CLSPF (Canadian Life Split) Net Interest Margin (Bank Only) %: N/A% (As of Nov. 2025)


CLSPF Canadian Life Companies Split Corp CLSPF
57 GF Score
Price $5.96
GF Value $4.51
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Canadian Life Split Net Interest Margin (Bank Only) %?

Canadian Life Split CLSPF 57 Net Interest Margin (Bank Only) % is N/A% as of Nov. 2025. GuruFocus rates CLSPF with a GF Score™ of 57/100 and a GF Value™ of $4.51 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Canadian Life Split's annualized Net Interest Income (for Banks) for the quarter that ended in Nov. 2025 was $0.34 Mil. Canadian Life Split's average earning assets for the quarter that ended in Nov. 2025 was $0.00 Mil. Therefore, Canadian Life Split's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Nov. 2025 was N/A%.


Canadian Life Split  (OTCPK:CLSPF) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Canadian Life Split Net Interest Margin (Bank Only) % Related Terms


Canadian Life Split Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Canadian Life Split's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canadian Life Split Net Interest Margin (Bank Only) % Chart

Canadian Life Split Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Net Interest Margin (Bank Only) %
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Canadian Life Split Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CLSPF vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Canadian Life Split's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Canadian Life Split Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Canadian Life Split's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Canadian Life Split's Net Interest Margin (Bank Only) % falls into.


CLSPF
57GF Score
Canadian Life Companies Split Corp CLSPF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Canadian Life Split Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Canadian Life Split's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Nov. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Nov. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Nov. 2024 ) + Earning Assets (A: Nov. 2025 ))/ count )
=0.253/( (0 + 0)/ 1 )
=0.253/0
=N/A %

where

Earning Assets(A: Nov. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Nov. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Canadian Life Split's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Nov. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Nov. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: May. 2025 ) + Earning Assets (Q: Nov. 2025 ))/ count )
=0.342/( (0 + 0)/ 1 )
=0.342/0
=N/A %

where

Earning Assets(Q: May. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Nov. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Nov. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of N/A% mean?
Canadian Life Split (CLSPF) has a Net Interest Margin (Bank Only) % of N/A% as of Nov. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Canadian Life Split and its competitors.
Is Canadian Life Split's Net Interest Margin (Bank Only) % too high?
Canadian Life Split's current Net Interest Margin (Bank Only) % is N/A%. Overall, Canadian Life Split has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Life Split's Net Interest Margin (Bank Only) % compare to BLK and BX?
Canadian Life Split's Net Interest Margin (Bank Only) % of N/A% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Canadian Life Split and its competitors. Canadian Life Split's current Net Interest Margin (Bank Only) % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Life Split stock overvalued right now?
Based on GuruFocus' analysis, Canadian Life Split (CLSPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.51, compared to a current price of $5.96 — trading 32.1% above its estimated fair value. The current Net Interest Margin (Bank Only) % is N/A%. Canadian Life Split's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Canadian Life Split (CLSPF), the current Net Interest Margin (Bank Only) % is N/A% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Life Split (CLSPF) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Life Split stock appears to be overvalued. The current stock price of $5.96 is trading 32.1% above its estimated GF Value™ of $4.51. GuruFocus considers Canadian Life Split to be Significantly Overvalued.

Key valuation signals for CLSPF:

  • Net Interest Margin (Bank Only) %: N/A%
  • GF Value™: $4.51 vs. price of $5.96 (32.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the CLSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Canadian Life Split Business Description

Address 200 Front Street West, Suite 2510, P.O. Box 51, Toronto, ON, CAN, M5V 3K2
Canadian Life Companies Split Corp is a mutual fund corporation established in Canada. It invests predominantly in an actively managed portfolio of common shares comprised mainly of four core large capitalization canadian life insurance companies. The company also employs an active covered call writing program to enhance the income earned from the portfolio.
57GF Score

Get the complete analysis for CLSPF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.96
Price
$4.51
GF Value