Canadian Life Split and its competitors. According to the industry distribution chart, Canadian Life Split ranks #290 out of 1213 companies in the Asset Management industry, placing it in the top 23.9%.
Is Canadian Life Split's Intrinsic Value: Projected FCF too high?
Canadian Life Split's current Intrinsic Value: Projected FCF is $11.14. The Asset Management industry median Intrinsic Value: Projected FCF is 0.91. Canadian Life Split's value of $11.14 is 1124.2% above this industry median. Based on the distribution chart, Canadian Life Split ranks #290 out of 1213 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Canadian Life Split has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Life Split's Intrinsic Value: Projected FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, Canadian Life Split ranks #290 out of 1213 companies for Intrinsic Value: Projected FCF. This places Canadian Life Split in the top 24% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.91. Canadian Life Split's value of $11.14 is 1124.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Asset Management company?
The median Intrinsic Value: Projected FCF among Asset Management companies is 0.91, based on 1,213 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canadian Life Split's current Intrinsic Value: Projected FCF of $11.14 is 1124.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Canadian Life Split and its competitors. For the Asset Management industry, the median Intrinsic Value: Projected FCF is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canadian Life Split's current Intrinsic Value: Projected FCF is $11.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Life Split stock overvalued right now?
Based on GuruFocus' analysis, Canadian Life Split (CLSPF) is currently considered Significantly Overvalued. The current Intrinsic Value: Projected FCF is $11.14 and 1124.2% above the Asset Management industry median of 0.91. Canadian Life Split's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Canadian Life Split (CLSPF), the current Intrinsic Value: Projected FCF is $11.14 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Canadian Life Split Business Description

Address 200 Front Street West, Suite 2510, P.O. Box 51, Toronto, ON, CAN, M5V 3K2
Canadian Life Companies Split Corp is a mutual fund corporation established in Canada. It invests predominantly in an actively managed portfolio of common shares comprised mainly of four core large capitalization canadian life insurance companies. The company also employs an active covered call writing program to enhance the income earned from the portfolio.
56GF Score

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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.28
Price